CITIZENS FINANCIAL GROUP INC/RI (CFG)

68.87USD -1.20% (-0.84)

Over 1M: -5.3%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

70 72 74
3 Aug 6 Aug 11 Aug 14 Aug 19 Aug 24 Aug 27 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 307M Q4 '21 — Revenue: 423M Q1 '22 — Revenue: 300M Q2 '22 — Revenue: 339M Q3 '22 — Revenue: 322M Q4 '22 — Revenue: 338M Q1 '23 — Revenue: 309M Q2 '23 — Revenue: 323M Q3 '23 — Revenue: 310M Q4 '23 — Revenue: 324M Q1 '24 — Revenue: 367M Q2 '24 — Revenue: 402M Q3 '24 — Revenue: 367M Q4 '24 — Revenue: 397M Q1 '25 — Revenue: 367M Q2 '25 — Revenue: 383M Q3 '25 — Revenue: 452M Q4 '25 — Revenue: 433M Q1 '26 — Revenue: 415M Q2 '26 — Revenue: 451M 0 100M 200M 300M 400M 500M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Free Cash Flow

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 63 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

8.7
OE margin 135.5%
Accruals -0.16%
FCF margin 142.8%
OCF margin 142.8%
Profit margin 121.4%
ROE 8.1%
ROA 0.91%
Asset turnover 0.0075×
Capex / sales —
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

9.6
EV/OE 13.2×
P/C 2.3×
FCF yield 8.7%
P/B 1.1×
P/E 13.6×
Div. yield 2.7%
EV/Sales 17.9×
EV/EBIT —
EV/GP —
Fwd P/E —
PEG —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

3.8
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

2.0
ND/EBITDA -0.078
Debt payback 0.97 yr
F-score 9.0 pts
Net debt / Eq 0.093×
Cash / Debt 0.84×
Debt / Eq 0.58×
Payout 36.7%
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.8
Sales/sh Y/Y +20.1%
EPS Y/Y +38.6%
Sales Q/Q +17.8%
Div. growth -1.8%
EPS CAGR 4Y -7.0%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.