Jiayin Group Inc. (JFIN)

2.10 -3.23% (-0.07)

Over 1M: -2.8%

2026-08-28
Style
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2.2 2.4 2.6 2.8
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Annual

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

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FY25 — Revenue: 889.8M FY25 — Operating Cash Flow: 179.8M FY25 — Free Cash Flow: 89M 0 200M 400M 600M 800M 1B
FY25
Revenue Operating Cash Flow Free Cash Flow

Figures as at 2025-12-31, reported in USD. The newest fact in the filings is dated 2025-12-31, 242 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

6.1
Oper. margin 28.9%
ROIC 29.1%
OE margin 7.5%
ROA 17.5%
ROCE 35.4%
ROE 34.6%
OCF margin 20.2%
FCF margin 10.0%
Accruals 3.2%
OCF / EBIT 0.7×
Gross margin —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.0
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

7.7
Interest cover 810.8×
ND/EBITDA —
Debt / Eq 0.12×
Debt payback 0.73 yr
Payout 0.0%
Quick ratio 1.9×
Cash / Debt 0.12×
F-score 4.5 pts
Cash runway —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

5.7
Sales CAGR 4Y +33.6%
Sales/sh Y/Y +13.9%
EBIT CAGR +39.5%
EBIT Y/Y +50.3%
EPS CAGR 4Y +32.6%
EPS Y/Y +54.3%
Div. growth —
EPS next Y —
Sales Q/Q —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.