CAPITAL ONE FINANCIAL CORP (COF)

215.67 -0.46% (-1.00)

Over 5Y: +35.4%

2026-08-28
100 200
2021 2022 2023 2024 2025 2026

Financials Quarterly

Q2 '21 — Revenue: 1.2B Q2 '21 — Operating Cash Flow: 4.1B Q2 '21 — Free Cash Flow: 3.9B Q2 '21 — Net Income: 3.5B Q3 '21 — Revenue: 1.3B Q3 '21 — Operating Cash Flow: 2B Q3 '21 — Free Cash Flow: 1.8B Q3 '21 — Net Income: 3.1B Q4 '21 — Revenue: 1.3B Q4 '21 — Operating Cash Flow: 4.7B Q4 '21 — Free Cash Flow: 4.5B Q4 '21 — Net Income: 2.4B Q1 '22 — Revenue: 1.2B Q1 '22 — Operating Cash Flow: -79M Q1 '22 — Free Cash Flow: -309M Q1 '22 — Net Income: 2.4B Q2 '22 — Revenue: 1.4B Q2 '22 — Operating Cash Flow: 3B Q2 '22 — Free Cash Flow: 2.8B Q2 '22 — Net Income: 2B Q3 '22 — Revenue: 1.4B Q3 '22 — Operating Cash Flow: 2.8B Q3 '22 — Free Cash Flow: 2.6B Q3 '22 — Net Income: 1.7B Q4 '22 — Revenue: 1.4B Q4 '22 — Operating Cash Flow: 8.2B Q4 '22 — Free Cash Flow: 7.9B Q4 '22 — Net Income: 1.2B Q1 '23 — Revenue: 1.3B Q1 '23 — Operating Cash Flow: 3B Q1 '23 — Free Cash Flow: 2.8B Q1 '23 — Net Income: 960M Q2 '23 — Revenue: 1.4B Q2 '23 — Operating Cash Flow: 3.4B Q2 '23 — Free Cash Flow: 3.1B Q2 '23 — Net Income: 1.4B Q3 '23 — Revenue: 1.5B Q3 '23 — Operating Cash Flow: 7.1B Q3 '23 — Free Cash Flow: 6.9B Q3 '23 — Net Income: 1.8B Q4 '23 — Revenue: 1.5B Q4 '23 — Operating Cash Flow: 7.1B Q4 '23 — Free Cash Flow: 6.8B Q4 '23 — Net Income: 706M Q1 '24 — Revenue: 1.4B Q1 '24 — Operating Cash Flow: 3B Q1 '24 — Free Cash Flow: 2.8B Q1 '24 — Net Income: 1.3B Q2 '24 — Revenue: 1.5B Q2 '24 — Operating Cash Flow: 6.2B Q2 '24 — Free Cash Flow: 6B Q2 '24 — Net Income: 597M Q3 '24 — Revenue: 1.4B Q3 '24 — Operating Cash Flow: 6.5B Q3 '24 — Free Cash Flow: 6.1B Q3 '24 — Net Income: 1.8B Q4 '24 — Revenue: 1.6B Q4 '24 — Operating Cash Flow: 2.4B Q4 '24 — Free Cash Flow: 2.1B Q4 '24 — Net Income: 1.1B Q1 '25 — Revenue: 1.5B Q1 '25 — Operating Cash Flow: 4.7B Q1 '25 — Free Cash Flow: 4.3B Q1 '25 — Net Income: 1.4B Q2 '25 — Revenue: 1.8B Q2 '25 — Operating Cash Flow: 6.1B Q2 '25 — Free Cash Flow: 5.7B Q2 '25 — Net Income: -4.3B Q3 '25 — Revenue: 2.3B Q3 '25 — Operating Cash Flow: 9.2B Q3 '25 — Free Cash Flow: 8.8B Q3 '25 — Net Income: 3.2B Q4 '25 — Revenue: 2.4B Q4 '25 — Operating Cash Flow: 7.8B Q4 '25 — Free Cash Flow: 7.4B Q4 '25 — Net Income: 2.1B Q1 '26 — Revenue: 2.4B Q1 '26 — Operating Cash Flow: 6B Q1 '26 — Free Cash Flow: 5.5B Q1 '26 — Net Income: 2.2B -3B 0 3B 6B 9B 12B
Q3 '21 Q2 '22 Q1 '23 Q4 '23 Q3 '24 Q2 '25 Q1 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-03-31, reported in USD. The newest fact in the filings is dated 2026-03-31, 152 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

8.5
OE margin 295.7%
Accruals -3.8%
FCF margin 303.8%
OCF margin 323.7%
ROA 0.47%
ROE 2.9%
Asset turnover 0.013×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

4.8
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.0
ND/EBITDA —
Cash / Debt 1.6×
Debt payback 0.0 yr
Debt / Eq 0.45×
F-score 5.1 pts
Payout 55.4%
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.4
Sales CAGR 4Y +14.0%
Sales/sh Y/Y +5.8%
Div. growth +62.7%
Sales Q/Q +61.9%
EPS Y/Y -53.1%
Shares change +41.1%
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.