Credit Acceptance Corp (CACC) · Peers
Credit Acceptance against the 8 other companies here in its SEC industry, Personal Credit Institutions. Each figure is the one on the company's own page; the median is the peers', and the rank is among all 9, highest first.
Measure by measure
| Measure | CACC | Peer median | Rank |
|---|---|---|---|
| Market value | $5.62B | median $2.81B | 2 of 9 |
| P/E | 11.2× | median 9.1× | 4 of 8 |
| Forward P/E | 11.3× | median 9.8× | 4 of 9 |
| EV/EBITDA | 8.6× | median 24.4× | 4 of 4 |
| P/S | 2.4× | median 1.3× | 2 of 8 |
| FCF yield | 21.7% | median 44.1% | 6 of 8 |
| Operating margin | 27.9% | median 8.5% | 1 of 4 |
| Net margin | 21.5% | median 10.3% | 2 of 8 |
| ROIC | 32.3% | median 4.3% | 1 of 4 |
| ROE | 31.6% | median 12.5% | 1 of 8 |
| Revenue growth (4y, yearly) | 5.7% | median 10.8% | 5 of 8 |
| EPS growth (yearly) | -11.6% | median -5.1% | 7 of 8 |
| Stock pay / revenue | 1.9% | median 1.5% | 3 of 8 |
| Share count change | -6.6% | median 0.3% | 7 of 8 |
Green where Credit Acceptance is on the better side of the median, red where on the worse; no colour where higher is neither, like size or dividend yield.
The peers, largest first
| Company | Market value | P/E | ROIC | Score |
|---|---|---|---|---|
| CACCCredit Acceptance Corp | $5.62B | P/E 11.2× | 32.3% | 6.9 |
| AFRMAffirm Holdings, Inc. | $25.76B | P/E 67.4× | -0.6% | 4.5 |
| NNINelnet Inc | $4.59B | P/E – | – | 5.3 |
| ENVAEnova International, Inc. | $4.43B | P/E 12.5× | 10.2% | 6.3 |
| BFHBread Financial Holdings, Inc. | $3.94B | P/E 6.9× | – | 6.5 |
| HAPNHappen, Inc. | $1.67B | P/E 8.6× | – | 4.9 |
| ATLCAtlanticus Holdings Corp | $1.40B | P/E 9.1× | – | 7.2 |
| WRLDWorld Acceptance Corporation | $800.39M | P/E 20.8× | 4.3% | 5.3 |
| RMRegional Management Corp. | $317.09M | P/E 6.8× | – | 6.2 |
The industry is the Standard Industrial Classification code the company registered with the SEC. It is a broad label: a peer group is a starting point for comparing, not proof that two businesses are alike. None of this is advice.