PATHWARD FINANCIAL, INC. (CASH)

81.50 -0.06% (-0.05)

Over 1M: -7.6%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

85 90
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q4 '25 — Revenue: 186.7M Q4 '25 — Operating Cash Flow: 303.7M Q4 '25 — Free Cash Flow: 300.3M Q4 '25 — Net Income: 38.8M Q1 '26 — Revenue: 173.1M Q1 '26 — Operating Cash Flow: 108.3M Q1 '26 — Free Cash Flow: 104.1M Q1 '26 — Net Income: 35.2M Q2 '26 — Revenue: 276.3M Q2 '26 — Operating Cash Flow: 232.9M Q2 '26 — Free Cash Flow: 230.6M Q2 '26 — Net Income: 72.9M Q3 '26 — Revenue: 189.6M Q3 '26 — Operating Cash Flow: 52M Q3 '26 — Free Cash Flow: 48.6M Q3 '26 — Net Income: 29M 0 70M 140M 210M 280M 350M
Q4 '25 Q1 '26 Q2 '26 Q3 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

9.9
OE margin 81.4%
Accruals -7.1%
FCF margin 82.8%
OCF margin 84.4%
ROE 20.7%
ROA 2.4%
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.0
Segment HHI 0.97 HHI
RPO / sales —
RPO growth —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.0
ND/EBITDA —
Cash / Debt 4.5×
Debt / Eq 0.039×
Debt payback 0.0 yr
F-score 7.7 pts
Payout 2.5%
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.3
Sales CAGR 4Y +11.2%
Sales/sh Y/Y +6.2%
EPS CAGR 4Y +15.8%
EPS Y/Y +4.3%
Div. growth -7.5%
Sales Q/Q -3.1%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.