Dave Inc./DE (DAVEW)

2.03 +12.78% (+0.23)

Over 5Y: +72.8%

2026-08-28
Style
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2 4
2022 2023 2024 2025 2026

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Revenue: 65.8M Q3 '23 — Operating Cash Flow: 15.4M Q3 '23 — Free Cash Flow: 15.3M Q3 '23 — Net Income: -12.1M Q4 '23 — Revenue: 73.1M Q4 '23 — Operating Cash Flow: 15.6M Q4 '23 — Free Cash Flow: 15.6M Q4 '23 — Net Income: 179K Q1 '24 — Revenue: 73.6M Q1 '24 — Operating Cash Flow: 18.3M Q1 '24 — Free Cash Flow: 18.3M Q1 '24 — Net Income: 34.2M Q2 '24 — Revenue: 80.1M Q2 '24 — Operating Cash Flow: 28M Q2 '24 — Free Cash Flow: 27.9M Q2 '24 — Net Income: 6.4M Q3 '24 — Revenue: 92.5M Q3 '24 — Operating Cash Flow: 37M Q3 '24 — Free Cash Flow: 37M Q3 '24 — Net Income: 466K Q4 '24 — Revenue: 100.8M Q4 '24 — Operating Cash Flow: 41.7M Q4 '24 — Free Cash Flow: 41.7M Q4 '24 — Net Income: 16.8M Q1 '25 — Revenue: 108M Q1 '25 — Operating Cash Flow: 45.2M Q1 '25 — Free Cash Flow: 45.2M Q1 '25 — Net Income: 28.8M Q2 '25 — Revenue: 131.8M Q2 '25 — Operating Cash Flow: 68.2M Q2 '25 — Free Cash Flow: 68.1M Q2 '25 — Net Income: 9M Q3 '25 — Revenue: 150.7M Q3 '25 — Operating Cash Flow: 83.2M Q3 '25 — Free Cash Flow: 83.2M Q3 '25 — Net Income: 92.1M Q4 '25 — Revenue: 163.7M Q4 '25 — Operating Cash Flow: 93.3M Q4 '25 — Free Cash Flow: 93.2M Q4 '25 — Net Income: 65.9M Q1 '26 — Revenue: 158.4M Q1 '26 — Operating Cash Flow: 82M Q1 '26 — Free Cash Flow: 82M Q1 '26 — Net Income: 57.9M Q2 '26 — Revenue: 170.8M Q2 '26 — Operating Cash Flow: 68.4M Q2 '26 — Free Cash Flow: 68.1M Q2 '26 — Net Income: 6.7M 0 40M 80M 120M 160M 200M
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

8.7
OE margin 44.9%
ROIC 118.3%
Oper. margin 34.5%
Accruals -18.3%
Capex / sales 0.063%
FCF margin 50.7%
OCF margin 50.8%
ROA 39.0%
ROCE 49.6%
ROE 107.1%
OCF / EBIT 1.5×
Gross margin —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.7
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.7
ND/EBITDA —
Debt payback 0.0 yr
Payout 0.0%
Quick ratio 4.2×
Cash / Debt 1.3×
Debt / Eq 0.93×
F-score 5.6 pts
Cash runway —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

7.7
Sales/sh Y/Y +41.9%
Sales CAGR 4Y +38.0%
EBIT Y/Y +122.7%
EPS Y/Y +285.5%
Sales Q/Q +29.6%
Div. growth —
EBIT CAGR —
EPS CAGR 4Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.