Enova International, Inc. (ENVA) · Peers

Enova International against the 8 other companies here in its SEC industry, Personal Credit Institutions. Each figure is the one on the company's own page; the median is the peers', and the rank is among all 9, highest first.

Measure by measure

Measure	ENVA	Peer median	Rank
Market value	$4.43B	median $2.81B	4 of 9
P/E	12.5×	median 9.1×	3 of 8
Forward P/E	10.3×	median 10.4×	5 of 9
EV/EBITDA	10.8×	median 24.4×	3 of 4
P/S	1.3×	median 1.4×	5 of 8
FCF yield	44.1%	median 32.7%	4 of 8
Operating margin	24.0%	median 8.5%	2 of 4
Net margin	10.3%	median 14.4%	5 of 8
ROIC	10.2%	median 4.3%	2 of 4
ROE	23.7%	median 12.5%	2 of 8
Revenue growth (4y, yearly)	27.1%	median 5.7%	2 of 8
EPS growth (yearly)	14.1%	median -5.8%	2 of 8
Stock pay / revenue	1.0%	median 1.5%	6 of 8
Share count change	-5.1%	median 0.3%	5 of 8

Green where Enova International is on the better side of the median, red where on the worse; no colour where higher is neither, like size or dividend yield.

The peers, largest first

Company	Market value	P/E	ROIC	Score
ENVAEnova International, Inc.	$4.43B	P/E 12.5×	10.2%	6.3
AFRMAffirm Holdings, Inc.	$25.76B	P/E 67.4×	-0.6%	4.5
CACCCredit Acceptance Corp	$5.62B	P/E 11.2×	32.3%	6.9
NNINelnet Inc	$4.59B	P/E –	–	5.3
BFHBread Financial Holdings, Inc.	$3.94B	P/E 6.9×	–	6.5
HAPNHappen, Inc.	$1.67B	P/E 8.6×	–	4.9
ATLCAtlanticus Holdings Corp	$1.40B	P/E 9.1×	–	7.2
WRLDWorld Acceptance Corporation	$800.39M	P/E 20.8×	4.3%	5.3
RMRegional Management Corp.	$317.09M	P/E 6.8×	–	6.2

The industry is the Standard Industrial Classification code the company registered with the SEC. It is a broad label: a peer group is a starting point for comparing, not proof that two businesses are alike. None of this is advice.