CASS INFORMATION SYSTEMS, INC. (CASS)

56.65USD -0.32% (-0.18)

Over 1M: +1.3%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

56 57 58
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Operating Cash Flow: 12.4M Q3 '23 — Free Cash Flow: 9.4M Q4 '23 — Operating Cash Flow: 7.6M Q4 '23 — Free Cash Flow: 5M Q1 '24 — Operating Cash Flow: 9.8M Q1 '24 — Free Cash Flow: 6.3M Q2 '24 — Operating Cash Flow: 10.7M Q2 '24 — Free Cash Flow: 7.9M Q3 '24 — Operating Cash Flow: -198K Q3 '24 — Free Cash Flow: -2.2M Q4 '24 — Operating Cash Flow: 18.6M Q4 '24 — Free Cash Flow: 18.4M Q1 '25 — Operating Cash Flow: 21.6M Q1 '25 — Free Cash Flow: 19M Q2 '25 — Operating Cash Flow: -1.3M Q2 '25 — Free Cash Flow: -2.6M Q3 '25 — Operating Cash Flow: 12.3M Q3 '25 — Free Cash Flow: 11.3M Q4 '25 — Operating Cash Flow: 4.8M Q4 '25 — Free Cash Flow: 4.1M Q1 '26 — Operating Cash Flow: 14.5M Q1 '26 — Free Cash Flow: 12.7M Q2 '26 — Operating Cash Flow: 16.9M Q2 '26 — Free Cash Flow: 13.8M 0 5M 10M 15M 20M 25M
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Operating Cash Flow Free Cash Flow

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-12-31, -122 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

7.4
ROIC —
OE margin 18.8%
Oper. margin 22.9%
Accruals -0.47%
FCF margin 21.1%
OCF margin 24.4%
ROE 15.0%
OCF / EBIT 1.1×
ROA 1.5%
Asset turnover 0.079×
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/EBIT 6.8×
EV/OE 8.3×
P/C 1.7×
EV/Sales 1.6×
Div. yield 2.3%
FCF yield 5.8%
P/B 3.0×
P/E 19.8×
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.9
Segment HHI 0.68 HHI
RPO / sales —
RPO growth —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

5.7
ND/EBITDA 1.3
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 7.5 pts
Payout 44.8%
Cash / Debt —
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

3.9
Sales/sh Y/Y +11.3%
EBIT Y/Y +74.7%
EPS Y/Y +48.2%
Sales Q/Q +12.5%
EPS CAGR 4Y +6.9%
Div. growth +0.29%
EBIT CAGR +1.8%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.