Stock Scorer

Yiren Digital Ltd. (YRD)

Every figure this model derived for YRD, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2025-12-31.

The figures, and where each came from

This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.

FigureValueXBRL tagAs at
capex 3,681,000 PaymentsToAcquirePropertyPlantAndEquipment 2025-12-31
cash 478,776,000 CashAndCashEquivalentsAtCarryingValue 2025-12-31
equity 1,325,884,000 StockholdersEquity 2025-12-31
interest expense 27,000 InterestPaidNet 2025-12-31
ocf 100,617,000 NetCashProvidedByUsedInOperatingActivities 2025-12-31
revenue 817,838,000 Revenues 2025-12-31
sbc 4,321,000 ShareBasedCompensation 2025-12-31

The ratios

The figures themselves rather than their scores — what somebody looking up YRD on one particular measure came for.

RatioValue
cash operating margin-103.12
dilution pct-0.02
ev owner earnings-3.94
ev sales-0.45
fcf margin11.85
growth cv2.56
interest cover-31464.78
operating margin-103.88
owner earnings margin11.32
roic-79.23
sbc pct revenue0.53

Everything else this filing tags

400 more elements from YRD's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.

ElementNewestAs of PeriodsUnit
Assets13,454,955,0002025-12-31 20CNY
LiabilitiesAndStockholdersEquity13,454,955,0002025-12-31 20CNY
OperatingIncomeLoss-5,940,978,0002025-12-31 6CNY
RevenueFromContractWithCustomerExcludingAssessedTax5,719,220,0002025-12-31 3CNY
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities5,610,908,0002024-12-31 24CNY
SalesRevenueNet5,543,350,0002017-12-31 6CNY
PaymentsToAcquireAvailableForSaleSecuritiesDebt5,480,000,0002024-12-31 21CNY
AdditionalPaidInCapital5,239,550,0002025-12-31 20CNY
UndistributedEarningsOfDomesticSubsidiaries5,238,000,0002025-12-31 16CNY
RetainedEarningsAccumulatedDeficit4,205,557,0002025-12-31 21CNY
Liabilities4,182,918,0002025-12-31 20CNY
CostsAndExpenses4,158,837,0002024-12-31 27CNY
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents3,870,834,0002025-12-31 35CNY
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations3,870,834,0002025-12-31 4CNY
CashAndCashEquivalentsFairValueDisclosure3,841,284,0002024-12-31 8CNY
AmountOfRestrictedNetAssetsForConsolidatedAndUnconsolidatedSubsidiaries3,601,028,0002025-12-31 20CNY
PaymentsToAcquireAvailableForSaleSecurities2,988,777,0002017-12-31 3CNY
StockIssuedDuringPeriodValueAcquisitions2,521,534,0002019-12-31 3CNY
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations2,113,435,0002016-12-31 3CNY
Assets1,924,033,0002025-12-31 12USD
LiabilitiesAndStockholdersEquity1,924,033,0002025-12-31 12USD
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest1,861,921,0002024-12-31 27CNY
PrepaidExpenseAndOtherAssets1,776,019,0002025-12-31 20CNY
NotesAndLoansReceivableNetCurrent1,697,962,0002021-12-31 5CNY
NetCashProvidedByUsedInInvestingActivities-1,576,167,0002025-12-31 27CNY
DepositsAssets1,495,610,0002025-12-31 12CNY
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations-1,421,663,0002016-12-31 3CNY
GuaranteeObligationsCurrentCarryingValue1,300,097,0002025-12-31 18CNY
NotesReceivableGross1,272,504,0002025-12-31 6CNY
DueFromRelatedParties1,266,232,0002022-12-31 14CNY
PaymentsToAcquireLoansHeldForInvestment1,246,178,0002024-12-31 23CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements-1,193,926,0002025-12-31 20CNY
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment1,193,926,0002025-12-31 29CNY
ProceedsFromDivestitureOfBusinessesNetOfCashDivested-1,184,286,0002020-12-31 6CNY
FinancingReceivableOriginatedInCurrentFiscalYear1,179,666,0002025-12-31 2CNY
SellingAndMarketingExpense1,159,934,0002025-12-31 30CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases1,130,701,0002025-12-31 18CNY
PaymentsToAcquireLoansAndLeasesHeldForInvestment1,130,701,0002025-12-31 3CNY
PaymentsToFundLongtermLoansToRelatedParties1,100,000,0002024-12-31 13CNY
ProceedsFromCollectionOfFinanceReceivables1,077,840,0002025-12-31 3CNY
GuarantyLiabilities989,701,0002025-12-31 4CNY
AvailableForSaleSecurities963,253,0002017-12-31 3CNY
NotesReceivableNet909,182,0002025-12-31 8CNY
ProvisionForDoubtfulAccounts899,656,0002025-12-31 3CNY
SalesRevenueNet851,998,0002017-12-31 5USD
OperatingIncomeLoss-849,549,0002025-12-31 1USD
AccountsReceivableNet826,141,0002025-12-31 20CNY
RevenueFromContractWithCustomerIncludingAssessedTax795,405,0002024-12-31 7USD
ContractWithCustomerAssetGross782,674,0002025-12-31 16CNY
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities768,691,0002024-12-31 9USD
RepaymentsOfDebt767,900,0002023-12-31 1CNY
PaymentsToAcquireAvailableForSaleSecuritiesDebt750,757,0002024-12-31 7USD
AdditionalPaidInCapital749,246,0002025-12-31 12USD
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance700,408,0002025-12-31 20CNY
NetCashProvidedByUsedInFinancingActivities662,603,0002025-12-31 27CNY
DisposalGroupNotDiscontinuedOperationGainLossOnDisposal-655,839,0002020-12-31 3CNY
ContractWithCustomerAssetNet619,291,0002025-12-31 15CNY
IncreaseDecreaseInOtherReceivables611,381,0002025-12-31 3CNY
RetainedEarningsAccumulatedDeficit601,387,0002025-12-31 12USD
Liabilities598,149,0002025-12-31 12USD
ExciseAndSalesTaxes582,524,0002024-12-31 27CNY
CostsAndExpenses569,758,0002024-12-31 9USD
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents553,522,0002025-12-31 17USD
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations553,522,0002025-12-31 2USD
CashAndCashEquivalentsFairValueDisclosure526,254,0002024-12-31 6USD
RestrictedCash522,708,0002025-12-31 3CNY
LoansAndLeasesReceivableNetReportedAmount516,079,0002019-12-31 1CNY
CommonStockSharesAuthorized500,000,0002025-12-31 24shares
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySales499,036,0002019-12-31 2CNY
PaymentsToAcquireAvailableForSaleSecurities459,367,0002017-12-31 2USD
RelatedPartyTransactionPurchasesFromRelatedParty450,870,0002025-12-31 15CNY
ProceedsFromIssuanceInitialPublicOffering441,600,0002015-12-31 2CNY
OperatingLeasesFutureMinimumPaymentsDue432,656,0002018-12-31 1CNY
RevenueFromRelatedParties411,010,0002022-12-31 12CNY
ResearchAndDevelopmentExpense406,567,0002025-12-31 9CNY
AccruedLiabilitiesAndOtherLiabilities404,680,0002025-12-31 20CNY
IncreaseDecreaseInAccountsReceivable394,839,0002025-12-31 30CNY
FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue394,792,0002025-12-31 26CNY
CryptoAssetFairValue391,267,0002025-12-31 1CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements-385,917,0002025-12-31 19CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues384,750,0002025-12-31 15CNY
CryptoAssetCost381,124,0002025-12-31 1CNY
PaymentForAcquisitionCryptoAsset381,124,0002025-12-31 1CNY
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest372,591,0002023-12-31 8USD
DeferredTaxAssetsNet371,302,0002025-12-31 14CNY
FinancingReceivableAllowanceForCreditLosses363,322,0002025-12-31 20CNY
AvailableForSaleSecuritiesDebtSecurities353,190,0002024-12-31 14CNY
ContractWithCustomerAssetGross343,994,0002018-01-31 1USD
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue342,895,0002025-12-31 29CNY
LoansReceivableFairValueDisclosure342,895,0002025-12-31 20CNY
DeferredIncomeTaxAssetsNet325,094,0002025-12-31 20CNY
GeneralAndAdministrativeExpense322,091,0002025-12-31 30CNY
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations304,398,0002016-12-31 4USD
DeferredTaxAssetsLiabilitiesNet295,240,0002025-12-31 5CNY
ProceedsFromSaleAndMaturityOfMarketableSecurities286,285,0002024-12-31 3CNY
ProceedsFromSaleOfOtherInvestments284,226,0002025-12-31 6CNY
PaymentsToAcquireMarketableSecurities279,214,0002024-12-31 3CNY
Dividends273,135,0002025-12-31 8CNY
PaymentsOfDividends273,135,0002025-12-31 9CNY
DividendsCommonStockCash273,135,0002025-03-31 3CNY
NotesAndLoansReceivableNetCurrent266,449,0002021-12-31 3USD
FinancingReceivableAllowanceForCreditLossesRecovery265,700,0002025-12-31 16CNY
ProvisionForLoanLeaseAndOtherLosses265,682,0002025-12-31 19CNY
IncomeTaxesPaidNet264,377,0002025-12-31 29CNY
RestrictedCashAndCashEquivalents260,273,0002024-12-31 26CNY
PaymentsToAcquireBusinessesNetOfCashAcquired258,895,0002019-12-31 3CNY
DeferredIncomeTaxExpenseBenefit-256,685,0002025-12-31 29CNY
IncreaseDecreaseInDeferredIncomeTaxes256,685,0002025-12-31 29CNY
PrepaidExpenseAndOtherAssets253,967,0002025-12-31 12USD
ContractWithCustomerAssetCreditLossExpense246,982,0002025-12-31 15CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales237,270,0002019-12-31 2CNY
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect-230,723,0002025-12-31 27CNY
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance227,801,0002025-12-31 21CNY
NetCashProvidedByUsedInInvestingActivities-225,389,0002025-12-31 9USD
DeferredRevenueAndCredits222,906,0002017-12-31 4CNY
IncomeTaxReconciliationTaxHolidays217,736,0002025-12-31 26CNY
OtherLongTermInvestments217,636,0002018-12-31 1CNY
CommonStockSharesIssued204,962,9342025-12-31 22shares
PaymentsToAcquireProductiveAssets204,900,0002023-07-31 5CNY
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations-204,762,0002016-12-31 4USD
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets202,228,0002025-12-31 30CNY
RepaymentsOfRelatedPartyDebt195,800,0002023-12-31 15CNY
ProceedsFromRepaymentsOfRelatedPartyDebt-195,800,0002023-12-31 12CNY
TaxesPayableCurrentAndNoncurrent188,472,0002025-12-31 20CNY
GuaranteeObligationsCurrentCarryingValue185,911,0002025-12-31 7USD
DeferredTaxAssetsGross184,136,0002018-12-31 6CNY
NonoperatingIncomeExpense183,741,0002025-12-31 27CNY
DueFromRelatedParties183,586,0002022-12-31 9USD
ProceedsFromDivestitureOfBusinessesNetOfCashDivested-181,500,0002020-12-31 2USD
WeightedAverageNumberOfDilutedSharesOutstanding174,684,6912025-12-31 30shares
CommonStockSharesOutstanding174,680,8262025-12-31 22shares
RepaymentsOfLongTermDebt174,000,0002019-12-31 2CNY
WeightedAverageNumberOfSharesOutstandingBasic173,575,4102025-12-31 30shares
LoansReceivableNet172,071,0002018-12-31 1CNY
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment170,729,0002025-12-31 11USD
PaymentsToAcquireLoansHeldForInvestment170,726,0002024-12-31 9USD
TreasuryStockValue170,686,0002025-12-31 9CNY
TreasuryStockCommonValue170,463,0002024-12-31 6CNY
SellingAndMarketingExpense165,868,0002025-12-31 13USD
AssetsFairValueDisclosure164,805,0002015-12-31 2USD
ContractWithCustomerAssetAccumulatedAllowanceForCreditLoss163,383,0002025-12-31 23CNY
PaymentsToAcquireLoansAndLeasesHeldForInvestment161,688,0002025-12-31 1USD
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities159,903,0002024-12-31 27CNY
CurrentIncomeTaxExpenseBenefit159,578,0002025-12-31 30CNY
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability157,120,0002019-12-31 1CNY
ProceedsFromCollectionOfFinanceReceivables154,129,0002025-12-31 1USD
IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities-152,128,0002025-12-31 3CNY
PaymentsToFundLongtermLoansToRelatedParties150,699,0002024-12-31 4USD
AllowanceForDoubtfulAccountsReceivable148,880,0002025-12-31 20CNY
AvailableForSaleSecurities148,049,0002017-12-31 3USD
IncomeTaxReconciliationPriorYearIncomeTaxes-147,211,0002025-12-31 27CNY
OperatingExpenses145,567,0002015-12-31 3USD
DisposalGroupIncludingDiscontinuedOperationConsideration144,389,0002019-12-31 2CNY
ProceedsFromSaleOfLongtermInvestments144,389,0002019-12-31 6CNY
DeferredIncomeTaxLiabilities144,179,0002024-12-31 15CNY
IncreaseDecreaseInContractWithCustomerAsset-142,647,0002025-12-31 21CNY
GuarantyLiabilities141,525,0002025-12-31 2USD
PrepaidExpenseCurrentAndNoncurrent141,132,0002025-12-31 20CNY
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations135,298,0002016-12-31 3CNY
CashAndCashEquivalentsPeriodIncreaseDecrease130,419,0002015-12-31 2USD
NotesReceivableNet130,011,0002025-12-31 1USD
OtherSalesRevenueNet129,443,0002017-12-31 6CNY
ProvisionForDoubtfulAccounts128,649,0002025-12-31 1USD
DividendsCommonStock122,333,0002024-12-31 1CNY
AllowanceForNotesAndLoansReceivableCurrent119,185,0002024-12-31 12CNY
AccountsReceivableNet118,137,0002025-12-31 12USD
DebtLongtermAndShorttermCombinedAmount111,335,0002022-12-31 3USD
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss107,532,0002024-12-31 26CNY
InterestIncomeExpenseNet105,477,0002024-12-31 12CNY
WeightedAverageNumberOfShareOutstandingBasicAndDiluted100,652,0552015-12-31 3shares
DisposalGroupNotDiscontinuedOperationGainLossOnDisposal-100,512,0002020-12-31 1USD
StockIssuedDuringPeriodSharesStockSplits99,990,0002015-06-25 4shares
PropertyPlantAndEquipmentGross98,269,0002025-12-31 20CNY
ContractWithCustomerAssetCreditLossExpense97,135,0002018-12-31 1USD
IncomeTaxExpenseBenefit-97,107,0002025-12-31 30CNY
NetCashProvidedByUsedInFinancingActivities94,751,0002025-12-31 9USD
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts93,367,0002025-12-31 14CNY
ContractWithCustomerLiabilityIncreaseDecreaseForContractAcquiredInBusinessCombination92,354,0002018-12-31 1CNY
DefinedBenefitPlanContributionsByEmployer90,939,0002025-12-31 30CNY
ContractWithCustomerAssetNet88,557,0002025-12-31 8USD
IncreaseDecreaseInOtherReceivables87,426,0002025-12-31 1USD
ProceedsFromCollectionOfLongtermLoansToRelatedParties85,500,0002025-12-31 7CNY
ProceedsFromPaymentsForLongTermLoansForRelatedParties85,500,0002025-12-31 7CNY
LossContingencyAccrualAtCarryingValue84,354,0002015-12-31 1USD
Deposits80,418,0002018-12-31 1CNY
AccountsPayableCurrentAndNoncurrent79,630,0002025-12-31 20CNY
InterestIncomeOther78,722,0002025-12-31 3CNY
OtherAccruedLiabilitiesCurrentAndNoncurrent77,688,0002024-12-31 18CNY
MarketableSecurities77,426,0002024-12-31 3CNY
DeferredTaxLiabilities76,062,0002025-12-31 11CNY
TreasuryStockValueAcquiredCostMethod75,612,0002024-12-31 9CNY
RestrictedCash74,746,0002025-12-31 1USD
IncreaseDecreaseInRestrictedCashForOperatingActivities74,063,0002015-12-31 1USD
AccruedAdvertisingCurrentAndNoncurrent72,333,0002025-12-31 20CNY
ProvisionForLoanLeaseAndOtherLosses71,736,0002024-12-31 6USD
InvestmentIncomeNet71,301,0002018-12-31 8CNY
StatutoryAccountingPracticesRetainedEarningsNotAvailableForDividends69,983,0002015-12-31 2USD
GuaranteeObligationsMaximumExposure69,979,0002015-12-31 1USD
AssetsFairValueAdjustment-68,977,0002025-12-31 3CNY
ProceedsFromIssuanceInitialPublicOffering68,219,0002015-12-31 1USD
Supplies67,239,0002025-12-31 3CNY
StockIssuedDuringPeriodValueNewIssues64,850,0002015-12-31 1USD
LeaseAndRentalExpense63,749,0002020-12-31 4CNY
InterestIncomeOperating61,623,0002020-12-31 8CNY
EmployeeRelatedLiabilitiesCurrentAndNoncurrent60,718,0002025-12-31 20CNY
ProceedsFromIssuanceOfPrivatePlacement58,256,0002015-12-31 2CNY
ResearchAndDevelopmentExpense58,138,0002025-12-31 3USD
AccruedLiabilitiesAndOtherLiabilities57,869,0002025-12-31 10USD
IncreaseDecreaseInAccountsReceivable56,461,0002025-12-31 13USD
CryptoAssetFairValue55,950,0002025-12-31 1USD
NetIncomeLoss54,530,0002025-12-31 30CNY
PaymentForAcquisitionCryptoAsset54,500,0002025-12-31 1USD
PrepaidTaxes54,298,0002020-12-31 10CNY
PropertyPlantAndEquipmentNet50,403,0002025-12-31 20CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings49,702,0002020-12-31 10CNY
LoansReceivableFairValueDisclosure49,033,0002025-12-31 10USD
CurrentIncomeTaxExpenseBenefit48,448,0002015-12-31 2USD
AvailableForSaleSecuritiesDebtSecurities48,387,0002024-12-31 7USD
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment47,866,0002025-12-31 20CNY
IncomeTaxReceivable47,338,0002016-12-31 2CNY
EquitySecuritiesWithoutReadilyDeterminableFairValueAmount47,300,0002018-12-31 1CNY
DeferredIncomeTaxAssetsNet46,488,0002025-12-31 11USD
GeneralAndAdministrativeExpense46,059,0002025-12-31 13USD
AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent44,506,0002015-12-31 2USD
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInOtherComprehensiveIncome-42,182,0002020-12-31 10CNY
LesseeOperatingLeaseLiabilityPaymentsDue41,263,0002025-12-31 13CNY
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent-41,116,0002025-12-31 24CNY
UnrealizedGainLossOnInvestments-41,116,0002025-12-31 6CNY
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent-40,669,0002025-12-31 30CNY
ProceedsFromSaleOfOtherInvestments40,644,0002025-12-31 2USD
IncreaseDecreaseInAccountsPayable40,318,0002025-12-31 11CNY
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear39,967,0002025-12-31 4CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues39,792,0002015-12-31 1USD
OperatingLeaseLiability39,758,0002025-12-31 13CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases39,383,0002015-12-31 1USD
ProceedsFromSaleAndMaturityOfMarketableSecurities39,221,0002024-12-31 3USD
PaymentsOfDividends39,058,0002025-12-31 4USD
AccountsPayableFairValueDisclosure39,049,0002015-12-31 1USD
FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue39,049,0002015-12-31 1USD
LiabilitiesFairValueDisclosure39,049,0002015-12-31 1USD
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear38,792,0002025-12-31 4CNY
PaymentsToAcquireMarketableSecurities38,252,0002024-12-31 3USD
OperatingLossCarryforwards38,050,0002021-12-31 7CNY
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments-38,017,0002025-12-31 6CNY
IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest-38,017,0002025-12-31 6CNY
IncomeTaxesPaidNet37,805,0002025-12-31 10USD
OperatingLeaseRightOfUseAsset37,329,0002025-12-31 13CNY
PaymentsToAcquireBusinessesNetOfCashAcquired37,188,0002019-12-31 1USD
IncreaseDecreaseInDeferredIncomeTaxes36,706,0002025-12-31 11USD
RestrictedCashAndCashEquivalents35,657,0002024-12-31 10USD
DeferredRevenueAndCredits34,260,0002017-12-31 3USD
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue34,164,0002015-12-31 1USD
LoansAndLeasesReceivableNetReportedAmount34,164,0002015-12-31 1USD
LoansHeldForSaleFairValueDisclosure34,164,0002015-12-31 1USD
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect-32,993,0002025-12-31 9USD
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves32,683,0002020-12-31 5CNY
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities30,618,0002019-12-31 8CNY
StockIssuedDuringPeriodValueEmployeeBenefitPlan30,220,0002025-12-31 3CNY
DeferredIncomeTaxLiabilitiesNet29,854,0002025-12-31 18CNY
TaxesPayableCurrentAndNoncurrent29,397,0002015-12-31 2USD
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets28,918,0002025-12-31 13USD
OtherNonoperatingIncome28,223,0002025-12-31 3CNY
DeferredIncomeTaxExpenseBenefit-27,992,0002015-12-31 1USD
RepaymentsOfRelatedPartyDebt27,578,0002023-12-31 4USD
ComprehensiveIncomeNetOfTax-27,255,0002025-12-31 30CNY
DeferredTaxAssetsValuationAllowance27,233,0002025-12-31 21CNY
DeferredTaxAssetsGross27,153,0002015-12-31 1USD
NonoperatingIncomeExpense26,275,0002025-12-31 10USD
OperatingLeasesRentExpenseNet26,040,0002018-12-31 9CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1-24,585,0002024-12-31 16CNY
TreasuryStockValue24,408,0002025-12-31 5USD
TreasuryStockCommonValue23,353,0002024-12-31 3USD
OtherAccountsPayableAndAccruedLiabilities22,385,0002025-12-31 2CNY
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities21,907,0002024-12-31 12USD
PaymentsOfStockIssuanceCosts21,824,0002016-12-31 3CNY
IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities-21,754,0002025-12-31 1USD
FinancingReceivableAllowanceForCreditLossesWriteOffs21,545,0002025-12-31 12CNY
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsReserves21,088,0002015-12-31 1USD
LossContingencyAccrualCarryingValuePayments20,986,0002015-12-31 1USD
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations-20,782,0002025-12-31 12CNY
ProceedsFromSaleOfLongtermInvestments20,740,0002019-12-31 1USD
IncreaseDecreaseInContractWithCustomerAsset-20,398,0002025-12-31 8USD
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths20,319,0002025-12-31 9CNY
IncomeTaxReconciliationTaxCreditsResearch19,925,0002024-12-31 19CNY
OtherSalesRevenueNet19,895,0002017-12-31 5USD
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations19,487,0002016-12-31 4USD
DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss19,460,0002025-12-31 2CNY
FinanceLeaseRightOfUseAssetAmortization19,394,0002024-12-31 15CNY
ExciseAndSalesTaxes18,786,0002015-12-31 3USD
LongTermDebt18,590,0002019-12-31 3CNY
LeaseCost18,490,0002025-12-31 13CNY
OperatingLeaseExpense18,466,0002025-12-31 10CNY
OperatingLeaseCost18,323,0002025-12-31 13CNY
OperatingLeasesFutureMinimumPaymentsDueInTwoYears18,106,0002018-12-31 4CNY
OperatingLeasesFutureMinimumPaymentsDueCurrent18,087,0002018-12-31 4CNY
OperatingLeasePayments17,761,0002025-12-31 13CNY
OperatingLeaseRightOfUseAssetAmortizationExpense17,642,0002025-12-31 3CNY
StockIssuedDuringPeriodValueShareBasedCompensation16,928,0002024-12-31 24CNY
OperatingLeasesFutureMinimumPaymentsDueInThreeYears16,769,0002018-12-31 3CNY
IncreaseDecreaseInOperatingLeaseLiability-16,407,0002025-12-31 3CNY
EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations-16,109,0002017-12-31 5CNY
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate16,071,0002015-12-31 3USD
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo16,037,0002025-12-31 13CNY
DefinedBenefitPlanContributionsByEmployer15,492,0002015-12-31 3USD
PaymentsToAcquireFinanceReceivables15,453,0002025-12-31 3CNY
PaymentsToAcquireInterestInSubsidiariesAndAffiliates15,172,0002020-12-31 6CNY
FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss14,732,0002024-12-31 9USD
InterestIncomeExpenseNet14,450,0002024-12-31 4USD
IncomeTaxExpenseBenefit-13,886,0002025-12-31 12USD
OtherAssets13,817,0002025-12-31 20CNY
CapitalizedContractCostAmortization13,298,0002018-12-31 1USD
InterestExpense13,116,0002023-12-31 3CNY
DepreciationDepletionAndAmortization12,950,0002025-12-31 30CNY
IncreaseDecreaseInAccountsPayableTrade12,264,0002024-12-31 18CNY
ProceedsFromCollectionOfLongtermLoansToRelatedParties12,226,0002025-12-31 2USD
TreasuryStockCommonShares11,722,1082025-12-31 8shares
EquityMethodInvestments11,528,0002025-12-31 4CNY
InterestAndDividendIncomeSecurities11,454,0002020-12-31 13CNY
AccountsPayableCurrentAndNoncurrent11,387,0002025-12-31 11USD
InterestIncomeOther11,257,0002025-12-31 1USD
ProceedsFromCollectionOfLoansReceivable10,781,0002025-12-31 1CNY
MarketableSecurities10,607,0002024-12-31 2USD
InvestmentIncomeNet10,370,0002018-12-31 4USD
AssetsFairValueAdjustment-9,864,0002025-12-31 2USD
PaymentsToAcquireLongtermInvestments9,634,0002024-12-31 1CNY
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate-9,504,0002025-12-31 30CNY
ContractWithCustomerLiabilityRevenueRecognized9,500,0002025-12-31 15CNY
InterestIncomeOperating9,444,0002020-12-31 2USD
ProceedsFromIssuanceOfDebt9,344,0002025-12-31 9CNY
IncreaseDecreaseInDeferredRevenue-9,252,0002025-12-31 29CNY
InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures9,239,0002024-12-31 1CNY
DebtInstrumentFaceAmount9,100,0002025-07-31 5CNY
ShortTermBorrowings9,091,0002025-12-31 1CNY
ProceedsFromIssuanceOfPrivatePlacement9,000,0002015-12-31 1USD
IncomeTaxReconciliationForeignIncomeTaxRateDifferential-8,234,0002024-12-31 26CNY
RevenueFromContractWithCustomerIncludingAssessedTax7,897,0002025-12-31 24CNY
InvestmentIncomeNonoperating7,819,0002025-12-31 3CNY
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross7,801,0002025-12-31 13CNY
NetIncomeLoss7,798,0002025-12-31 13USD
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear7,564,0002025-12-31 4CNY
AccruedProfessionalFeesCurrent7,411,0002025-12-31 2CNY
PropertyPlantAndEquipmentNet7,208,0002025-12-31 12USD
TradingSecurities6,993,0002025-12-31 2CNY
InterestAndFeeIncomeLoansAndLeases6,937,0002023-12-31 3CNY
PaymentsToAcquireEquityMethodInvestments6,895,0002025-12-31 2CNY
ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates6,633,0002025-12-31 2CNY
HeldToMaturitySecurities6,587,0002024-12-31 18CNY
IncreaseDecreaseInFinanceReceivables-6,379,0002025-12-31 3CNY
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent-5,880,0002025-12-31 9USD
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent-5,816,0002025-12-31 13USD
IncreaseDecreaseInAccountsPayable5,765,0002025-12-31 5USD
OperatingLeaseLiability5,685,0002025-12-31 7USD
CapitalizedContractCostAmortization5,600,0002025-12-31 15CNY
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments-5,436,0002025-12-31 5USD
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets5,354,0002025-12-31 13CNY
OperatingLeaseRightOfUseAsset5,338,0002025-12-31 7USD
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear5,326,0002025-12-31 4CNY
IncomeTaxReconciliationNondeductibleExpense5,220,0002015-12-31 3USD
DeferredTaxAssetsOther5,134,0002016-12-31 2CNY
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance4,922,0002015-12-31 1USD
AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts4,900,0002015-12-31 1USD
LesseeOperatingLeaseLiabilityPaymentsDueYearThree4,869,0002025-12-31 13CNY
Goodwill4,778,0002025-12-31 6CNY
HeldToMaturitySecuritiesFairValue4,632,0002015-12-31 1USD
IncomeLossFromEquityMethodInvestments-4,560,0002025-12-31 11CNY
DeferredTaxAssetsDeferredIncome4,535,0002015-12-31 1USD
BusinessCombinationStepAcquisitionEquityInterestInAcquireeRemeasurementGainOrLoss4,534,0002019-12-31 3CNY
TradingLiabilitiesFairValueDisclosure4,474,0002025-12-31 2CNY
IncreaseDecreaseInNotesReceivables-4,336,0002024-12-31 15CNY
CapitalizedContractCostNet4,287,0002025-12-31 15CNY
DeferredIncomeTaxLiabilitiesNet4,269,0002025-12-31 9USD
PrepaidTaxes4,252,0002015-12-31 1USD
OtherNonoperatingIncome4,036,0002025-12-31 1USD
IncreaseDecreaseInContractWithCustomerLiability-3,993,0002025-12-31 20CNY
PaymentsToAcquireInvestments3,962,0002018-12-31 3CNY
ComprehensiveIncomeNetOfTax-3,898,0002025-12-31 13USD
IncreaseDecreaseInTradingSecurities-3,663,0002025-12-31 9CNY
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax3,546,0002020-12-31 12CNY
AccountsPayableOtherCurrentAndNoncurrent3,411,0002015-12-31 1USD
PropertyPlantAndEquipmentGross3,216,0002015-12-31 2USD
LossContingencyAccrualProvision3,187,0002020-12-31 9CNY
PaymentsOfStockIssuanceCosts3,143,0002016-12-31 1USD
OperatingLeasesFutureMinimumPaymentsDueCurrent3,102,0002015-12-31 1USD
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations-2,972,0002025-12-31 4USD
EmployeeRelatedLiabilitiesCurrentAndNoncurrent2,870,0002015-12-31 2USD
LesseeOperatingLeaseLiabilityPaymentsDueYearFive2,776,0002021-12-31 1CNY
FinanceLeaseRightOfUseAssetAmortization2,657,0002024-12-31 6USD
ProceedsFromRelatedPartyDebt2,600,0002021-12-31 12CNY
OperatingLeaseRightOfUseAssetAmortizationExpense2,523,0002025-12-31 1USD
AccumulatedOtherComprehensiveIncomeLossNetOfTax-2,517,0002025-12-31 20CNY
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1-2,505,0002015-12-31 1USD
EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations-2,476,0002017-12-31 4USD
IncreaseDecreaseInOperatingLeaseLiability-2,346,0002025-12-31 1USD
InterestReceivable2,337,0002025-12-31 11CNY
PaymentsToAcquireInterestInSubsidiariesAndAffiliates2,325,0002020-12-31 2USD
OperatingLeasesFutureMinimumPaymentsDueInTwoYears2,277,0002015-12-31 1USD
PrepaidExpenseCurrentAndNoncurrent2,216,0002015-12-31 2USD
PaymentsToAcquireFinanceReceivables2,210,0002025-12-31 2USD
OperatingLeasesFutureMinimumPaymentsDueInThreeYears2,131,0002015-12-31 1USD
ProceedsFromSaleOfFinanceReceivables1,980,0002024-12-31 9CNY

What to be careful about

What this model itself distrusts about YRD's figures. Written by the derivation as it ran, not added afterwards.