Paid Inc (PAYD)
Every figure this model derived for PAYD, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.
The figures, and where each came from
This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.
| Figure | Value | XBRL tag | As at |
|---|---|---|---|
| capex | 3,063 | PaymentsToAcquirePropertyPlantAndEquipment |
2026-06-30 |
| cash | 1,078,408 | CashAndCashEquivalentsAtCarryingValue |
2026-06-30 |
| current assets | 1,902,318 | AssetsCurrent |
2026-06-30 |
| current liabilities | 2,132,458 | LiabilitiesCurrent |
2026-06-30 |
| equity | 5,692,022 | StockholdersEquity |
2026-06-30 |
| interest expense | 0 | InterestPaidNet |
2026-06-30 |
| ocf | 285,727 | NetCashProvidedByUsedInOperatingActivities |
2026-06-30 |
| revenue | 22,095,186 | RevenueFromContractWithCustomerExcludingAssessedTax |
2026-06-30 |
| sbc | 476,791 | ShareBasedCompensation |
2026-06-30 |
The ratios
The figures themselves rather than their scores — what somebody looking up PAYD on one particular measure came for.
| Ratio | Value |
|---|---|
| cash operating margin | 2.45 |
| current ratio | 0.89 |
| current ratio reported | 0.89 |
| deferred revenue growth | 17.31 |
| dilution pct | 4.3 |
| ev owner earnings | -106.19 |
| ev sales | 0.93 |
| fcf margin | 1.28 |
| growth cv | 0.53 |
| operating margin | -1.04 |
| owner earnings margin | -0.88 |
| revenue growth | 12.57 |
| revenue growth per share | 7.94 |
| roic | -3.86 |
| rule of 40 | 11.54 |
| sbc pct revenue | 2.16 |
Everything else this filing tags
400 more elements from PAYD's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.
| Element | Newest | As of | Periods | Unit |
|---|---|---|---|---|
UnrecognizedTaxBenefits | 549,623,000 | 2025-12-31 | 18 | USD |
UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations | 176,578,000 | 2025-12-31 | 8 | USD |
AdditionalPaidInCapital | 74,930,931 | 2026-06-30 | 56 | USD |
AdditionalPaidInCapitalCommonStock | 72,590,095 | 2021-09-30 | 72 | USD |
RetainedEarningsAccumulatedDeficit | -69,291,203 | 2026-06-30 | 128 | USD |
OperatingLossCarryforwards | 46,000,000 | 2017-12-31 | 3 | USD |
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions | 34,720,000 | 2025-12-31 | 8 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber | 26,000,000 | 2014-12-31 | 2 | shares |
CommonStockSharesAuthorized | 25,000,000 | 2026-06-30 | 129 | shares |
PreferredStockSharesAuthorized | 20,000,000 | 2026-06-30 | 54 | shares |
BusinessCombinationConsiderationTransferred1 | 14,139,000 | 2017-12-31 | 2 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet | 14,139,000 | 2017-12-31 | 2 | USD |
DeferredTaxAssetsOperatingLossCarryforwardsDomestic | 13,312,000 | 2012-12-31 | 2 | USD |
Revenues | 11,008,692 | 2021-09-30 | 136 | USD |
Goodwill | 10,398,229 | 2018-09-30 | 18 | USD |
BusinessAcquisitionPurchasePriceAllocationGoodwillExpectedTaxDeductibleAmount | 9,989,685 | 2017-12-31 | 2 | USD |
IndefinitelivedIntangibleAssetsAcquired | 9,989,685 | 2018-12-31 | 3 | USD |
CostOfGoodsAndServicesSold | 9,809,500 | 2020-12-31 | 26 | USD |
CostOfRevenue | 8,907,571 | 2026-06-30 | 190 | USD |
CommonStockSharesIssued | 8,618,299 | 2026-06-30 | 124 | shares |
WeightedAverageNumberOfSharesOutstandingBasic | 8,585,019 | 2026-06-30 | 88 | shares |
WeightedAverageNumberOfDilutedSharesOutstanding | 8,553,425 | 2026-03-31 | 84 | shares |
CommonStockSharesOutstanding | 8,477,659 | 2026-06-30 | 128 | shares |
Assets | 8,435,852 | 2026-06-30 | 128 | USD |
LiabilitiesAndStockholdersEquity | 8,435,852 | 2026-06-30 | 128 | USD |
WeightedAverageNumberOfSharesIssuedBasic | 7,334,018 | 2021-09-30 | 8 | shares |
WeightedAverageNumberOfShareOutstandingBasicAndDiluted | 6,455,164 | 2021-03-31 | 76 | shares |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets | 6,349,590 | 2017-12-31 | 2 | USD |
DeferredTaxAssetsGross | 6,212,109 | 2025-12-31 | 28 | USD |
DeferredTaxAssetsValuationAllowance | 6,177,747 | 2025-12-31 | 28 | USD |
BusinessAcquisitionRevenueReportedByAcquiredEntityForLastAnnualPeriod | 6,091,401 | 2016-12-31 | 3 | USD |
FiniteLivedIntangibleAssetsGross | 6,009,066 | 2026-06-30 | 46 | USD |
TaxAdjustmentsSettlementsAndUnusualProvisions | 6,000,000 | 2017-12-31 | 7 | USD |
DeferredTaxAssetsOperatingLossCarryforwards | 5,979,666 | 2025-12-31 | 26 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIndefiniteLivedIntangibleAssets | 5,780,000 | 2017-12-31 | 2 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill | 5,780,000 | 2017-12-31 | 2 | USD |
IntangibleAssetsGrossExcludingGoodwill | 5,347,564 | 2017-09-30 | 2 | USD |
FiniteLivedCustomerListsGross | 4,726,509 | 2020-09-30 | 38 | USD |
NotesAndLoansReceivableNetNoncurrent | 4,667,900 | 2026-06-30 | 16 | USD |
FiniteLivedIntangibleAssetsAccumulatedAmortization | 4,222,570 | 2026-06-30 | 92 | USD |
ConvertiblePreferredStockSharesReservedForFutureIssuance | 3,565,004 | 2019-09-30 | 6 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber | 2,750,000 | 2012-12-31 | 1 | shares |
Liabilities | 2,743,830 | 2026-06-30 | 102 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized | 2,466,137 | 2012-09-30 | 2 | shares |
OperatingExpenses | 2,426,089 | 2026-06-30 | 192 | USD |
GrossProfit | 2,285,195 | 2026-06-30 | 192 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities | 2,200,275 | 2017-12-31 | 2 | USD |
AccruedLiabilitiesCurrentAndNoncurrent | 2,160,800 | 2012-09-30 | 18 | USD |
IssuanceOfStockAndWarrantsForServicesOrClaims | 2,126,800 | 2012-09-30 | 18 | USD |
ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights | 2,057,143 | 2015-11-30 | 1 | shares |
StockIssuedDuringPeriodValueOther | 2,005,500 | 2021-03-31 | 14 | USD |
DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal | 1,900,000 | 2012-12-31 | 2 | USD |
FiniteLivedIntangibleAssetsNet | 1,786,496 | 2026-06-30 | 44 | USD |
IntangibleAssetsNetExcludingGoodwill | 1,786,496 | 2026-06-30 | 128 | USD |
AccountsPayableCurrent | 1,578,434 | 2026-06-30 | 110 | USD |
DerivativeAssetFairValueGrossLiability | 1,456,100 | 2012-09-30 | 4 | USD |
LaborAndRelatedExpense | 1,383,268 | 2026-06-30 | 104 | USD |
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures | 1,277,400 | 2011-12-31 | 6 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilities | 1,260,369 | 2017-12-31 | 2 | USD |
ShortTermBorrowings | 1,100,000 | 2008-09-30 | 1 | USD |
DeferredTaxAssetsNet | -1,088,306 | 2018-12-31 | 13 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations | 1,078,408 | 2026-06-30 | 75 | USD |
CashEquivalentsAtCarryingValue | 1,078,408 | 2026-06-30 | 16 | USD |
InventoryValuationReserves | 1,053,200 | 2013-03-31 | 6 | USD |
DeferredTaxAssetsPropertyPlantAndEquipment | -1,024,619 | 2018-12-31 | 6 | USD |
BusinessAcquisitionsProFormaNetIncomeLoss | -1,011,764 | 2016-12-31 | 3 | USD |
DeferredTaxAssetsLiabilitiesNet | 960,947 | 2020-12-31 | 4 | USD |
DeferredTaxLiabilitiesNoncurrent | 960,947 | 2020-12-31 | 31 | USD |
InterestAndOtherIncome | -937,700 | 2012-09-30 | 28 | USD |
DerivativeFairValueOfDerivativeLiability | -887,512 | 2012-09-30 | 4 | USD |
CashAndCashEquivalentsPeriodIncreaseDecrease | 822,314 | 2021-06-30 | 88 | USD |
FiniteLivedTradeNamesGross | 803,904 | 2020-09-30 | 30 | USD |
GeneralAndAdministrativeExpense | 777,200 | 2026-06-30 | 104 | USD |
AccountsPayableCurrentAndNoncurrent | 656,700 | 2012-09-30 | 18 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod | 653,866 | 2019-12-31 | 1 | shares |
RestrictedCashAndCashEquivalentsAtCarryingValue | 623,331 | 2018-12-31 | 5 | USD |
PropertyPlantAndEquipmentGross | 601,788 | 2025-12-31 | 28 | USD |
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment | 597,692 | 2025-12-31 | 28 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber | 582,975 | 2025-12-31 | 28 | shares |
ValuationAllowanceDeferredTaxAssetChangeInAmount | -567,000 | 2025-12-31 | 10 | USD |
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | -566,589 | 2025-12-31 | 4 | USD |
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate | 563,440 | 2025-12-31 | 5 | USD |
DerivativeGainLossOnDerivativeNet | -554,732 | 2014-12-31 | 24 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber | 549,634 | 2025-12-31 | 14 | shares |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesAccountsPayable | 538,792 | 2017-12-31 | 2 | USD |
CashCashEquivalentsAndShortTermInvestments | 525,201 | 2019-09-30 | 4 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | 525,201 | 2019-09-30 | 14 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant | 512,380 | 2019-09-30 | 6 | shares |
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount | 511,000 | 2026-06-30 | 76 | shares |
EmployeeBenefitsAndShareBasedCompensationNoncash | 502,427 | 2021-09-30 | 28 | USD |
CommonStockCapitalSharesReservedForFutureIssuance | 500,000 | 2015-12-31 | 2 | shares |
CommonStockSharesSubscribedButUnissued | 500,000 | 2014-12-31 | 3 | shares |
AccountsReceivableNetCurrent | 469,348 | 2026-06-30 | 130 | USD |
OtherDepreciationAndAmortization | 458,915 | 2020-12-31 | 24 | USD |
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions | 452,000 | 2023-12-31 | 9 | shares |
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions | 444,566 | 2023-12-31 | 9 | shares |
DeferredTaxLiabilitiesPropertyPlantAndEquipment | 442,263 | 2025-12-31 | 14 | USD |
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations | 426,707 | 2017-12-31 | 30 | USD |
AccruedRoyaltiesCurrentAndNoncurrent | 420,800 | 2012-09-30 | 4 | USD |
DeferredTaxLiabilities | 407,901 | 2025-12-31 | 10 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesOther | 401,114 | 2017-12-31 | 2 | USD |
ShippingHandlingAndTransportationCosts | -389,640 | 2017-12-31 | 8 | USD |
ForeignCurrencyFairValueHedgeAssetAtFairValue | 389,132 | 2017-09-30 | 2 | USD |
DeferredIncomeTaxLiabilitiesNet | 387,242 | 2026-06-30 | 44 | USD |
AdvertisingExpense | 384,040 | 2025-12-31 | 64 | USD |
ProceedsFromIssuanceOfCommonStock | 375,000 | 2015-12-31 | 16 | USD |
NetIncomeLossAvailableToCommonStockholdersBasic | -368,243 | 2025-12-31 | 106 | USD |
StockGrantedDuringPeriodValueSharebasedCompensation | 367,591 | 2013-12-31 | 1 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive | 364,201 | 2025-12-31 | 9 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic | -363,791 | 2025-12-31 | 14 | USD |
StockIssuedDuringPeriodValueStockDividend | 358,638 | 2020-09-30 | 2 | USD |
PrepaidExpenseCurrent | 354,562 | 2026-06-30 | 128 | USD |
DeferredRevenue | 346,700 | 2012-09-30 | 18 | USD |
ContractWithCustomerLiability | 340,629 | 2026-06-30 | 68 | USD |
ContractWithCustomerLiabilityRevenueRecognized | 329,725 | 2026-06-30 | 36 | USD |
EffectiveIncomeTaxRateReconciliationGiltiAmount | 319,475 | 2025-12-31 | 1 | USD |
AdjustmentsToAdditionalPaidInCapitalOther | 318,893 | 2020-12-31 | 2 | USD |
StockOptionPlanExpense | 318,333 | 2021-06-30 | 12 | USD |
DeferredTaxAssetsStateTaxes | 308,800 | 2015-12-31 | 6 | USD |
BusinessCombinationContingentConsiderationAssetCurrent | 297,500 | 2017-12-31 | 3 | USD |
DeferredRevenueCurrent | 279,250 | 2017-12-31 | 42 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths | 278,881 | 2025-12-31 | 17 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive | 278,881 | 2025-12-31 | 13 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour | 278,881 | 2025-12-31 | 16 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree | 278,881 | 2025-12-31 | 17 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo | 278,881 | 2025-12-31 | 17 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents | 278,709 | 2017-12-31 | 2 | USD |
AccountsPayableAndAccruedLiabilitiesCurrent | 276,254 | 2020-12-31 | 4 | USD |
IncreaseDecreaseInAccruedLiabilities | -271,001 | 2026-06-30 | 128 | USD |
UnrecognizedTaxBenefitsPeriodIncreaseDecrease | -255,839 | 2025-12-31 | 1 | USD |
CashFDICInsuredAmount | 250,000 | 2013-12-31 | 1 | USD |
FDICIndemnificationAsset | 250,000 | 2018-12-31 | 13 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign | -240,466 | 2025-12-31 | 14 | USD |
StockIssuedDuringPeriodValueEmployeeBenefitPlan | 238,750 | 2021-03-31 | 1 | USD |
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations | -234,709 | 2017-12-31 | 30 | USD |
CommodityContractAssetCurrent | 223,276 | 2021-09-30 | 12 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue | 222,005 | 2025-12-31 | 9 | USD |
AccumulatedOtherComprehensiveIncomeLossNetOfTax | 212,511 | 2026-06-30 | 88 | USD |
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 | 209,696 | 2025-12-31 | 13 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments | -209,141 | 2021-06-30 | 130 | USD |
ShippingAndHandlingRevenue | 205,748 | 2017-12-31 | 8 | USD |
StockRepurchasedDuringPeriodValue | -203,990 | 2018-12-31 | 1 | USD |
CurrentForeignTaxExpenseBenefit | -201,735 | 2025-12-31 | 18 | USD |
CurrentIncomeTaxExpenseBenefit | -201,735 | 2025-12-31 | 25 | USD |
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost | 200,264 | 2025-12-31 | 26 | USD |
ProceedsFromIssuanceOrSaleOfEquity | 195,000 | 2015-12-31 | 1 | USD |
IncreaseDecreaseInAccountsPayable | 194,196 | 2026-06-30 | 126 | USD |
DeferredCompensationArrangementWithIndividualFairValueOfSharesIssued | 193,246 | 2025-03-07 | 20 | USD |
IncreaseDecreaseInAccountsReceivable | 193,077 | 2026-06-30 | 128 | USD |
ContractWithCustomerAssetNet | 188,289 | 2026-06-30 | 20 | USD |
LiabilityForUncertainTaxPositionsNoncurrent | 181,824 | 2026-06-30 | 30 | USD |
AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent | 181,284 | 2026-06-30 | 110 | USD |
AccruedLiabilitiesCurrent | 181,284 | 2026-06-30 | 110 | USD |
InvestmentsFairValueDisclosure | 180,559 | 2012-09-30 | 4 | USD |
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions | 178,349 | 2020-12-31 | 2 | USD |
OperatingLeasesFutureMinimumPaymentsDue | 169,862 | 2019-09-30 | 7 | USD |
TreasuryStockCommonValue | 168,836 | 2026-06-30 | 62 | USD |
LiabilitiesSubjectToCompromiseEarlyContractTerminationFees | 166,865 | 2013-12-31 | 3 | USD |
FDICIndemnificationAssetPeriodIncreaseDecrease | 151,000 | 2013-09-30 | 2 | USD |
PaymentsToAcquireNotesReceivable | 150,000 | 2025-12-31 | 21 | USD |
DepreciationDepletionAndAmortization | 147,694 | 2026-06-30 | 128 | USD |
TreasuryStockCommonShares | 147,633 | 2026-06-30 | 59 | shares |
AmortizationOfIntangibleAssets | 145,396 | 2026-06-30 | 117 | USD |
IncreaseDecreaseInCustomerAdvances | -144,000 | 2012-09-30 | 18 | USD |
OperatingIncomeLoss | -140,894 | 2026-06-30 | 193 | USD |
OtherComprehensiveIncomeLossNetOfTax | -139,222 | 2021-03-31 | 50 | USD |
AvailableForSaleEquitySecuritiesGrossUnrealizedLoss | 131,536 | 2014-12-31 | 1 | USD |
AvailableforsaleSecuritiesGrossUnrealizedGainLoss1 | 131,536 | 2014-12-31 | 3 | USD |
TradingSecuritiesUnrealizedHoldingLoss | 131,536 | 2013-12-31 | 1 | USD |
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | -126,894 | 2025-12-31 | 1 | USD |
PreferredStockDividendsShares | 126,727 | 2020-09-30 | 2 | shares |
OtherLiabilities | 125,400 | 2012-09-30 | 4 | USD |
DeferredCompensationArrangementWithIndividualCompensationExpense | 124,709 | 2026-02-27 | 3 | USD |
OtherComprehensiveIncomeLossBeforeTax | -123,559 | 2021-06-30 | 4 | USD |
DeferredIncomeTaxesAndTaxCredits | -120,835 | 2020-12-31 | 4 | USD |
AllocatedShareBasedCompensationExpense | 120,225 | 2026-06-30 | 56 | USD |
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax | 106,124 | 2020-06-30 | 1 | USD |
OtherExpenses | 105,843 | 2013-11-30 | 1 | USD |
StockIssued1 | 101,785 | 2026-06-30 | 46 | USD |
StockIssuedDuringPeriodValueAcquisitions | 101,785 | 2026-03-31 | 1 | USD |
StockIssuedDuringPeriodSharesAcquisitions | 101,785 | 2026-03-31 | 1 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross | 95,548 | 2025-12-31 | 20 | shares |
TradingSecuritiesUnrealizedHoldingGain | 94,856 | 2013-12-31 | 1 | USD |
AccruedMarketingCostsCurrent | 93,507 | 2019-09-30 | 2 | USD |
NonoperatingIncomeExpense | 92,416 | 2026-06-30 | 130 | USD |
PreferredStockRedemptionDiscount | 89,327 | 2017-09-30 | 4 | USD |
ForeignCurrencyTransactionGainLossBeforeTax | 86,538 | 2021-06-30 | 54 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment | 86,517 | 2017-12-31 | 2 | USD |
AccruedSalariesCurrent | 85,316 | 2026-06-30 | 110 | USD |
CapitalizedComputerSoftwareGross | 83,750 | 2020-09-30 | 38 | USD |
StockIssuedDuringPeriodValueNewIssues | 83,221 | 2019-06-30 | 9 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod | 82,407 | 2020-12-31 | 10 | shares |
RealizedInvestmentGainsLosses | -79,983 | 2014-09-30 | 10 | USD |
SaleOfStockNumberOfSharesIssuedInTransaction | 78,000 | 2015-12-31 | 1 | shares |
ComprehensiveIncomeNetOfTax | -77,123 | 2026-06-30 | 90 | USD |
LesseeOperatingLeaseLiabilityPaymentsDue | 76,877 | 2026-06-30 | 31 | USD |
NotesPayableCurrent | 75,000 | 2026-03-31 | 36 | USD |
RepaymentsOfNotesPayable | 75,000 | 2026-06-30 | 43 | USD |
OperatingLeaseLiability | 74,417 | 2026-06-30 | 52 | USD |
OperatingLeaseRightOfUseAsset | 71,104 | 2026-06-30 | 60 | USD |
NetCashProvidedByUsedInFinancingActivities | -70,125 | 2026-06-30 | 94 | USD |
OtherIncome | 69,757 | 2026-06-30 | 74 | USD |
AccruedSalariesCurrentAndNoncurrent | 65,900 | 2012-09-30 | 4 | USD |
CommonStockShareSubscribedButUnissuedSubscriptionsReceivable | 64,000 | 2013-09-30 | 2 | USD |
GainLossOnDerivativeInstrumentsNetPretax | 63,300 | 2011-12-31 | 6 | USD |
CapitalExpendituresIncurredButNotYetPaid | 61,600 | 2012-09-30 | 16 | USD |
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue | 58,974 | 2026-06-30 | 66 | USD |
CommonStocksIncludingAdditionalPaidInCapitalNetOfDiscount | 57,847 | 2020-12-31 | 12 | USD |
TreasuryStockValue | 57,847 | 2018-12-31 | 4 | USD |
FurnitureAndFixturesGross | 54,820 | 2018-12-31 | 14 | USD |
ProceedsFromLegalSettlements | 53,500 | 2016-12-31 | 1 | USD |
AvailableForSaleSecuritiesGrossRealizedGains | 51,553 | 2014-12-31 | 1 | USD |
StockIssuedDuringPeriodSharesNewIssues | 50,974 | 2026-03-31 | 23 | shares |
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized | 50,743 | 2015-12-31 | 3 | USD |
AllowanceForDoubtfulAccountsReceivable | 50,742 | 2025-12-31 | 55 | USD |
FinanceLeaseRightOfUseAssetAccumulatedAmortization | 50,037 | 2022-09-30 | 8 | USD |
FinanceLeaseRightOfUseAssetBeforeAccumulatedAmortization | 50,037 | 2022-09-30 | 8 | USD |
IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost | -49,400 | 2025-12-31 | 1 | USD |
NetIncomeLoss | -48,934 | 2026-06-30 | 242 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | -48,478 | 2026-06-30 | 50 | USD |
CapitalLeasedAssetsGross | 45,486 | 2018-12-31 | 14 | USD |
OperatingLeaseLiabilityNoncurrent | 42,306 | 2026-06-30 | 56 | USD |
TemporaryEquityForeignCurrencyTranslationAdjustments | 40,512 | 2021-03-31 | 32 | USD |
StockIssuedDuringPeriodValueShareBasedCompensation | 40,000 | 2021-06-30 | 25 | USD |
StockIssuedDuringPeriodValueShareBasedCompensationGross | 40,000 | 2012-09-30 | 12 | USD |
OperatingLeasesFutureMinimumPaymentsDueInFourYears | 38,202 | 2019-09-30 | 7 | USD |
OperatingLeasesFutureMinimumPaymentsDueInThreeYears | 38,202 | 2019-09-30 | 8 | USD |
OperatingLeasesFutureMinimumPaymentsDueInTwoYears | 38,202 | 2019-09-30 | 10 | USD |
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations | -35,232 | 2026-06-30 | 36 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber | 34,425 | 2019-12-31 | 2 | shares |
DeferredForeignIncomeTaxExpenseBenefit | -34,279 | 2025-12-31 | 18 | USD |
DeferredIncomeTaxExpenseBenefit | -34,279 | 2025-12-31 | 25 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo | 34,164 | 2026-06-30 | 24 | USD |
TreasuryStockShares | 33,840 | 2020-12-31 | 8 | shares |
OperatingLeaseLiabilityCurrent | 32,111 | 2026-06-30 | 60 | USD |
OperatingLeasesFutureMinimumPaymentsDueCurrent | 29,779 | 2019-09-30 | 6 | USD |
OperatingLeasesFutureMinimumPaymentsRemainderOfFiscalYear | 29,779 | 2018-12-31 | 1 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect | -29,651 | 2026-06-30 | 42 | USD |
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations | -28,710 | 2017-12-31 | 26 | USD |
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent | -28,189 | 2026-06-30 | 89 | USD |
IncomeTaxReconciliationChangeInEnactedTaxRate | 26,726 | 2025-12-31 | 1 | USD |
DividendsPreferredStockCash | 26,252 | 2020-12-31 | 8 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearThree | 25,776 | 2026-06-30 | 19 | USD |
OperatingLeasesFutureMinimumPaymentsDueInFiveYears | 25,477 | 2019-09-30 | 5 | USD |
CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation | 25,269 | 2018-12-31 | 14 | USD |
StockIssuedDuringPeriodValueIssuedForServices | 25,000 | 2022-12-31 | 6 | USD |
DeferredTaxLiabilitiesOther | 24,767 | 2020-12-31 | 4 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccruals | 24,239 | 2025-12-31 | 12 | USD |
IncreaseDecreaseInDeferredRevenue | 24,239 | 2017-12-31 | 60 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFive | 23,955 | 2024-09-30 | 5 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFour | 23,250 | 2025-09-30 | 13 | USD |
CapitalLeasesFutureMinimumPaymentsDue | 23,180 | 2019-09-30 | 9 | USD |
CapitalLeasesFutureMinimumPaymentsNetMinimumPayments1 | 23,180 | 2018-12-31 | 3 | USD |
IncreaseDecreaseInContractWithCustomerLiability | 23,154 | 2026-06-30 | 44 | USD |
SalesRevenueServicesNet | 22,702 | 2017-12-31 | 8 | USD |
InvestmentIncomeInterest | 22,659 | 2026-06-30 | 31 | USD |
AccruedProfessionalFeesCurrentAndNoncurrent | 22,646 | 2025-12-31 | 6 | USD |
OtherNonoperatingIncomeExpense | 21,128 | 2020-12-31 | 86 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsPrepaidExpenseAndOtherAssets | 20,742 | 2017-12-31 | 2 | USD |
CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments | 20,696 | 2019-09-30 | 10 | USD |
CapitalLeasesBalanceSheetAssetsByMajorClassNet | 20,217 | 2018-12-31 | 14 | USD |
StockIssuedDuringPeriodSharesShareBasedCompensationForfeited | 18,099 | 2021-06-30 | 1 | shares |
IncomeTaxReconciliationOtherAdjustments | 17,886 | 2025-12-31 | 1 | USD |
OperatingLeaseCost | 17,313 | 2026-06-30 | 78 | USD |
IncreaseDecreaseInDepositOtherAssets | 17,072 | 2014-09-30 | 4 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths | 16,937 | 2026-06-30 | 28 | USD |
CapitalLeasesFutureMinimumPaymentsDueCurrent | 16,248 | 2014-12-31 | 3 | USD |
FiniteLivedPatentsGross | 16,000 | 2020-09-30 | 44 | USD |
OperatingLeaseRightOfUseAssetAmortizationExpense | 15,920 | 2026-06-30 | 50 | USD |
OperatingLeasePayments | 15,820 | 2024-09-30 | 42 | USD |
IncreaseDecreaseInOperatingLeaseLiability | -15,775 | 2026-06-30 | 38 | USD |
PaymentsForRent | 15,000 | 2012-09-30 | 4 | USD |
RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty | 15,000 | 2012-12-31 | 5 | USD |
InterestPaid | 14,127 | 2017-12-31 | 60 | USD |
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables | 13,514 | 2017-12-31 | 2 | USD |
DeferredCompensationArrangementWithIndividualSharesIssued | 13,021 | 2022-06-30 | 9 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod | 12,500 | 2019-12-31 | 1 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue | 12,309 | 2025-12-31 | 9 | USD |
CapitalLeaseObligationsNoncurrent | 12,116 | 2019-09-30 | 63 | USD |
NetCashProvidedByUsedInInvestingActivities | -11,317 | 2026-06-30 | 71 | USD |
AmortizationOfLeasedAsset | 10,813 | 2020-12-31 | 8 | USD |
CapitalLeasesFutureMinimumPaymentsDueInTwoYears | 10,222 | 2019-09-30 | 10 | USD |
CapitalLeasesFutureMinimumPaymentsRemainderOfFiscalYear | 10,222 | 2019-09-30 | 3 | USD |
ProvisionForLoanLeaseAndOtherLosses | 9,882 | 2026-06-30 | 12 | USD |
CommonStockValue | 8,619 | 2026-06-30 | 128 | USD |
CapitalLeaseObligationsCurrent | -8,580 | 2019-09-30 | 71 | USD |
PaymentsToAcquireBusinessesNetOfCashAcquired | 8,275 | 2026-06-30 | 2 | USD |
PropertyPlantAndEquipmentNet | 8,034 | 2026-06-30 | 128 | USD |
IncomeTaxReconciliationForeignIncomeTaxRateDifferential | -7,907 | 2025-12-31 | 1 | USD |
DeferredTaxAssetsInventory | 7,844 | 2025-12-31 | 26 | USD |
BusinessAcquisitionEquityInterestsIssuedOrIssuableNumberOfSharesIssued | 6,218 | 2021-06-30 | 1 | shares |
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear | 5,359 | 2023-09-30 | 5 | USD |
ProceedsFromStockOptionsExercised | 4,875 | 2026-06-30 | 55 | USD |
StockIssuedDuringPeriodValueStockOptionsExercised | 4,875 | 2026-06-30 | 22 | USD |
TreasuryStockValueAcquiredCostMethod | 3,996 | 2024-12-31 | 10 | USD |
TreasuryStockSharesAcquired | 3,996 | 2024-02-29 | 6 | shares |
EffectOfExchangeRateOnCashAndCashEquivalents | -3,850 | 2021-12-31 | 40 | USD |
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets | -3,570 | 2026-06-30 | 128 | USD |
AccruedProfessionalFeesCurrent | 3,518 | 2026-06-30 | 52 | USD |
InterestExpense | 3,166 | 2013-12-31 | 42 | USD |
Depreciation | 2,953 | 2025-12-31 | 28 | USD |
RepaymentsOfDebtAndCapitalLeaseObligations | 2,907 | 2021-09-30 | 86 | USD |
FinanceLeaseLiabilityPaymentsDueYearThree | 2,804 | 2019-09-30 | 4 | USD |
FinanceLeaseLiabilityPaymentsDueYearTwo | 2,755 | 2020-09-30 | 8 | USD |
CapitalLeasesFutureMinimumPaymentsDueInThreeYears | 2,736 | 2019-09-30 | 8 | USD |
CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments | -2,484 | 2019-09-30 | 10 | USD |
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount | 2,460 | 2026-06-30 | 27 | USD |
ProceedsFromSaleOfAvailableForSaleSecurities | 2,179 | 2016-12-31 | 12 | USD |
FinanceLeaseLiabilityPaymentsDue | 1,480 | 2021-03-31 | 10 | USD |
FinanceLeaseLiabilityPaymentsDueNextTwelveMonths | 1,480 | 2021-03-31 | 10 | USD |
IncreaseDecreaseInCommodityContractAssetsAndLiabilities | -1,462 | 2021-09-30 | 24 | USD |
StockIssuedDuringPeriodSharesStockOptionsExercised | 1,433 | 2025-12-31 | 18 | shares |
InterestIncomeExpenseNonoperatingNet | 1,418 | 2014-09-30 | 10 | USD |
IncomeTaxesPaid | 500 | 2019-09-30 | 72 | USD |
IncomeTaxReconciliationStateAndLocalIncomeTaxes | 484 | 2025-12-31 | 1 | USD |
IncomeTaxExpenseBenefit | 456 | 2026-06-30 | 190 | USD |
IncomeTaxesPaidNet | 456 | 2026-06-30 | 54 | USD |
OtherAccruedLiabilitiesCurrent | 410 | 2026-06-30 | 98 | USD |
DeferredTaxAssetsOther | 96 | 2025-12-31 | 26 | USD |
Investments | 55 | 2024-06-30 | 31 | USD |
FinanceLeaseLiabilityUndiscountedExcessAmount | 23 | 2021-03-31 | 6 | USD |
NumberOfReportableSegments | 5 | 2026-06-30 | 22 | pure |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice | 4 | 2019-12-31 | 1 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice | 4 | 2020-12-31 | 10 | USD/shares |
PreferredStockLiquidationPreference | 3 | 2021-03-31 | 26 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice | 3 | 2025-12-31 | 20 | USD/shares |
SharePrice | 3 | 2026-01-30 | 9 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice | 3 | 2025-12-31 | 26 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice | 3 | 2025-12-31 | 9 | USD/shares |
SharesIssuedPricePerShare | 2 | 2021-06-30 | 1 | USD/shares |
FairValueAssumptionsExpectedVolatilityRate | 2 | 2013-03-31 | 1 | pure |
DeferredCompensationArrangementWithIndividualExercisePrice | 2 | 2022-06-30 | 9 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMaximum | 2 | 2021-12-31 | 6 | pure |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice | 2 | 2025-12-31 | 21 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMinimum | 1 | 2021-12-31 | 6 | pure |
EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance | 1 | 2025-12-31 | 26 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate | 1 | 2025-12-31 | 17 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue | 1 | 2019-12-31 | 2 | USD/shares |
ConcentrationRiskPercentage1 | 1 | 2014-03-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationGiltiPercent | -1 | 2025-12-31 | 9 | pure |
EffectiveIncomeTaxRateContinuingOperations | 0 | 2025-12-31 | 26 | pure |
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 0 | 2025-12-31 | 28 | pure |
ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1 | 0 | 2020-09-30 | 2 | USD/shares |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost | 0 | 2025-12-31 | 17 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice | 0 | 2014-12-31 | 2 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue | 0 | 2015-12-31 | 3 | USD/shares |
EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate | -0 | 2025-12-31 | 5 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum | 0 | 2025-12-31 | 8 | pure |
OperatingLeaseWeightedAverageDiscountRatePercent | 0 | 2026-06-30 | 48 | pure |
EarningsPerShareBasicAndDiluted | -0 | 2021-03-31 | 68 | USD/shares |
EffectiveIncomeTaxRateReconciliationOtherAdjustments | -0 | 2025-12-31 | 26 | pure |
EffectiveIncomeTaxRateReconciliationForeignIncomeTaxRateDifferential | 0 | 2025-12-31 | 7 | pure |
EarningsPerShareBasic | -0 | 2026-06-30 | 124 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMinimum | 0 | 2021-12-31 | 4 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate | 0 | 2020-12-31 | 10 | pure |
CommonStockParOrStatedValuePerShare | 0 | 2026-06-30 | 128 | USD/shares |
PreferredStockParOrStatedValuePerShare | 0 | 2026-06-30 | 54 | USD/shares |
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes | -0 | 2025-12-31 | 26 | pure |
FairValueAssumptionsRiskFreeInterestRate | 0 | 2013-03-31 | 5 | pure |
AccruedRoyaltiesCurrent | 0 | 2026-06-30 | 110 | USD |
AllowanceForDoubtfulAccountsReceivableWriteOffs | 0 | 2018-12-31 | 30 | USD |
AssetImpairmentCharges | 0 | 2026-06-30 | 32 | USD |
AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLossNetOfTax | 0 | 2014-09-30 | 10 | USD |
AvailableForSaleSecuritiesGrossRealizedGainLossNet | 0 | 2015-12-31 | 19 | USD |
CapitalLeasesFutureMinimumPaymentsDueInFiveYears | 0 | 2019-09-30 | 4 | USD |
CapitalLeasesFutureMinimumPaymentsDueInFourYears | 0 | 2019-09-30 | 6 | USD |
CommitmentsAndContingencies | 0 | 2015-09-30 | 2 | USD |
CommonStockSharesSubscriptions | 0 | 2015-12-31 | 24 | USD |
CurrentFederalTaxExpenseBenefit | 0 | 2025-12-31 | 25 | USD |
CurrentStateAndLocalTaxExpenseBenefit | 0 | 2025-12-31 | 25 | USD |
DeferredFederalIncomeTaxExpenseBenefit | 0 | 2025-12-31 | 24 | USD |
DeferredStateAndLocalIncomeTaxExpenseBenefit | 0 | 2025-12-31 | 24 | USD |
DepositsAssetsNoncurrent | 0 | 2015-12-31 | 14 | USD |
DilutiveSecurities | 0 | 2021-12-31 | 14 | USD |
DividendsPreferredStock | 0 | 2021-03-31 | 13 | USD |
DividendsPreferredStockStock | 0 | 2020-12-31 | 6 | USD |
DueFromEmployees | 0 | 2011-12-31 | 6 | USD |
DueToRelatedPartiesCurrent | 0 | 2018-09-30 | 17 | USD |
EarningsPerShareDiluted | 0 | 2026-03-31 | 75 | USD/shares |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses | 0 | 2019-12-31 | 4 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther | 0 | 2016-12-31 | 7 | pure |
FairValueAssumptionsExpectedDividendRate | 0 | 2013-03-31 | 5 | pure |
FinanceLeaseInterestExpense | 0 | 2022-12-31 | 42 | USD |
FinanceLeaseInterestPaymentOnLiability | 0 | 2022-12-31 | 12 | USD |
FinanceLeaseLiability | 0 | 2022-09-30 | 25 | USD |
FinanceLeaseLiabilityCurrent | 0 | 2022-09-30 | 30 | USD |
FinanceLeaseLiabilityNoncurrent | 0 | 2022-09-30 | 27 | USD |
FinanceLeasePrincipalPayments | 0 | 2022-12-31 | 28 | USD |
FinanceLeaseRightOfUseAssetAmortization | 0 | 2022-12-31 | 34 | USD |
FinanceLeaseWeightedAverageDiscountRatePercent | 0 | 2022-09-30 | 22 | pure |
FundsHeldUnderReinsuranceAgreementsAsset | 0 | 2018-09-30 | 17 | USD |
GainLossOnDispositionOfAssets | 0 | 2019-12-31 | 18 | USD |
GainLossOnDispositionOfAssets1 | 0 | 2014-12-31 | 11 | USD |
GainLossOnSaleOfPropertyPlantEquipment | 0 | 2021-12-31 | 14 | USD |
GainLossOnSaleOfSecuritiesNet | 0 | 2015-12-31 | 17 | USD |
GainsLossesOnExtinguishmentOfDebt | 0 | 2023-12-31 | 26 | USD |
GoodwillImpairmentLoss | 0 | 2020-12-31 | 6 | USD |
GuaranteedBenefitLiabilityNet | 0 | 2013-12-31 | 1 | USD |
IncomeTaxExaminationPenaltiesAndInterestAccrued | 0 | 2015-09-30 | 10 | USD |
IncreaseDecreaseInInventories | 0 | 2016-12-31 | 42 | USD |
What to be careful about
What this model itself distrusts about PAYD's figures. Written by the derivation as it ran, not added afterwards.
- there is no operating profit to value; valuation rests on EV/revenue (0.9x) instead
- analyst estimate not used: the consensus itself is a loss
- durability rests on 3 of 4 inputs; not tagged: contracted coverage
- resilience rests on 2 of 3 inputs; not tagged: interest cover