German American Bancorp, Inc. (GABC)

49.32USD -1.20% (-0.60)

Over 1M: -2.9%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

50 51
3 Aug 6 Aug 11 Aug 14 Aug 19 Aug 24 Aug 27 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 10.8M Q3 '21 — Operating Cash Flow: 28.5M Q3 '21 — Free Cash Flow: 27.5M Q4 '21 — Operating Cash Flow: 26.9M Q4 '21 — Free Cash Flow: 25M Q1 '22 — Operating Cash Flow: 46.3M Q1 '22 — Free Cash Flow: 42.2M Q2 '22 — Operating Cash Flow: 4.1M Q2 '22 — Free Cash Flow: 2.9M Q3 '22 — Operating Cash Flow: 32.2M Q3 '22 — Free Cash Flow: 31.1M Q4 '22 — Operating Cash Flow: 27.5M Q4 '22 — Free Cash Flow: 26M Q1 '23 — Operating Cash Flow: 31.5M Q1 '23 — Free Cash Flow: 29.6M Q2 '23 — Operating Cash Flow: 21.8M Q2 '23 — Free Cash Flow: 19.2M Q3 '23 — Operating Cash Flow: 24.4M Q3 '23 — Free Cash Flow: 23.4M Q4 '23 — Operating Cash Flow: 29.6M Q4 '23 — Free Cash Flow: 29.3M Q1 '24 — Revenue: 84.1M Q1 '24 — Operating Cash Flow: 23.9M Q1 '24 — Free Cash Flow: 22.6M Q2 '24 — Revenue: 90.5M Q2 '24 — Operating Cash Flow: 18.7M Q2 '24 — Free Cash Flow: 17M Q3 '24 — Revenue: 88.5M Q3 '24 — Operating Cash Flow: 24.5M Q3 '24 — Free Cash Flow: 23M Q4 '24 — Revenue: 90.7M Q4 '24 — Operating Cash Flow: 28.7M Q4 '24 — Free Cash Flow: 28M Q1 '25 — Revenue: 111.1M Q1 '25 — Operating Cash Flow: 37.9M Q1 '25 — Free Cash Flow: 36.7M Q2 '25 — Revenue: 123.2M Q2 '25 — Operating Cash Flow: 26.9M Q2 '25 — Free Cash Flow: 26.2M Q3 '25 — Revenue: 126.5M Q3 '25 — Operating Cash Flow: 51.8M Q3 '25 — Free Cash Flow: 50.1M Q4 '25 — Revenue: 126.7M Q4 '25 — Operating Cash Flow: 42.7M Q4 '25 — Free Cash Flow: 41M Q1 '26 — Revenue: 122.9M Q1 '26 — Operating Cash Flow: 37M Q1 '26 — Free Cash Flow: 36M Q2 '26 — Revenue: 126.9M Q2 '26 — Operating Cash Flow: 58.1M Q2 '26 — Free Cash Flow: 55.3M 0 30M 60M 90M 120M 150M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 62 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

10.0
OE margin 35.7%
SBC / sales 0.58%
Accruals -0.56%
FCF margin 36.3%
OCF margin 37.7%
ROA 1.7%
ROE 11.7%
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/OE 10.4×
FCF yield 9.8%
P/B 1.5×
P/E 13.1×
Div. yield 2.4%
EV/Sales 3.7×
P/C 19.7×
EV/EBIT —
EV/GP —
Fwd P/E —
PEG —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

8.1
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

4.0
ND/EBITDA -0.0031
Debt / Eq 0.083×
Debt payback 0.032 yr
F-score 7.7 pts
Net debt / Eq 0.0048×
Cash / Debt 0.94×
Payout 31.5%
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.0
Sales/sh Y/Y -1.9%
Div. growth +35.9%
EPS Y/Y +32.9%
EPS CAGR 4Y -0.88%
Sales Q/Q +3.1%
Shares change +24.1%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —
Sales CAGR 4Y —

1 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.