Stock Scorer

Upstart Holdings, Inc. (UPST)

Every figure below is the company's own, as filed. Nothing is estimated and nothing is smoothed — a period the filing does not support is left blank rather than drawn. Quarters are the company's own, counted from its financial year ending 12-31. Amounts in USD. Every figure as a table ›

Revenue Quarterly

0 150M 300M 450M Q3 '21: 210.4M Q4 '21: 287.4M Q1 '22: 314M Q2 '22: 258.3M Q3 '22: 179.3M Q4 '22: 155.6M Q1 '23: 117.1M Q2 '23: 143.7M Q3 '23: 146.8M Q4 '23: 140.3M Q1 '24: 127.8M Q2 '24: 127.6M Q3 '24: 162.1M Q4 '24: 219M Q1 '25: 213.4M Q2 '25: 257.3M Q3 '25: 277.1M Q4 '25: 296.1M Q1 '26: 308.2M Q2 '26: 364.7M Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26

Operating Income Quarterly

-150M -100M -50M 0 50M 100M 150M Q3 '21: 28.6M Q4 '21: 60.4M Q1 '22: 34.8M Q2 '22: -32.1M Q3 '22: -58.1M Q4 '22: -58.5M Q1 '23: -131.8M Q2 '23: -33.3M Q3 '23: -43.8M Q4 '23: -47.5M Q1 '24: -67.5M Q2 '24: -55.5M Q3 '24: -45.2M Q4 '24: -4.8M Q1 '25: -4.5M Q2 '25: 4.5M Q3 '25: 23.7M Q4 '25: 18.9M Q1 '26: -7.5M Q2 '26: 14.6M Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26

Net Income Quarterly

-150M -100M -50M 0 50M 100M 150M Q3 '21: 29.1M Q4 '21: 58.9M Q1 '22: 32.7M Q2 '22: -29.9M Q3 '22: -56.2M Q4 '22: -55.3M Q1 '23: -129.3M Q2 '23: -28.2M Q3 '23: -40.3M Q4 '23: -42.4M Q1 '24: -64.6M Q2 '24: -54.5M Q3 '24: -6.8M Q4 '24: -2.8M Q1 '25: -2.4M Q2 '25: 5.6M Q3 '25: 31.8M Q4 '25: 18.6M Q1 '26: -6.6M Q2 '26: 16.5M Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26

Operating Cash Flow Quarterly

-300M -200M -100M 0 100M 200M 300M Q1 '21: 43.1M Q2 '21: 92.8M Q3 '21: 43.6M Q1 '22: -266.8M Q2 '22: -53.6M Q3 '22: -101.4M Q4 '22: -236.1M Q1 '23: -75.7M Q2 '23: 217.3M Q3 '23: -107.7M Q4 '23: -145.6M Q1 '24: 44.3M Q2 '24: 73.6M Q3 '24: 179.3M Q1 '25: -13.5M Q2 '25: -120.2M Q3 '25: -122.6M Q4 '25: 108.6M Q1 '26: -133.3M Q2 '26: -136.6M Q2 '21 Q2 '22 Q1 '23 Q4 '23 Q3 '24 Q3 '25 Q2 '26

Free Cash Flow Quarterly

-300M -200M -100M 0 100M 200M 300M Q1 '21: 42.8M Q2 '21: 91.1M Q3 '21: 40.6M Q1 '22: -268.4M Q2 '22: -57.6M Q3 '22: -102.9M Q4 '22: -237.8M Q1 '23: -76.8M Q2 '23: 217.3M Q3 '23: -107.8M Q4 '23: -145.8M Q1 '24: 43.7M Q2 '24: 73.5M Q3 '24: 179.2M Q1 '25: -13.5M Q2 '25: -120.3M Q3 '25: -122.7M Q4 '25: 108.4M Q1 '26: -136M Q2 '26: -138.7M Q2 '21 Q2 '22 Q1 '23 Q4 '23 Q3 '24 Q3 '25 Q2 '26

Operating cash flow minus capital expenditure.

Shares Outstanding Quarterly

0 40M 80M 120M Q1 '20: 14.6M Q2 '20: 14.7M Q3 '20: 26.7M Q1 '21: 91.4M Q2 '21: 94.8M Q3 '21: 96.1M Q1 '22: 95.5M Q2 '22: 83.8M Q3 '22: 81.7M Q1 '23: 81.9M Q2 '23: 83.1M Q3 '23: 84.4M Q1 '24: 87M Q2 '24: 88.4M Q3 '24: 90.1M Q1 '25: 94.3M Q2 '25: 102.9M Q3 '25: 109.7M Q1 '26: 96.9M Q2 '26: 109.7M Q2 '20 Q2 '21 Q2 '22 Q2 '23 Q2 '24 Q2 '25 Q2 '26

Weighted average diluted, as the filer reports it for each period. An average cannot be added across periods, so this one is always shown per period the filer tagged rather than as a trailing year.

EPS TTM

-4.50 -3.00 -1.50 0.00 1.50 3.00 4.50 Q3 '21: 1.12 Q4 '21: 1.42 Q1 '22: 1.65 Q2 '22: 0.90 Q3 '22: -0.09 Q4 '22: -1.38 Q1 '23: -3.30 Q2 '23: -3.28 Q3 '23: -3.07 Q4 '23: -2.89 Q1 '24: -2.05 Q2 '24: -2.33 Q3 '24: -1.92 Q4 '24: -1.45 Q1 '25: -0.74 Q2 '25: -0.07 Q3 '25: 0.23 Q4 '25: 0.42 Q1 '26: 0.38 Q2 '26: 0.49 Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26

The filer's own published earnings a share for each quarter, four quarters added up. The company page divides trailing net income by the share count instead, which lands within about 1% of this and is not the same sum, so the two are named differently rather than presented as one figure.

Not drawn for UPST: Gross Profit, Cost of Revenue. Nothing in this filer's XBRL supports them for the periods asked for. That is a gap in the filing, not a zero, and drawing a flat line would be an invention.