FIRST BANCORP (FBP)

28.51USD +0.21% (+0.06)

Over 1M: +0.2%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

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7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Net Income: 75.7M Q4 '21 — Net Income: 73.6M Q1 '22 — Net Income: 82.6M Q2 '22 — Net Income: 74.7M Q3 '22 — Net Income: 74.6M Q4 '22 — Net Income: 73.2M Q1 '23 — Net Income: 70.7M Q2 '23 — Net Income: 70.7M Q3 '23 — Net Income: 82M Q4 '23 — Net Income: 79.5M Q1 '24 — Net Income: 73.5M Q2 '24 — Net Income: 75.8M Q3 '24 — Net Income: 73.7M Q4 '24 — Net Income: 75.7M Q1 '25 — Net Income: 77.1M Q2 '25 — Net Income: 80.2M Q3 '25 — Net Income: 100.5M Q4 '25 — Net Income: 87.1M Q1 '26 — Net Income: 88.8M Q2 '26 — Net Income: 96.2M 0 25M 50M 75M 100M 125M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Gross Profit Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

10.0
OE margin 41.8%
Accruals -0.45%
FCF margin 42.8%
OCF margin 44.5%
ROE 18.8%
ROA 1.9%
Asset turnover 0.053×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/OE 9.3×
Div. yield 2.7%
FCF yield 10.1%
P/E 11.7×
P/B 2.2×
P/C 7.7×
EV/Sales 3.9×
EV/EBIT —
EV/GP —
Fwd P/E —
PEG —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

7.3
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

10.0
ND/EBITDA 0.091
Cash / Debt 2.8×
Debt / Eq 0.1×
Debt payback 0.0 yr
F-score 9.0 pts
Payout 32.1%
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.0
Sales/sh Y/Y +9.0%
Div. growth +9.4%
EPS CAGR 4Y +13.2%
EPS Y/Y +24.9%
Sales Q/Q +7.3%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.