Donegal Group Inc. (DGICA)

19.24 +1.37% (+0.26)

Over 5Y: +58.8%

2026-08-28
10 15 20
2021 2022 2023 2024 2025 2026

Financials Quarterly

Q3 '25 — Revenue: 245.9M Q3 '25 — Operating Cash Flow: 22.4M Q3 '25 — Net Income: 20.1M Q4 '25 — Revenue: 240.1M Q4 '25 — Operating Cash Flow: 10M Q4 '25 — Net Income: 17.2M Q1 '26 — Revenue: 236M Q1 '26 — Operating Cash Flow: 20.2M Q1 '26 — Net Income: 11.5M Q2 '26 — Revenue: 241.1M Q2 '26 — Operating Cash Flow: 5.9M Q2 '26 — Net Income: 22.3M 0 50M 100M 150M 200M 250M
Q3 '25 Q4 '25 Q1 '26 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

3.9
SBC / sales 0.11%
OE margin 6.0%
ROIC 10.9%
Accruals 0.51%
ROA 2.9%
ROE 10.7%
FCF margin 6.1%
OCF margin 6.1%
OCF / EBIT 0.67×
Capex / sales —
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

7.0
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.5
ND/EBITDA —
Debt / Eq 0.0×
Debt payback 0.0 yr
Payout 37.8%
F-score 5.4 pts
Cash / Debt —
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

3.2
Sales/sh Y/Y -3.1%
Div. growth +13.1%
EPS Y/Y -14.2%
EBIT Y/Y -13.8%
Sales Q/Q -2.4%
EBIT CAGR —
EPS CAGR 4Y —
EPS next Y —
Shares change —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.