FIRST CITIZENS BANCSHARES INC /DE/ (FCNCB)

1,800.00 +0.28% (+5.00)

Over 1Y: +4.6%

2026-08-28
Style
Area Line Line with markers Steps Candlesneeds a shorter window Hollow candlesneeds a shorter window Barsneeds a shorter window

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

1 600 1 800
Aug Oct Dec Feb Apr Jun Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Operating Cash Flow: 154M Q3 '21 — Free Cash Flow: 133M Q3 '21 — Net Income: 124M Q4 '21 — Operating Cash Flow: 127M Q4 '21 — Free Cash Flow: 92M Q4 '21 — Net Income: 123M Q1 '22 — Operating Cash Flow: 577M Q1 '22 — Free Cash Flow: 562M Q1 '22 — Net Income: 271M Q2 '22 — Operating Cash Flow: 654M Q2 '22 — Free Cash Flow: 630M Q2 '22 — Net Income: 255M Q3 '22 — Operating Cash Flow: 506M Q3 '22 — Free Cash Flow: 464M Q3 '22 — Net Income: 315M Q4 '22 — Operating Cash Flow: 1.1B Q4 '22 — Free Cash Flow: 980M Q4 '22 — Net Income: 257M Q1 '23 — Operating Cash Flow: -362M Q1 '23 — Free Cash Flow: -406M Q1 '23 — Net Income: 9.5B Q2 '23 — Operating Cash Flow: 916M Q2 '23 — Free Cash Flow: 832M Q2 '23 — Net Income: 682M Q3 '23 — Operating Cash Flow: 1.2B Q3 '23 — Free Cash Flow: 1.1B Q3 '23 — Net Income: 752M Q4 '23 — Operating Cash Flow: 901M Q4 '23 — Free Cash Flow: 693M Q4 '23 — Net Income: 514M Q1 '24 — Revenue: 2.4B Q1 '24 — Operating Cash Flow: 461M Q1 '24 — Free Cash Flow: 367M Q1 '24 — Net Income: 731M Q2 '24 — Revenue: 2.5B Q2 '24 — Operating Cash Flow: 417M Q2 '24 — Free Cash Flow: 316M Q2 '24 — Net Income: 707M Q3 '24 — Revenue: 2.4B Q3 '24 — Operating Cash Flow: 991M Q3 '24 — Free Cash Flow: 885M Q3 '24 — Net Income: 639M Q4 '24 — Revenue: 2.4B Q4 '24 — Operating Cash Flow: 1.1B Q4 '24 — Free Cash Flow: 991M Q4 '24 — Net Income: 700M Q1 '25 — Revenue: 2.3B Q1 '25 — Operating Cash Flow: 98M Q1 '25 — Free Cash Flow: -5M Q1 '25 — Net Income: 483M Q2 '25 — Revenue: 2.4B Q2 '25 — Operating Cash Flow: 859M Q2 '25 — Free Cash Flow: 733M Q2 '25 — Net Income: 575M Q3 '25 — Revenue: 2.4B Q3 '25 — Operating Cash Flow: 916M Q3 '25 — Free Cash Flow: 678M Q3 '25 — Net Income: 568M Q4 '25 — Revenue: 2.4B Q4 '25 — Operating Cash Flow: 1.1B Q4 '25 — Free Cash Flow: 807M Q4 '25 — Net Income: 580M Q1 '26 — Revenue: 2.3B Q1 '26 — Operating Cash Flow: 172M Q1 '26 — Free Cash Flow: 31M Q1 '26 — Net Income: 534M Q2 '26 — Revenue: 2.4B Q2 '26 — Operating Cash Flow: 1B Q2 '26 — Free Cash Flow: 941M Q2 '26 — Net Income: 672M 0 2B 4B 6B 8B 10B
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

9.0
OE margin 25.6%
Accruals -0.35%
FCF margin 25.6%
OCF margin 33.1%
ROE 10.7%
ROA 0.99%
Asset turnover 0.041×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.0
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

2.0
ND/EBITDA —
Payout 7.9%
F-score 6.4 pts
Cash / Debt 0.33×
Debt payback 8.8 yr
Net debt / Eq 0.98×
Debt / Eq 1.5×
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.6
Sales/sh Y/Y +11.4%
Div. growth +1.9%
EPS Y/Y +8.3%
Sales Q/Q +2.5%
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS next Y —
Sales CAGR 4Y —

1 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.