Every figure this model derived for SOFI, the value it took, and
the element in the company's own XBRL it was read from — so any of it can be checked
against the filing rather than taken on trust.
As at 2026-06-30.
The figures, and where each came from
This is the part no other screener shows. Each figure below names the XBRL element it
was read from, so it can be checked against the filing itself.
Figure
Value
XBRL tag
As at
capex
290,499,000
PaymentsToAcquireProductiveAssets
2026-06-30
cash
3,126,237,000
CashAndCashEquivalentsAtCarryingValue
2026-06-30
current assets
780,315
AssetsCurrent
2021-03-31
current liabilities
5,192,499
LiabilitiesCurrent
2021-03-31
equity
11,076,227,000
StockholdersEquity
2026-06-30
interest expense
1,276,930,000
InterestExpenseOperating
2026-06-30
ocf
-8,502,490,000
NetCashProvidedByUsedInOperatingActivities
2026-06-30
revenue
4,305,695,000
RevenuesNetOfInterestExpense
2026-06-30
sbc
283,923,000
ShareBasedCompensation
2026-06-30
The ratios
The figures themselves rather than their scores — what somebody looking up
SOFI on one particular measure came for.
Ratio
Value
current ratio
0.15
current ratio reported
0.15
deferred revenue growth
-2.01
dilution pct
13.66
ev owner earnings
-2.75
ev sales
5.79
fcf margin
-204.22
growth cv
0.39
owner earnings margin
-210.81
revenue growth
40.8
revenue growth per share
23.88
sbc pct revenue
6.59
What to be careful about
What this model itself distrusts about SOFI's figures. Written by the
derivation as it ran, not added afterwards.
operating income last tagged 2020-12-31, 2007 days before the revenue period (2026-06-30); dropped rather than divided by current revenue
presents no operating result; summing the costs it tags misses its own pre-tax profit by 31.5% of revenue, far more than interest can explain, so a cost line it does not tag is missing and the sum was refused rather than used
presents no operating result, and rebuilding it from the statement missed the reported pre-tax profit by 84.61% of revenue, so it is refused rather than used
gross profit not tagged; rebuilt from RevenuesNetOfInterestExpense - CostOfRevenue
no forward EPS estimate; growth rests on filings only. Analyst consensus is not published in XBRL, so it has to be fetched from a data provider or set by hand in overrides.yaml as `eps_growth_2y`
quality DROPPED from the total: only 2 of 5 inputs could be computed (operating margin, roic, cash operating margin not tagged), so the score is not meaningful. Its weight is spread over the other dimensions
valuation rests on 1 of 2 inputs; not tagged: ev ebit
growth DROPPED from the total: only 2 of 4 inputs could be computed (margin trend, margin recent not tagged), so the score is not meaningful. Its weight is spread over the other dimensions
2 of 5 dimensions could not be measured (quality, growth -- 50% of the model), so this row is not comparable with the others; its total rests on what was left