Generations Bancorp NY, Inc. (GBNY)

15.31 -1.03% (-0.16)

Over 1M: +0.1%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

15.3 15.4
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '19 — Revenue: 610K Q3 '19 — Net Income: 173K Q4 '19 — Revenue: 697K Q4 '19 — Operating Cash Flow: 1.7M Q4 '19 — Net Income: 3K Q1 '20 — Revenue: 661K Q1 '20 — Operating Cash Flow: 111K Q1 '20 — Free Cash Flow: 31K Q1 '20 — Net Income: 10K Q2 '20 — Revenue: 554K Q2 '20 — Operating Cash Flow: 675K Q2 '20 — Free Cash Flow: 599K Q2 '20 — Net Income: 681K Q3 '20 — Revenue: 586K Q3 '20 — Operating Cash Flow: -810K Q3 '20 — Free Cash Flow: -832K Q3 '20 — Net Income: 640K Q4 '20 — Revenue: 514K Q4 '20 — Operating Cash Flow: 1M Q4 '20 — Free Cash Flow: 969K Q4 '20 — Net Income: 401K Q1 '21 — Revenue: 546K Q1 '21 — Operating Cash Flow: -26K Q1 '21 — Free Cash Flow: -182K Q1 '21 — Net Income: 353K Q2 '21 — Revenue: 597K Q2 '21 — Operating Cash Flow: 2.2M Q2 '21 — Free Cash Flow: 2.1M Q2 '21 — Net Income: 369K Q3 '21 — Revenue: 569K Q3 '21 — Operating Cash Flow: -723K Q3 '21 — Free Cash Flow: -889K Q3 '21 — Net Income: 173K Q4 '21 — Revenue: 579K Q4 '21 — Operating Cash Flow: 2M Q4 '21 — Free Cash Flow: 1.9M Q4 '21 — Net Income: 518K Q1 '22 — Revenue: 570K Q1 '22 — Operating Cash Flow: -596K Q1 '22 — Free Cash Flow: -668K Q1 '22 — Net Income: 396K Q2 '22 — Revenue: 525K Q2 '22 — Operating Cash Flow: 2.1M Q2 '22 — Free Cash Flow: 1.9M Q2 '22 — Net Income: 345K Q3 '22 — Revenue: 459K Q3 '22 — Operating Cash Flow: 1.3M Q3 '22 — Free Cash Flow: 1.3M Q3 '22 — Net Income: 300K Q4 '22 — Revenue: 472K Q4 '22 — Operating Cash Flow: 1.5M Q4 '22 — Free Cash Flow: 1.3M Q4 '22 — Net Income: 46K Q1 '23 — Revenue: 491K Q1 '23 — Operating Cash Flow: 63K Q1 '23 — Free Cash Flow: -84K Q1 '23 — Net Income: -152K Q2 '23 — Revenue: 694K Q2 '23 — Operating Cash Flow: 2.6M Q2 '23 — Free Cash Flow: 2.6M Q2 '23 — Net Income: -166K Q3 '23 — Revenue: 358K Q3 '23 — Operating Cash Flow: -2M Q3 '23 — Free Cash Flow: -2M Q3 '23 — Net Income: -643K Q4 '23 — Revenue: 336K Q4 '23 — Operating Cash Flow: 1.4M Q4 '23 — Free Cash Flow: 1.2M Q4 '23 — Net Income: -606K Q1 '24 — Revenue: 317K Q1 '24 — Operating Cash Flow: -1.1M Q1 '24 — Free Cash Flow: -1.1M Q1 '24 — Net Income: -545K Q2 '24 — Revenue: 367K Q2 '24 — Operating Cash Flow: 1.6M Q2 '24 — Free Cash Flow: 1.6M Q2 '24 — Net Income: -841K -2M -1M 0 1M 2M 3M
Q4 '19 Q3 '20 Q2 '21 Q1 '22 Q4 '22 Q3 '23 Q2 '24
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2024-06-30, reported in USD. The newest fact in the filings is dated 2024-06-30, 792 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

0.8
SBC / sales 28.6%
OE margin -54.8%
Accruals -0.62%
ROA -0.66%
Asset turnover 0.0034×
FCF margin -26.2%
OCF margin -9.9%
Profit margin -191.2%
ROE -7.4%
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.8
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.5
Cash runway 27.2 yr
ND/EBITDA —
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 4.5 pts
Cash / Debt —
Current ratio —
Interest cover —
Payout —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.0
Sales/sh Y/Y -31.3%
EPS Y/Y -10022.2%
Sales Q/Q -47.1%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.