Credit Acceptance Corp (CACC)
Every figure this model derived for CACC, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.
The figures, and where each came from
This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.
| Figure | Value | XBRL tag | As at |
|---|---|---|---|
| capex | 3,900,000 | PaymentsToAcquirePropertyPlantAndEquipment |
2026-06-30 |
| cash | 1,400,000 | CashAndCashEquivalentsAtCarryingValue |
2026-06-30 |
| equity | 1,588,900,000 | StockholdersEquity |
2026-06-30 |
| interest expense | 445,900,000 | InterestExpense |
2026-06-30 |
| ocf | 1,225,000,000 | NetCashProvidedByUsedInOperatingActivities |
2026-06-30 |
| revenue | 2,329,700,000 | Revenues |
2026-06-30 |
| sbc | 45,100,000 | ShareBasedCompensation |
2026-06-30 |
The ratios
The figures themselves rather than their scores — what somebody looking up CACC on one particular measure came for.
| Ratio | Value |
|---|---|
| cash operating margin | 29.94 |
| dilution pct | -6.57 |
| ebit cagr | -2.58 |
| ebit yoy | 16.42 |
| ev ebit | 8.51 |
| ev owner earnings | 4.7 |
| ev sales | 2.37 |
| fcf margin | 52.41 |
| growth cv | 0.77 |
| interest cover | 1.46 |
| operating margin | 27.88 |
| owner earnings margin | 50.48 |
| revenue growth | 2.58 |
| revenue growth per share | 9.79 |
| roic | 32.32 |
| rule of 40 | 30.46 |
| sbc pct revenue | 1.94 |
Everything else this filing tags
358 more elements from CACC's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.
| Element | Newest | As of | Periods | Unit |
|---|---|---|---|---|
NotesReceivableGross | 11,608,700,000 | 2026-06-30 | 16 | USD |
LoansAndLeasesReceivableNetOfDeferredIncome | 10,884,200,000 | 2024-06-30 | 200 | USD |
ReceivablesFairValueDisclosure | 9,010,300,000 | 2026-06-30 | 12 | USD |
LoansReceivableFairValueDisclosure | 8,974,100,000 | 2025-12-31 | 102 | USD |
Assets | 8,622,600,000 | 2026-06-30 | 140 | USD |
LiabilitiesAndStockholdersEquity | 8,622,600,000 | 2026-06-30 | 140 | USD |
NotesReceivableNet | 7,959,200,000 | 2026-06-30 | 40 | USD |
LoansAndLeasesReceivableNetReportedAmount | 7,547,700,000 | 2024-06-30 | 178 | USD |
Liabilities | 7,033,700,000 | 2026-06-30 | 140 | USD |
DebtInstrumentCarryingAmount | 6,387,900,000 | 2025-12-31 | 14 | USD |
DebtInstrumentFairValue | 6,286,200,000 | 2026-06-30 | 86 | USD |
SecuredDebt | 5,019,000,000 | 2026-06-30 | 114 | USD |
ProceedsFromLongTermLinesOfCredit | 4,069,800,000 | 2026-06-30 | 137 | USD |
RepaymentsOfLongTermLinesOfCredit | 3,999,300,000 | 2026-06-30 | 137 | USD |
DebtInstrumentFaceAmount | 3,901,700,000 | 2018-09-30 | 26 | USD |
FinancingReceivableAllowanceForCreditLosses | 3,649,500,000 | 2026-06-30 | 16 | USD |
LoansAndLeasesReceivableAllowance | 3,336,500,000 | 2024-06-30 | 200 | USD |
ProceedsFromCollectionOfLoansReceivable | 2,901,300,000 | 2026-06-30 | 195 | USD |
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield | 2,320,000,000 | 2019-12-31 | 103 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo | 2,227,000,000 | 2025-12-31 | 14 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextRollingTwelveMonths | 2,181,400,000 | 2025-12-31 | 14 | USD |
ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections1 | 1,809,600,000 | 2026-06-30 | 58 | USD |
LongTermDebt | 1,752,500,000 | 2014-12-31 | 24 | USD |
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions | 1,532,800,000 | 2019-12-31 | 67 | USD |
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion | 1,378,200,000 | 2019-12-31 | 67 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree | 1,340,600,000 | 2025-12-31 | 14 | USD |
DeferredIncomeTaxLiabilities | 1,320,800,000 | 2025-12-31 | 12 | USD |
DeferredTaxLiabilitiesFinancingArrangements | 1,310,400,000 | 2025-12-31 | 28 | USD |
NotesPayableFairValueDisclosure | 1,128,600,000 | 2026-06-30 | 90 | USD |
SeniorLongTermNotes | 1,089,400,000 | 2026-06-30 | 122 | USD |
RetainedEarningsAccumulatedDeficit | 1,081,100,000 | 2026-06-30 | 122 | USD |
RepaymentsOfSecuredDebt | 969,600,000 | 2026-06-30 | 137 | USD |
DeferredTaxAssetsGross | 966,800,000 | 2025-12-31 | 28 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts | 884,000,000 | 2025-12-31 | 28 | USD |
ProceedsFromIssuanceOfSecuredDebt | 826,000,000 | 2026-06-30 | 137 | USD |
CostsAndExpenses | 823,800,000 | 2026-06-30 | 223 | USD |
ProvisionForLoanAndLeaseLosses | 691,300,000 | 2024-09-30 | 175 | USD |
PaymentsToAcquireLoansReceivable | 677,000,000 | 2026-06-30 | 137 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments | 644,000,000 | 2021-06-30 | 206 | USD |
FinancialServicesRevenue | 560,000,000 | 2018-06-30 | 95 | USD |
AdditionalPaidInCapitalCommonStock | 507,900,000 | 2026-06-30 | 122 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive | 500,000,000 | 2025-12-31 | 11 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | 492,100,000 | 2026-06-30 | 136 | USD |
RestrictedCashAndCashEquivalents | 490,700,000 | 2026-06-30 | 182 | USD |
DeferredTaxLiabilities | 483,100,000 | 2019-12-31 | 40 | USD |
AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent | 400,200,000 | 2025-12-31 | 78 | USD |
AccountsPayableAndAccruedLiabilitiesCurrent | 394,000,000 | 2026-06-30 | 44 | USD |
NetCashProvidedByUsedInInvestingActivities | -363,500,000 | 2026-06-30 | 135 | USD |
DeferredIncomeTaxLiabilitiesNet | 349,200,000 | 2026-06-30 | 62 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | 343,600,000 | 2026-06-30 | 65 | USD |
PaymentsForRepurchaseOfCommonStock | 320,300,000 | 2026-06-30 | 137 | USD |
StockRepurchasedDuringPeriodValue | 320,300,000 | 2026-06-30 | 153 | USD |
StockRepurchasedAndRetiredDuringPeriodValue | 320,300,000 | 2026-06-30 | 19 | USD |
NetCashProvidedByUsedInFinancingActivities | -301,400,000 | 2026-06-30 | 135 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedClaimsAmount | 301,100,000 | 2025-12-31 | 10 | USD |
ProvisionForLoanLossesExpensed | 298,800,000 | 2026-06-30 | 26 | USD |
OperatingExpenses | 275,300,000 | 2026-06-30 | 45 | USD |
NetIncomeLoss | 271,700,000 | 2026-06-30 | 276 | USD |
ComprehensiveIncomeNetOfTax | 270,500,000 | 2026-06-30 | 191 | USD |
IncomeTaxPaidFederalAfterRefundReceived | 252,900,000 | 2025-12-31 | 3 | USD |
DeferredTaxAssetsLiabilitiesNet | -236,600,000 | 2015-09-30 | 36 | USD |
InterestPaidNet | 207,200,000 | 2026-06-30 | 137 | USD |
IncomeLossFromContinuingOperations | 188,044,000 | 2011-12-31 | 11 | USD |
LineOfCredit | 177,800,000 | 2026-06-30 | 120 | USD |
LinesOfCreditFairValueDisclosure | 177,800,000 | 2026-06-30 | 109 | USD |
FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff | 168,900,000 | 2024-06-30 | 12 | USD |
LaborAndRelatedExpense | 166,700,000 | 2026-06-30 | 195 | USD |
FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff | 155,300,000 | 2024-06-30 | 12 | USD |
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations | -145,900,000 | 2014-03-31 | 2 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour | 138,900,000 | 2025-12-31 | 14 | USD |
DeferredTaxAssetsNet | 137,900,000 | 2018-12-31 | 4 | USD |
IncomeTaxExpenseBenefitContinuingOperations | 123,400,000 | 2012-12-31 | 3 | USD |
AvailableForSaleDebtSecuritiesAmortizedCostBasis | 116,900,000 | 2026-06-30 | 92 | USD |
AvailableForSaleSecuritiesDebtSecurities | 116,600,000 | 2026-06-30 | 30 | USD |
DebtSecuritiesAvailableForSaleRestricted | 116,600,000 | 2026-06-30 | 40 | USD |
FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff | 114,700,000 | 2024-06-30 | 12 | USD |
CurrentIncomeTaxExpenseBenefit | 103,900,000 | 2025-12-31 | 42 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost | 100,000,000 | 2026-06-30 | 100 | USD |
IncomeTaxReconciliationChangeInEnactedTaxRate | 99,800,000 | 2019-12-31 | 3 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue | 99,700,000 | 2026-06-30 | 100 | USD |
FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff | 95,700,000 | 2024-06-30 | 12 | USD |
StockIssuedDuringPeriodValueStockOptionsExercised | 95,100,000 | 2026-06-30 | 61 | USD |
ProceedsFromIssuanceOfCommonStock | 95,100,000 | 2026-06-30 | 43 | USD |
FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff | 95,100,000 | 2024-06-30 | 12 | USD |
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations | 93,500,000 | 2014-03-31 | 2 | USD |
OtherAccruedLiabilitiesCurrent | 84,500,000 | 2012-06-30 | 1 | USD |
CurrentFederalTaxExpenseBenefit | 83,500,000 | 2025-12-31 | 42 | USD |
LossContingencyAccrualProvision | 82,600,000 | 2025-12-31 | 6 | USD |
LossContingencyEstimateOfPossibleLoss | 82,600,000 | 2026-06-30 | 4 | USD |
CommonStockSharesAuthorized | 80,000,000 | 2026-06-30 | 118 | shares |
UnrecognizedTaxBenefits | 79,400,000 | 2025-12-31 | 56 | USD |
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate | 79,400,000 | 2025-12-31 | 14 | USD |
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToFromNonaccretableDifference | 76,400,000 | 2019-12-31 | 67 | USD |
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | 72,100,000 | 2026-06-30 | 6 | USD |
IncomeTaxExpenseBenefit | 71,900,000 | 2026-06-30 | 223 | USD |
AvailableForSaleSecuritiesRestricted | 69,300,000 | 2021-06-30 | 82 | USD |
AvailableForSaleSecuritiesAmortizedCost | 68,200,000 | 2021-06-30 | 50 | USD |
DebtSecuritiesAvailableForSaleUnrealizedLossPosition | 66,700,000 | 2026-06-30 | 40 | USD |
PropertyPlantAndEquipmentGross | 66,400,000 | 2025-12-31 | 36 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months | 64,000,000 | 2026-06-30 | 40 | USD |
IncreaseDecreaseInIncomeTaxesReceivable | -58,800,000 | 2026-06-30 | 135 | USD |
SellingAndMarketingExpense | 57,700,000 | 2026-06-30 | 199 | USD |
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment | 53,800,000 | 2025-12-31 | 36 | USD |
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations | 53,800,000 | 2014-03-31 | 2 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost | 53,300,000 | 2014-12-31 | 8 | USD |
AssumedPremiumsWritten | 52,100,000 | 2026-06-30 | 186 | USD |
AvailableForSaleSecurities | 51,900,000 | 2013-09-30 | 2 | USD |
GeneralAndAdministrativeExpense | 50,900,000 | 2026-06-30 | 199 | USD |
PremiumsEarnedNet | 47,800,000 | 2026-06-30 | 199 | USD |
AvailableForSaleSecuritiesFairValueDisclosure | 47,500,000 | 2013-06-30 | 10 | USD |
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized | 40,200,000 | 2013-09-30 | 3 | USD |
PaymentsToAcquireAvailableForSaleSecuritiesDebt | 38,600,000 | 2026-06-30 | 45 | USD |
OtherIncome | 35,000,000 | 2026-06-30 | 199 | USD |
DeferredTaxAssetsOther | 34,600,000 | 2025-12-31 | 28 | USD |
IncreaseDecreaseInDeferredIncomeTaxes | -34,600,000 | 2025-12-31 | 27 | USD |
PolicyholderBenefitsAndClaimsIncurredNet | 33,900,000 | 2026-06-30 | 199 | USD |
DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal | 32,300,000 | 2025-12-31 | 28 | USD |
DeferredFederalIncomeTaxExpenseBenefit | 32,200,000 | 2025-12-31 | 42 | USD |
OtherAssets | 32,200,000 | 2026-06-30 | 122 | USD |
IncreaseDecreaseInRestrictedCash | 30,900,000 | 2017-12-31 | 66 | USD |
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities | 29,100,000 | 2019-12-31 | 72 | USD |
UnamortizedDebtIssuanceExpense | 28,600,000 | 2026-06-30 | 96 | USD |
AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation | 27,200,000 | 2016-12-31 | 21 | USD |
LitigationSettlementExpense | 27,200,000 | 2021-09-30 | 1 | USD |
PaymentsToAcquireAvailableForSaleSecurities | 25,200,000 | 2021-06-30 | 91 | USD |
GainLossOnSaleOfPropertyPlantEquipment | -23,700,000 | 2025-12-31 | 70 | USD |
UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued | 20,900,000 | 2025-12-31 | 28 | USD |
CurrentStateAndLocalTaxExpenseBenefit | 20,400,000 | 2025-12-31 | 42 | USD |
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue | 20,000,000 | 2026-06-30 | 121 | USD |
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue | 19,900,000 | 2021-06-30 | 66 | USD |
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue | 19,200,000 | 2021-06-30 | 66 | USD |
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt | 18,300,000 | 2026-06-30 | 58 | USD |
BuildingsAndImprovementsGross | 17,800,000 | 2025-12-31 | 36 | USD |
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions | 16,500,000 | 2025-12-31 | 42 | USD |
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost | 15,900,000 | 2025-12-31 | 28 | USD |
PropertyPlantAndEquipmentNet | 14,100,000 | 2026-06-30 | 122 | USD |
IncomeTaxesPaidNet | 13,800,000 | 2026-06-30 | 137 | USD |
LossContingencyAccrualCarryingValuePeriodIncreaseDecrease | 12,000,000 | 2022-09-30 | 5 | USD |
LossContingencyAccrualPayments | 12,000,000 | 2022-12-31 | 2 | USD |
StockIssuedDuringPeriodValueRestrictedStockAwardForfeitures | 11,500,000 | 2021-06-30 | 1 | USD |
RestrictedStockAwardForfeitures | 11,500,000 | 2021-06-30 | 1 | USD |
DefinedContributionPlanCostRecognized | 11,400,000 | 2025-12-31 | 42 | USD |
AllowanceForLoanAndLeaseLossesProvisionForLossGross | 11,200,000 | 2013-06-30 | 17 | USD |
WeightedAverageNumberOfDilutedSharesOutstanding | 10,851,014 | 2026-06-30 | 223 | shares |
FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff | 10,700,000 | 2024-06-30 | 12 | USD |
WeightedAverageNumberOfSharesOutstandingBasic | 10,608,030 | 2026-06-30 | 223 | shares |
WeightedAverageNumberOfSharesIssuedBasic | 10,507,543 | 2026-06-30 | 186 | shares |
CommonStockSharesIssued | 10,376,049 | 2026-06-30 | 122 | shares |
CommonStockSharesOutstanding | 10,376,049 | 2026-06-30 | 122 | shares |
UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations | 10,000,000 | 2025-12-31 | 42 | USD |
AmortizationOfFinancingCostsAndDiscounts | 9,900,000 | 2026-06-30 | 137 | USD |
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost | 8,700,000 | 2026-06-30 | 100 | USD |
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue | 8,700,000 | 2026-06-30 | 100 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect | -8,600,000 | 2026-06-30 | 76 | USD |
DeferredTaxLiabilitiesOther | 8,600,000 | 2025-12-31 | 28 | USD |
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities | 8,500,000 | 2026-06-30 | 133 | USD |
IncomeTaxReceivable | 8,400,000 | 2026-06-30 | 122 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue | 8,300,000 | 2021-12-31 | 23 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost | 8,200,000 | 2026-06-30 | 100 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue | 8,200,000 | 2026-06-30 | 100 | USD |
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities | -8,200,000 | 2026-06-30 | 137 | USD |
CashUninsuredAmount | 8,100,000 | 2024-03-31 | 72 | USD |
IncomeTaxReconciliationStateAndLocalIncomeTaxes | 6,700,000 | 2026-06-30 | 6 | USD |
CashAndCashEquivalentsPeriodIncreaseDecrease | -6,400,000 | 2017-12-31 | 60 | USD |
IncomeTaxExaminationLiabilityRefundAdjustmentFromSettlementWithTaxingAuthority | 6,200,000 | 2010-12-31 | 1 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount | 5,900,000 | 2025-12-31 | 10 | USD |
PaymentsOfDebtIssuanceCosts | 5,700,000 | 2026-06-30 | 137 | USD |
ValuationAllowanceDeferredTaxAssetChangeInAmount | -5,500,000 | 2019-12-31 | 5 | USD |
OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals | 5,400,000 | 2018-09-30 | 1 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue | 5,100,000 | 2014-12-31 | 9 | USD |
IncomeTaxReconciliationTaxCreditsResearch | 4,800,000 | 2026-06-30 | 4 | USD |
CashEquivalentsAtCarryingValue | 4,691,000 | 2012-03-31 | 8 | USD |
DeferredIncomeTaxExpenseBenefit | -4,500,000 | 2026-06-30 | 137 | USD |
AccruedIncomeTaxes | 4,300,000 | 2026-06-30 | 114 | USD |
IncreaseDecreaseInAccruedIncomeTaxesPayable | 4,300,000 | 2026-06-30 | 121 | USD |
CapitalizedComputerSoftwareNet | 4,200,000 | 2014-12-31 | 7 | USD |
IncreaseDecreaseInOtherOperatingAssets | -4,200,000 | 2026-06-30 | 137 | USD |
RepaymentsOfOtherDebt | 3,800,000 | 2014-12-31 | 34 | USD |
AdvertisingExpense | 3,600,000 | 2025-12-31 | 42 | USD |
DeferredTaxAssetsOperatingLossCarryforwards | 3,400,000 | 2019-12-31 | 2 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized | 3,250,000 | 2025-12-31 | 12 | shares |
FinanceLeaseLiability | 3,200,000 | 2019-09-30 | 3 | USD |
ProceedsFromSaleOfPropertyPlantAndEquipment | 3,200,000 | 2025-12-31 | 4 | USD |
FinanceLeaseRightOfUseAsset | 3,000,000 | 2019-09-30 | 3 | USD |
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense | 3,000,000 | 2025-12-31 | 40 | USD |
UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense | 3,000,000 | 2025-12-31 | 40 | USD |
AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease | 2,900,000 | 2014-12-31 | 12 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger | 2,700,000 | 2026-06-30 | 40 | USD |
LandAndLandImprovements | 2,700,000 | 2025-12-31 | 36 | USD |
ProceedsFromPaymentsForOtherFinancingActivities | 2,600,000 | 2026-06-30 | 103 | USD |
ExcessTaxBenefitFromShareBasedCompensationOperatingActivities | 2,500,000 | 2017-12-31 | 1 | USD |
LesseeOperatingLeaseLiabilityPaymentsDue | 2,500,000 | 2025-12-31 | 5 | USD |
DeferredStateAndLocalIncomeTaxExpenseBenefit | 2,400,000 | 2025-12-31 | 42 | USD |
OperatingLeaseExpense | 2,200,000 | 2025-12-31 | 15 | USD |
FurnitureAndFixturesGross | 2,100,000 | 2025-12-31 | 36 | USD |
IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost | -1,900,000 | 2026-06-30 | 6 | USD |
StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased | 1,806,007 | 2023-12-31 | 12 | shares |
DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts | 1,800,000 | 2025-12-31 | 28 | USD |
OperatingLeasesFutureMinimumPaymentsDue | 1,800,000 | 2020-12-31 | 9 | USD |
OperatingLeasesRentExpenseNet | 1,700,000 | 2020-12-31 | 26 | USD |
AssetImpairmentCharges | 1,400,000 | 2010-12-31 | 1 | USD |
CapitalizedComputerSoftwareAdditions | 1,400,000 | 2014-12-31 | 8 | USD |
CashAndCashEquivalentsFairValueDisclosure | 1,400,000 | 2026-06-30 | 114 | USD |
Depreciation | 1,400,000 | 2026-06-30 | 137 | USD |
ImpairmentOfLongLivedAssetsHeldForUse | 1,400,000 | 2010-12-31 | 1 | USD |
AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts | -1,300,000 | 2013-06-30 | 17 | USD |
AmortizationOfAcquisitionCosts | 1,300,000 | 2026-06-30 | 186 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths | 1,300,000 | 2025-12-31 | 5 | USD |
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax | 1,200,000 | 2021-06-30 | 52 | USD |
OperatingLeasesFutureMinimumPaymentsNextRollingTwelveMonths | 1,200,000 | 2020-12-31 | 9 | USD |
OtherComprehensiveIncomeLossNetOfTax | -1,200,000 | 2026-06-30 | 107 | USD |
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent | -1,200,000 | 2026-06-30 | 185 | USD |
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax | -1,200,000 | 2026-06-30 | 180 | USD |
StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased | 1,153,618 | 2026-06-30 | 42 | shares |
PreferredStockSharesAuthorized | 1,000,000 | 2026-06-30 | 109 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber | 862,682 | 2014-09-30 | 6 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross | 770,500 | 2021-07-21 | 5 | shares |
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax | 700,000 | 2026-06-30 | 40 | USD |
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue | 700,000 | 2021-06-30 | 59 | USD |
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss | 700,000 | 2026-06-30 | 40 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss | 700,000 | 2026-06-30 | 38 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo | 700,000 | 2025-12-31 | 5 | USD |
StockRepurchasedDuringPeriodShares | 628,221 | 2026-06-30 | 144 | shares |
OperatingLeasesFutureMinimumPaymentsDueInRollingYearTwo | 600,000 | 2020-12-31 | 9 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber | 510,000 | 2012-09-30 | 8 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized | 500,000 | 2012-03-31 | 6 | shares |
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax | 400,000 | 2026-06-30 | 40 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearThree | 400,000 | 2025-12-31 | 5 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod | 313,000 | 2012-09-30 | 4 | shares |
ConversionOfStockSharesConverted1 | 300,875 | 2014-09-30 | 5 | shares |
AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 | -300,000 | 2013-06-30 | 2 | USD |
AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 | -300,000 | 2013-06-30 | 2 | USD |
UnsolicitedTenderOfferCosts | 300,000 | 2012-12-31 | 3 | USD |
AccumulatedOtherComprehensiveIncomeLossNetOfTax | -200,000 | 2026-06-30 | 122 | USD |
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses | 200,000 | 2014-12-31 | 2 | USD |
DebtInstrumentUnamortizedPremium | 200,000 | 2013-06-30 | 1 | USD |
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense | 200,000 | 2018-03-31 | 4 | USD |
OperatingLeasesFutureMinimumPaymentsDueInRollingAfterYearFive | 200,000 | 2013-12-31 | 2 | USD |
IncomeTaxReconciliationNondeductibleExpenseAmortization | -200,000 | 2026-06-30 | 6 | USD |
LossContingencyPendingClaimsNumber | 175,516 | 2025-12-31 | 10 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod | 143,000 | 2012-09-30 | 4 | shares |
OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax | -121,000 | 2011-12-31 | 3 | USD |
OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease | 116,000 | 2011-12-31 | 3 | USD |
WeightedAverageNumberOfSharesRestrictedStock | 100,487 | 2026-06-30 | 186 | shares |
AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax | -100,000 | 2012-12-31 | 1 | USD |
AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax | -100,000 | 2010-12-31 | 2 | USD |
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax | 100,000 | 2021-06-30 | 52 | USD |
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses | 100,000 | 2014-12-31 | 2 | USD |
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss | 100,000 | 2021-06-30 | 51 | USD |
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss | 100,000 | 2021-06-30 | 52 | USD |
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses | 100,000 | 2014-12-31 | 2 | USD |
CommonStockValue | 100,000 | 2026-06-30 | 122 | USD |
DerivativeAssetFairValueNet | 100,000 | 2013-06-30 | 3 | USD |
DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral | 100,000 | 2024-06-30 | 80 | USD |
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss | 100,000 | 2021-09-30 | 2 | USD |
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax | -100,000 | 2012-12-31 | 1 | USD |
OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax | 100,000 | 2011-12-31 | 2 | USD |
OtherOperatingActivitiesCashFlowStatement | -100,000 | 2026-06-30 | 70 | USD |
ProceedsFromCollectionOfOtherReceivables | -100,000 | 2014-12-31 | 38 | USD |
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions | 100,000 | 2025-12-31 | 39 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFour | 100,000 | 2025-12-31 | 5 | USD |
LitigationSettlementAmountAwardedToOtherParty | 95,000 | 2021-09-30 | 1 | USD |
LossContingencyAccrualAtCarryingValue | 95,000 | 2022-09-30 | 2 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted | 71,900 | 2014-09-30 | 5 | shares |
OtherComprehensiveIncomeReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax | -71,000 | 2011-12-31 | 3 | USD |
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount | 47,673 | 2026-06-30 | 141 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant | 21,270 | 2025-12-31 | 18 | shares |
DerivativeAssets | 18,000 | 2012-09-30 | 4 | USD |
OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax | -13,000 | 2012-09-30 | 7 | USD |
OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax | 8,000 | 2012-09-30 | 8 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod | 7,500 | 2014-09-30 | 8 | shares |
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax | 4,000 | 2012-03-31 | 2 | USD |
OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax | -2,000 | 2011-12-31 | 3 | USD |
OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax | -1,000 | 2011-12-31 | 3 | USD |
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 | 334 | 2021-03-31 | 2 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue | 130 | 2014-09-30 | 6 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue | 130 | 2014-09-30 | 7 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue | 75 | 2012-09-30 | 8 | USD/shares |
EarningsPerShareBasic | 26 | 2026-06-30 | 271 | USD/shares |
EarningsPerShareDiluted | 25 | 2026-06-30 | 271 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue | 21 | 2012-09-30 | 4 | USD/shares |
IncomeLossFromContinuingOperationsPerBasicShare | 7 | 2011-12-31 | 11 | USD/shares |
IncomeLossFromContinuingOperationsPerDilutedShare | 7 | 2011-12-31 | 11 | USD/shares |
LossContingencyNumberOfPlaintiffs | 6 | 2013-02-02 | 7 | plaintiff |
LossContingencyNumberOfPlaintiffs | 4 | 2016-09-30 | 18 | dealer |
DefinedContributionPlanEmployerMatchingContributionPercentOfMatch | 1 | 2025-12-31 | 11 | pure |
LossContingencyClaimsDismissedNumber | 1 | 2016-09-30 | 8 | dealer |
NumberOfOperatingSegments | 1 | 2025-12-31 | 12 | pure |
NumberOfReportableSegments | 1 | 2025-12-31 | 11 | portfolio_segment |
NumberOfReportableSegments | 1 | 2026-06-30 | 47 | segment |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate | 0 | 2022-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 0 | 2026-06-30 | 183 | pure |
EffectiveIncomeTaxRateContinuingOperations | 0 | 2026-06-30 | 186 | pure |
DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent | 0 | 2025-12-31 | 13 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum | 0 | 2022-12-31 | 2 | pure |
DefinedContributionPlanEmployerMatchingContributionPercent | 0 | 2025-12-31 | 11 | pure |
DefinedContributionPlanMaximumAnnualContributionPerEmployeePercent | 0 | 2012-12-31 | 1 | pure |
DebtInstrumentInterestRateEffectivePercentage | 0 | 2016-10-27 | 1 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpense | 0 | 2024-12-31 | 6 | pure |
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes | 0 | 2026-06-30 | 183 | pure |
EffectiveIncomeTaxRateReconciliationDeductions | 0 | 2024-12-31 | 24 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMinimum | 0 | 2022-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationTaxCreditsResearch | 0 | 2026-06-30 | 4 | pure |
CommonStockParOrStatedValuePerShare | 0 | 2026-06-30 | 118 | USD/shares |
PreferredStockParOrStatedValuePerShare | 0 | 2026-06-30 | 109 | USD/shares |
EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance | 0 | 2014-06-30 | 4 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost | -0 | 2026-06-30 | 96 | pure |
EffectiveIncomeTaxRateReconciliationTaxSettlements | -0 | 2015-03-31 | 39 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseAmortization | -0 | 2026-06-30 | 26 | pure |
AllowanceForLoanAndLeaseLossesAdjustmentsNet | 0 | 2019-12-31 | 21 | USD |
AllowanceForLoanAndLeaseLossesWriteOffs | 0 | 2024-06-30 | 160 | USD |
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts | 0 | 2024-06-30 | 143 | USD |
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss | 0 | 2021-06-30 | 52 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost | 0 | 2026-06-30 | 95 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue | 0 | 2026-06-30 | 95 | USD |
DebtInstrumentUnamortizedDiscount | 0 | 2026-06-30 | 72 | USD |
DeferredTaxAssetsValuationAllowance | 0 | 2018-12-31 | 10 | USD |
DiscontinuedOperationIncomeLossFromDiscontinuedOperationBeforeIncomeTax | 0 | 2011-12-31 | 7 | USD |
DiscontinuedOperationTaxEffectOfDiscontinuedOperation | 0 | 2011-12-31 | 7 | USD |
DueFromAffiliates | 0 | 2020-03-31 | 68 | USD |
EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate | 0 | 2020-12-31 | 12 | pure |
EffectiveIncomeTaxRateReconciliationOtherAdjustments | 0 | 2026-06-30 | 179 | pure |
EffectOfExchangeRateOnCashAndCashEquivalents | 0 | 2011-12-31 | 7 | USD |
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities | 0 | 2018-12-31 | 64 | USD |
GainsLossesOnExtinguishmentOfDebt | 0 | 2026-06-30 | 124 | USD |
HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss | 0 | 2021-09-30 | 2 | USD |
IncomeLossFromDiscontinuedOperationsNetOfTax | 0 | 2011-12-31 | 11 | USD |
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare | 0 | 2011-12-31 | 11 | USD/shares |
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare | 0 | 2011-12-31 | 11 | USD/shares |
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements | 0 | 2016-12-31 | 53 | shares |
LeaseholdImprovementsGross | 0 | 2022-12-31 | 24 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive | 0 | 2025-12-31 | 12 | USD |
OperatingLeasesFutureMinimumPaymentsDueInRollingYearFive | 0 | 2020-12-31 | 9 | USD |
OperatingLeasesFutureMinimumPaymentsDueInRollingYearFour | 0 | 2020-12-31 | 9 | USD |
OperatingLeasesFutureMinimumPaymentsDueInRollingYearThree | 0 | 2020-12-31 | 9 | USD |
OtherBorrowings | 0 | 2024-12-31 | 82 | USD |
OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax | 0 | 2012-09-30 | 10 | USD |
OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeTax | 0 | 2012-09-30 | 12 | USD |
OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax | 0 | 2012-09-30 | 13 | USD |
OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax | 0 | 2012-09-30 | 15 | USD |
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax | 0 | 2014-09-30 | 28 | USD |
PreferredStockSharesIssued | 0 | 2026-06-30 | 108 | shares |
PreferredStockValue | 0 | 2026-06-30 | 106 | USD |
ProceedsFromIssuanceOfFirstMortgageBond | 0 | 2020-12-31 | 13 | USD |
ProceedsFromIssuanceOfSeniorLongTermDebt | 0 | 2026-06-30 | 71 | USD |
ProceedsFromStockOptionsExercised | 0 | 2016-12-31 | 44 | USD |
RepaymentsOfSeniorDebt | 0 | 2026-06-30 | 78 | USD |
RestructuringCostsAndAssetImpairmentCharges | 0 | 2011-12-31 | 3 | USD |
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures | 0 | 2011-12-31 | 3 | USD |
UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities | 0 | 2025-12-31 | 30 | USD |
UnrecognizedTaxBenefitsIncomeTaxPenaltiesExpense | 0 | 2025-12-31 | 39 | USD |
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions | 0 | 2025-12-31 | 30 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss | 0 | 2026-06-30 | 38 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFive | 0 | 2025-12-31 | 5 | USD |
ProceedsFromSaleOfBuildings | 0 | 2025-12-31 | 14 | USD |
FinancingReceivableAllowanceForCreditLossesRecovery | 0 | 2026-06-30 | 26 | USD |
FinancingReceivableAllowanceForCreditLossesWriteOffs | 0 | 2026-06-30 | 26 | USD |
IncomeTaxReconciliationOtherAdjustments | 0 | 2026-06-30 | 4 | USD |
What to be careful about
What this model itself distrusts about CACC's figures. Written by the derivation as it ran, not added afterwards.
- no operating income tagged; derived as revenue minus CostsAndExpenses
- forward EPS growth +14.1% is analyst consensus, not a filing: consensus 2027 EPS 55.18 against trailing 48.35, over 1 year(s), from 3 analysts (taken 2026-10-11)
- durability DROPPED from the total: only 2 of 4 inputs could be computed (contracted coverage, gross margin stability not tagged), so the score is not meaningful. Its weight is spread over the other dimensions
- resilience rests on 2 of 3 inputs; not tagged: liquidity