FIRST BANCORP (FBP)

28.01 +1.08% (+0.30)

Over 5Y: +161.1%

2026-08-28
10 20 30
2021 2022 2023 2024 2025 2026

Financials Quarterly

Q3 '25 — Revenue: 248.7M Q3 '25 — Operating Cash Flow: 137.6M Q3 '25 — Free Cash Flow: 134.8M Q3 '25 — Net Income: 100.5M Q4 '25 — Revenue: 257.2M Q4 '25 — Operating Cash Flow: 107.3M Q4 '25 — Free Cash Flow: 103.2M Q4 '25 — Net Income: 87.1M Q1 '26 — Revenue: 258.6M Q1 '26 — Operating Cash Flow: 121.1M Q1 '26 — Free Cash Flow: 115.9M Q1 '26 — Net Income: 88.8M Q2 '26 — Revenue: 264.9M Q2 '26 — Operating Cash Flow: 92.2M Q2 '26 — Free Cash Flow: 87.2M Q2 '26 — Net Income: 96.2M 0 60M 120M 180M 240M 300M
Q3 '25 Q4 '25 Q1 '26 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

10.0
OE margin 41.8%
Accruals -0.45%
FCF margin 42.8%
OCF margin 44.5%
ROE 18.8%
ROA 1.9%
Asset turnover 0.053×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

7.3
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.0
ND/EBITDA —
Cash / Debt 2.8×
Debt / Eq 0.1×
Debt payback 0.0 yr
F-score 9.0 pts
Payout 32.1%
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.0
Sales/sh Y/Y +9.0%
Div. growth +9.4%
EPS CAGR 4Y +13.2%
EPS Y/Y +24.9%
Sales Q/Q +7.3%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.