CENTRAL PACIFIC FINANCIAL CORP (CPF)

38.19USD +1.01% (+0.38)

Over 1M: -1.8%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

37 38 39
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 7.3M Q3 '21 — Operating Cash Flow: 15.8M Q4 '21 — Revenue: 7.5M Q4 '21 — Operating Cash Flow: 35.6M Q1 '22 — Revenue: 7.1M Q1 '22 — Operating Cash Flow: 9.4M Q2 '22 — Revenue: 7.8M Q2 '22 — Operating Cash Flow: 38.1M Q3 '22 — Revenue: 7.8M Q3 '22 — Operating Cash Flow: 34.5M Q4 '22 — Revenue: 7.7M Q4 '22 — Operating Cash Flow: 32.1M Q1 '23 — Revenue: 11M Q1 '23 — Operating Cash Flow: 18.3M Q2 '23 — Revenue: 10.4M Q2 '23 — Operating Cash Flow: 30M Q3 '23 — Revenue: 10M Q3 '23 — Operating Cash Flow: 35.2M Q4 '23 — Revenue: 15.2M Q4 '23 — Operating Cash Flow: 21.6M Q1 '24 — Revenue: 11.2M Q1 '24 — Operating Cash Flow: 17M Q2 '24 — Revenue: 12.1M Q2 '24 — Operating Cash Flow: 25.9M Q3 '24 — Revenue: 12.7M Q3 '24 — Operating Cash Flow: 21.3M Q4 '24 — Revenue: 2.6M Q4 '24 — Operating Cash Flow: 26.3M Q1 '25 — Revenue: 11.1M Q1 '25 — Operating Cash Flow: 20.4M Q2 '25 — Revenue: 13M Q2 '25 — Operating Cash Flow: 35.1M Q3 '25 — Revenue: 13.5M Q3 '25 — Operating Cash Flow: 21.4M Q4 '25 — Revenue: 14.2M Q4 '25 — Operating Cash Flow: 20.5M Q1 '26 — Revenue: 11.6M Q1 '26 — Operating Cash Flow: 18.3M Q2 '26 — Revenue: 14.6M Q2 '26 — Operating Cash Flow: 42.9M 0 9M 18M 27M 36M 45M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Gross Profit Operating Cash Flow

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

9.4
OE margin 177.8%
Accruals -0.27%
FCF margin 181.7%
OCF margin 191.4%
Profit margin 154.0%
ROE 13.9%
ROA 1.1%
Asset turnover 0.0072×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/OE 7.1×
P/C 2.6×
Div. yield 3.0%
FCF yield 10.0%
P/B 1.6×
P/E 11.8×
EV/Sales 12.6×
EV/EBIT —
EV/GP —
Fwd P/E —
PEG —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.5
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

10.0
ND/EBITDA 0.45
Cash / Debt 5.0×
Debt / Eq 0.13×
Debt payback 0.0 yr
F-score 9.0 pts
Payout 36.0%
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

3.8
Sales/sh Y/Y +37.1%
Shares change -0.41%
EPS Y/Y +37.3%
Sales Q/Q +12.3%
Div. growth +4.3%
EPS CAGR 4Y +0.26%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.