Oportun Financial Corporation (OPRT)
Every figure this model derived for OPRT, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.
The figures, and where each came from
This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.
| Figure | Value | XBRL tag | As at |
|---|---|---|---|
| capex | 0 | PaymentsToAcquirePropertyPlantAndEquipment |
2022-12-31 |
| cash | 139,590,000 | CashAndCashEquivalentsAtCarryingValue |
2026-06-30 |
| equity | 407,133,000 | StockholdersEquity |
2026-06-30 |
| interest expense | 186,238,000 | InterestPaidNet |
2026-06-30 |
| ocf | 420,948,000 | NetCashProvidedByUsedInOperatingActivities |
2026-06-30 |
| revenue | 948,427,000 | Revenues |
2026-06-30 |
| sbc | 12,229,000 | ShareBasedCompensation |
2026-06-30 |
The ratios
The figures themselves rather than their scores — what somebody looking up OPRT on one particular measure came for.
| Ratio | Value |
|---|---|
| cash operating margin | 67.7 |
| dilution pct | 18.6 |
| ebit cagr | 30.02 |
| ebit yoy | -0.01 |
| ev ebit | 0.45 |
| ev owner earnings | 0.65 |
| ev sales | 0.28 |
| fcf margin | 44.38 |
| growth cv | 1.73 |
| interest cover | 3.18 |
| operating margin | 62.47 |
| owner earnings margin | 43.09 |
| revenue growth | -2.34 |
| revenue growth per share | -17.66 |
| roic | 174.93 |
| rule of 40 | 60.13 |
| sbc pct revenue | 1.29 |
Everything else this filing tags
362 more elements from OPRT's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.
| Element | Newest | As of | Periods | Unit |
|---|---|---|---|---|
Assets | 3,129,312,000 | 2026-06-30 | 56 | USD |
LiabilitiesAndStockholdersEquity | 3,129,312,000 | 2026-06-30 | 56 | USD |
Liabilities | 2,722,179,000 | 2026-06-30 | 56 | USD |
PrincipalAmountOutstandingOfLoansHeldInPortfolio | 2,648,522,000 | 2026-06-30 | 56 | USD |
VariableInterestEntityConsolidatedAssetsPledged | 1,529,217,000 | 2020-09-30 | 10 | USD |
VariableInterestEntityConsolidatedLiabilitiesNoRecourse | 1,317,438,000 | 2020-09-30 | 10 | USD |
LineOfCreditFacilityMaximumBorrowingCapacity | 1,189,091,000 | 2026-06-30 | 20 | USD |
CommonStockSharesAuthorized | 1,000,000,000 | 2026-06-30 | 56 | shares |
NoninterestExpense | 715,943,000 | 2022-12-31 | 43 | USD |
PaymentsToAcquireLoansHeldForInvestment | 684,852,000 | 2026-06-30 | 57 | USD |
ProceedsFromCollectionOfFinanceReceivables | 655,793,000 | 2026-06-30 | 40 | USD |
AdditionalPaidInCapitalCommonStock | 629,838,000 | 2026-06-30 | 56 | USD |
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment | 552,675,000 | 2021-06-30 | 17 | USD |
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest | 547,599,000 | 2022-12-31 | 61 | USD |
InterestAndFeeIncomeLoansConsumer | 434,939,000 | 2026-06-30 | 86 | USD |
WarehouseAgreementBorrowings | 304,159,000 | 2026-06-30 | 56 | USD |
LongTermDebt | 241,838,000 | 2022-09-30 | 2 | USD |
RetainedEarningsAccumulatedDeficit | -216,404,000 | 2026-06-30 | 56 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | 212,429,000 | 2026-06-30 | 106 | USD |
RevenuesNetOfInterestExpense | 200,523,000 | 2026-06-30 | 85 | USD |
CapitalizedComputerSoftwareAccumulatedAmortization | 196,451,000 | 2026-03-31 | 54 | USD |
OperatingExpenses | 181,342,000 | 2026-06-30 | 42 | USD |
DebtSecuritiesRealizedGainLoss | -171,557,000 | 2026-06-30 | 86 | USD |
ProceedsFromLongTermLinesOfCredit | 167,900,000 | 2026-06-30 | 57 | USD |
NetCashProvidedByUsedInFinancingActivities | -157,408,000 | 2026-06-30 | 57 | USD |
SecuredDebt | 139,811,000 | 2026-06-30 | 56 | USD |
RepaymentsOfSecuredDebt | 128,480,000 | 2026-06-30 | 57 | USD |
GoodwillAcquiredDuringPeriod | 104,000,000 | 2022-03-31 | 4 | USD |
OtherAssets | 101,993,000 | 2026-06-30 | 56 | USD |
PreferredStockSharesAuthorized | 100,000,000 | 2026-06-30 | 56 | shares |
DeferredTaxAssetsGross | 98,597,000 | 2025-12-31 | 14 | USD |
InterestExpenseBorrowings | 89,912,000 | 2026-06-30 | 85 | USD |
CapitalizedComputerSoftwareGross | 75,821,000 | 2021-09-30 | 18 | USD |
StockIssuedDuringPeriodValueAcquisitions | 73,181,000 | 2021-12-31 | 2 | USD |
RestrictedCashAndCashEquivalents | 72,839,000 | 2026-06-30 | 78 | USD |
DeferredTaxAssetsLiabilitiesNet | 68,111,000 | 2025-12-31 | 5 | USD |
FiniteLivedIntangibleAssetsNet | 66,934,000 | 2026-06-30 | 38 | USD |
CommunicationsInformationTechnologyAndOccupancy | 66,433,000 | 2026-06-30 | 85 | USD |
RepaymentsOfLongTermLinesOfCredit | 64,113,000 | 2026-06-30 | 57 | USD |
DeferredIncomeTaxAssetsNet | 63,761,000 | 2026-06-30 | 56 | USD |
OperatingLeasesFutureMinimumPaymentsDue | 62,494,000 | 2018-12-31 | 2 | USD |
DeferredTaxAssetsOperatingLossCarryforwards | 62,067,000 | 2025-12-31 | 12 | USD |
StockIssuedDuringPeriodValueNewIssues | 60,479,000 | 2019-12-31 | 4 | USD |
OtherLiabilities | 59,895,000 | 2026-06-30 | 56 | USD |
CapitalizedComputerSoftwareNet | 55,626,000 | 2026-03-31 | 54 | USD |
ProceedsFromSaleOfOtherLoansHeldForSale | 54,456,000 | 2026-06-30 | 58 | USD |
LoansReceivableHeldForSaleAmount | 52,581,000 | 2024-09-30 | 34 | USD |
PaymentsForOriginationAndPurchasesOfLoansHeldForSale | 51,703,000 | 2026-06-30 | 67 | USD |
LaborAndRelatedExpense | 50,038,000 | 2026-06-30 | 85 | USD |
WeightedAverageNumberOfDilutedSharesOutstanding | 48,950,110 | 2026-06-30 | 86 | shares |
WeightedAverageNumberOfSharesOutstandingBasic | 47,930,598 | 2026-06-30 | 86 | shares |
CommonStockSharesIssued | 46,222,056 | 2026-06-30 | 56 | shares |
CommonStockSharesOutstanding | 45,950,033 | 2026-06-30 | 56 | shares |
InterestPaid | 44,219,000 | 2020-09-30 | 11 | USD |
FiniteLivedIntangibleAssetsGross | 43,864,000 | 2021-12-31 | 2 | USD |
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPeriodIncreaseDecrease | 43,323,000 | 2020-03-31 | 2 | USD |
NetCashProvidedByUsedInInvestingActivities | -42,141,000 | 2026-06-30 | 57 | USD |
PropertyPlantAndEquipmentGross | 41,442,000 | 2026-06-30 | 56 | USD |
ProceedsFromLinesOfCredit | 41,000,000 | 2021-12-20 | 1 | USD |
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment | 39,600,000 | 2026-06-30 | 56 | USD |
BusinessDevelopment | 33,542,000 | 2026-06-30 | 85 | USD |
ComprehensiveIncomeNetOfTax | 33,337,000 | 2021-09-30 | 29 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic | 32,505,000 | 2025-12-31 | 15 | USD |
DeferredIncomeTaxLiabilities | 30,486,000 | 2025-12-31 | 14 | USD |
FiniteLivedIntangibleAssetsAccumulatedAmortization | 29,340,000 | 2026-03-31 | 36 | USD |
InterestReceivable | 29,021,000 | 2023-09-30 | 34 | USD |
DeferredTaxLiabilities | 28,782,000 | 2022-12-31 | 9 | USD |
OtherCommitment | 27,200,000 | 2024-09-30 | 43 | USD |
NoninterestIncomeOtherOperatingIncome | 27,053,000 | 2026-06-30 | 86 | USD |
PurchaseObligationDueInNextTwelveMonths | 25,300,000 | 2025-12-31 | 13 | USD |
EmployeeRelatedLiabilitiesCurrentAndNoncurrent | 25,296,000 | 2026-06-30 | 56 | USD |
IncreaseDecreaseInOtherOperatingAssets | 23,913,000 | 2021-12-31 | 21 | USD |
IncreaseDecreaseInOtherOperatingLiabilities | 21,727,000 | 2021-12-31 | 21 | USD |
CapitalizedComputerSoftwareAdditions | 20,500,000 | 2024-12-31 | 51 | USD |
LeaseholdImprovementsGross | 19,816,000 | 2021-12-31 | 20 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | 19,181,000 | 2026-06-30 | 60 | USD |
FederalIncomeTaxExpenseBenefitContinuingOperations | 18,830,000 | 2025-12-31 | 15 | USD |
ProfessionalFees | 18,354,000 | 2026-06-30 | 85 | USD |
DepreciationAmortizationAndAccretionNet | 17,823,000 | 2026-06-30 | 57 | USD |
OperatingLossCarryforwards | 17,100,000 | 2020-12-31 | 1 | USD |
OtherAssetsMiscellaneous | 16,701,000 | 2026-06-30 | 56 | USD |
LeaseAndRentalExpense | 16,000,000 | 2018-12-31 | 4 | USD |
AdjustmentsToAdditionalPaidInCapitalWarrantIssued | 14,394,000 | 2024-12-31 | 15 | USD |
DeferredIncomeTaxesAndTaxCredits | 14,324,000 | 2025-12-31 | 15 | USD |
LesseeOperatingLeaseLiabilityPaymentsDue | 14,006,000 | 2026-06-30 | 54 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments | 13,778,000 | 2021-06-30 | 25 | USD |
MachineryAndEquipmentGross | 13,658,000 | 2021-12-31 | 20 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect | 13,495,000 | 2026-06-30 | 57 | USD |
OperatingLeasesFutureMinimumPaymentsDueCurrent | 12,994,000 | 2018-12-31 | 2 | USD |
SellingGeneralAndAdministrativeExpense | 12,975,000 | 2026-06-30 | 85 | USD |
PaymentsForSoftware | 12,773,000 | 2026-06-30 | 57 | USD |
OperatingLeasesFutureMinimumPaymentsDueThereafter | 12,767,000 | 2018-12-31 | 2 | USD |
OperatingLeasesFutureMinimumPaymentsDueInTwoYears | 12,558,000 | 2018-12-31 | 2 | USD |
OperatingLeaseLiability | 12,517,000 | 2026-06-30 | 54 | USD |
UnrecognizedTaxBenefits | 12,215,000 | 2025-12-31 | 22 | USD |
CapitalizedComputerSoftwareAmortization1 | 11,700,000 | 2021-09-30 | 29 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign | 11,571,000 | 2025-12-31 | 15 | USD |
PrepaidExpenseCurrentAndNoncurrent | 11,291,000 | 2026-06-30 | 56 | USD |
OtherNoncashIncomeExpense | -11,215,000 | 2026-06-30 | 57 | USD |
OperatingLeaseRightOfUseAsset | 11,206,000 | 2026-06-30 | 56 | USD |
TaxCutsAndJobsActOf2017ChangeInTaxRateDeferredTaxAssetIncomeTaxExpense | 11,200,000 | 2017-12-31 | 1 | USD |
NetIncomeLoss | 10,881,000 | 2026-06-30 | 131 | USD |
NetIncomeLossAvailableToCommonStockholdersBasic | 10,881,000 | 2026-06-30 | 86 | USD |
NetIncomeLossAvailableToCommonStockholdersDiluted | 10,881,000 | 2026-06-30 | 48 | USD |
InterestPayableCurrentAndNoncurrent | 10,620,000 | 2026-06-30 | 56 | USD |
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate | 10,500,000 | 2025-12-31 | 6 | USD |
OperatingLeasesFutureMinimumPaymentsDueInThreeYears | 10,035,000 | 2018-12-31 | 2 | USD |
DeferredFederalIncomeTaxExpenseBenefit | 10,012,000 | 2025-12-31 | 15 | USD |
RevenueFromContractWithCustomerExcludingAssessedTax | 9,716,000 | 2026-06-30 | 44 | USD |
DebtInstrumentCollateralAmount | 9,300,000 | 2021-09-30 | 3 | USD |
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | 9,256,000 | 2025-12-31 | 15 | USD |
AccruedLiabilitiesAndOtherLiabilities | 8,912,000 | 2026-06-30 | 56 | USD |
LitigationSettlementExpense | 8,800,000 | 2021-12-31 | 9 | USD |
FurnitureAndFixturesGross | 8,553,000 | 2021-12-31 | 20 | USD |
IncomeTaxExpenseBenefit | 8,300,000 | 2026-06-30 | 86 | USD |
IncreaseDecreaseInAccruedInterestReceivableNet | 8,231,000 | 2021-12-31 | 21 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized | 8,152,800 | 2020-12-31 | 4 | shares |
OperatingLeasesFutureMinimumPaymentsDueInFourYears | 7,640,000 | 2018-12-31 | 2 | USD |
IncomeTaxReconciliationOtherReconcilingItems | 7,400,000 | 2025-03-31 | 13 | USD |
AmortizationOfDeferredLoanOriginationFeesNet | 7,358,000 | 2026-06-30 | 57 | USD |
AllocatedShareBasedCompensationExpense | 7,082,000 | 2026-06-30 | 87 | USD |
OperatingLeasesFutureMinimumPaymentsDueInFiveYears | 6,500,000 | 2018-12-31 | 2 | USD |
TreasuryStockCommonValue | 6,309,000 | 2026-06-30 | 56 | USD |
GainLossOnSaleOfNotesReceivable | 6,194,000 | 2026-06-30 | 46 | USD |
IncomeTaxReconciliationStateAndLocalIncomeTaxes | 6,093,000 | 2025-12-31 | 15 | USD |
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost | 5,981,000 | 2025-12-31 | 14 | USD |
AccountsPayableCurrentAndNoncurrent | 5,882,000 | 2026-06-30 | 56 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccruals | 5,859,000 | 2025-12-31 | 14 | USD |
PaymentsForLegalSettlements | 5,800,000 | 2020-11-17 | 2 | USD |
GainLossOnSalesOfLoansNet | 5,708,000 | 2022-09-30 | 35 | USD |
CapitalizedComputerSoftwareImpairments1 | 5,600,000 | 2023-12-31 | 2 | USD |
PurchaseObligationDueInSecondYear | 5,400,000 | 2025-12-31 | 13 | USD |
InsuranceSettlementsReceivable | 5,000,000 | 2021-09-30 | 8 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths | 4,929,000 | 2026-06-30 | 19 | USD |
NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification | 4,835,000 | 2020-03-31 | 9 | USD |
CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption | 4,800,000 | 2020-01-01 | 4 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo | 4,780,000 | 2026-06-30 | 19 | USD |
FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue | 4,700,000 | 2024-06-30 | 40 | USD |
StateAndLocalIncomeTaxExpenseBenefitContinuingOperations | -4,678,000 | 2020-12-31 | 5 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths | 4,587,000 | 2026-06-30 | 54 | USD |
CurrentIncomeTaxExpenseBenefit | 4,506,000 | 2025-12-31 | 15 | USD |
OperatingLeaseExpense | 4,500,000 | 2026-06-30 | 81 | USD |
DeferredStateAndLocalIncomeTaxExpenseBenefit | 4,485,000 | 2025-12-31 | 15 | USD |
GoodwillPurchaseAccountingAdjustments | 4,458,000 | 2022-12-31 | 5 | USD |
IncomeTaxReconciliationTaxCredits | 4,284,000 | 2024-12-31 | 13 | USD |
ClassOfWarrantOrRightNumberOfSecuritiesCalledByEachWarrantOrRight | 4,193,453 | 2023-12-31 | 10 | shares |
AllowanceForLoanAndLeaseLossesAdjustmentsNet | -3,972,000 | 2020-03-31 | 2 | USD |
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions | 3,950,690 | 2019-12-31 | 1 | shares |
OtherIncome | 3,796,000 | 2024-03-31 | 57 | USD |
OperatingLeasePayments | 3,721,000 | 2026-06-30 | 57 | USD |
PurchaseObligationFutureMinimumPaymentsRemainderOfFiscalYear | 3,400,000 | 2021-06-30 | 6 | USD |
DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible | 3,400,000 | 2024-09-30 | 3 | USD |
OtherAccruedLiabilitiesCurrent | 3,287,000 | 2026-06-30 | 10 | USD |
OtherAccruedLiabilitiesCurrentAndNoncurrent | 3,263,000 | 2025-09-30 | 46 | USD |
ContractuallySpecifiedServicingFeesAmount | 3,204,000 | 2026-06-30 | 85 | USD |
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue | 3,110,000 | 2026-06-30 | 99 | USD |
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear | 3,096,000 | 2026-06-30 | 21 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo | 3,021,000 | 2026-06-30 | 54 | USD |
LitigationReserve | 3,000,000 | 2021-12-31 | 13 | USD |
DeferredTaxAssetsOther | 2,972,000 | 2025-12-31 | 12 | USD |
CurrentStateAndLocalTaxExpenseBenefit | 2,841,000 | 2025-12-31 | 15 | USD |
LossContingencyAccrualCarryingValuePeriodIncreaseDecrease | 2,800,000 | 2022-06-30 | 1 | USD |
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions | 2,795,568 | 2019-12-31 | 1 | shares |
GainLossOnSalesOfConsumerLoans | 2,753,000 | 2026-06-30 | 67 | USD |
ClassOfWarrantOrRightOutstanding | 2,682,788 | 2026-03-31 | 11 | shares |
FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear | 2,485,000 | 2026-06-30 | 14 | USD |
DeferredTaxLiabilitiesLeasingArrangements | 2,458,000 | 2025-12-31 | 14 | USD |
AmortizationOfIntangibleAssets | 2,400,000 | 2026-06-30 | 54 | USD |
IncomeTaxPaidForeignAfterRefundReceived | 2,311,000 | 2025-12-31 | 2 | USD |
DeferredTaxLiabilitiesPropertyPlantAndEquipment | 2,258,000 | 2025-12-31 | 12 | USD |
DefinedContributionPlanEmployerDiscretionaryContributionAmount | 2,200,000 | 2025-12-31 | 15 | USD |
EffectiveIncomeTaxRateReconciliationGiltiAmount | 2,175,000 | 2025-12-31 | 2 | USD |
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount | 2,102,320 | 2026-06-30 | 85 | shares |
StockholdersEquityOther | 2,000,000 | 2017-12-31 | 1 | USD |
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense | 1,900,000 | 2026-06-30 | 43 | USD |
IncreaseDecreaseInOtherOperatingCapitalNet | -1,844,000 | 2026-06-30 | 36 | USD |
PropertyPlantAndEquipmentNet | 1,842,000 | 2026-06-30 | 56 | USD |
OtherTaxExpenseBenefit | 1,800,000 | 2020-12-31 | 1 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearThree | 1,772,000 | 2026-06-30 | 54 | USD |
IncomeTaxesPaidNet | 1,643,000 | 2026-06-30 | 57 | USD |
SubleaseIncome | 1,622,000 | 2019-12-31 | 7 | USD |
CurrentForeignTaxExpenseBenefit | 1,604,000 | 2025-12-31 | 15 | USD |
TaxCreditCarryforwardAmount | 1,600,000 | 2021-12-31 | 2 | USD |
EmployeeStockOwnershipPlanESOPSharesInESOP | 1,593,052 | 2022-12-31 | 6 | shares |
IncomeTaxReceivable | 1,519,000 | 2026-06-30 | 42 | USD |
TaxAdjustmentsSettlementsAndUnusualProvisions | 1,500,000 | 2020-12-31 | 1 | USD |
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount | 1,489,000 | 2026-06-30 | 40 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber | 1,439,109 | 2025-12-31 | 14 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber | 1,439,109 | 2025-12-31 | 7 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber | 1,410,223 | 2025-12-31 | 7 | shares |
RestructuringCosts | 1,400,000 | 2022-09-30 | 4 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized | 1,383,963 | 2020-12-31 | 2 | shares |
ServicingLiabilityAtAmortizedValueBalance | 1,283,000 | 2026-06-30 | 56 | USD |
ProceedsFromPaymentsForOtherFinancingActivities | -1,261,000 | 2026-06-30 | 48 | USD |
NoninterestIncomeOther | 1,151,000 | 2019-12-31 | 7 | USD |
NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1 | -1,143,000 | 2023-03-31 | 31 | USD |
AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation | 1,100,000 | 2021-06-30 | 18 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant | 1,058,603 | 2020-12-31 | 2 | shares |
LesseeOperatingLeaseLiabilityPaymentsDueYearFour | 1,044,000 | 2026-06-30 | 54 | USD |
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions | 1,042,000 | 2025-12-31 | 15 | USD |
TaxesPayableCurrentAndNoncurrent | 1,022,000 | 2020-03-31 | 6 | USD |
IncomeTaxReconciliationForeignIncomeTaxRateDifferential | -999,000 | 2025-12-31 | 15 | USD |
BusinessCombinationProFormaInformationRevenueOfAcquireeSinceAcquisitionDateActual | 900,000 | 2021-12-31 | 1 | USD |
TreasuryStockValueAcquiredCostMethod | 896,000 | 2018-12-31 | 2 | USD |
IncomeTaxReconciliationTaxCreditsResearch | 840,000 | 2025-12-31 | 2 | USD |
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions | 818,000 | 2025-12-31 | 15 | USD |
ProceedsFromStockOptionsExercised | 800,000 | 2023-12-31 | 11 | USD |
PaymentsRelatedToTaxWithholdingForShareBasedCompensation | 800,000 | 2023-12-31 | 6 | USD |
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures | -797,000 | 2026-06-30 | 82 | USD |
StockIssuedDuringPeriodValueShareBasedCompensationForfeited | 769,000 | 2017-12-31 | 1 | USD |
ProceedsFromRepurchaseOfEquity | -731,000 | 2020-06-30 | 9 | USD |
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1 | 726,000 | 2025-12-31 | 15 | USD |
ForeignIncomeTaxExpenseBenefitContinuingOperations | 639,000 | 2020-12-31 | 5 | USD |
PurchaseObligationDueInThirdYear | 600,000 | 2025-12-31 | 12 | USD |
IncomeTaxPaidStateAndLocalAfterRefundReceived | 570,000 | 2025-12-31 | 2 | USD |
NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1 | 543,000 | 2019-09-30 | 2 | USD |
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability | 537,000 | 2025-03-31 | 42 | USD |
LessorOperatingLeasePaymentsToBeReceived | 532,000 | 2026-06-30 | 38 | USD |
Depreciation | 500,000 | 2026-06-30 | 85 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFive | 486,000 | 2026-06-30 | 54 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod | 467,333 | 2023-12-31 | 5 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod | 402,871 | 2025-12-31 | 2 | shares |
IncomeTaxReconciliationNondeductibleExpenseOther | 401,000 | 2025-12-31 | 6 | USD |
LessorOperatingLeasePaymentsToBeReceivedRemainderOfFiscalYear | 355,000 | 2026-06-30 | 16 | USD |
IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost | -314,000 | 2025-12-31 | 15 | USD |
PaymentsForProceedsFromOtherInvestingActivities | 309,000 | 2026-06-30 | 34 | USD |
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount | 300,000 | 2026-06-30 | 81 | USD |
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense | 300,000 | 2025-12-31 | 16 | USD |
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount | -300,000 | 2025-09-30 | 35 | USD |
IncomeTaxExaminationPenaltiesAndInterestExpense | 300,000 | 2025-12-31 | 6 | USD |
TreasuryStockCommonShares | 272,023 | 2026-06-30 | 56 | shares |
DeferredTaxLiabilitiesPrepaidExpenses | 243,000 | 2020-12-31 | 4 | USD |
EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions | 200,000 | 2026-06-30 | 8 | USD |
LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths | 177,000 | 2026-06-30 | 34 | USD |
DeferredForeignIncomeTaxExpenseBenefit | -173,000 | 2025-12-31 | 15 | USD |
AccumulatedOtherComprehensiveIncomeLossNetOfTax | -172,000 | 2021-09-30 | 18 | USD |
IncomeTaxReconciliationTaxContingencies | -153,000 | 2025-12-31 | 15 | USD |
IncomeTaxReconciliationOtherAdjustments | 103,000 | 2025-12-31 | 15 | USD |
StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities | 94,413 | 2026-06-30 | 6 | shares |
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent | -89,000 | 2021-09-30 | 29 | USD |
AdjustmentsToAdditionalPaidInCapitalOther | -86,000 | 2019-12-31 | 5 | USD |
OtherComprehensiveIncomeLossNetOfTax | 77,000 | 2021-09-30 | 35 | USD |
CurrentFederalTaxExpenseBenefit | 61,000 | 2025-12-31 | 15 | USD |
StockIssuedDuringPeriodValueStockOptionsExercised | 54,000 | 2025-12-31 | 72 | USD |
PropertyPlantAndEquipmentOther | 53,000 | 2021-06-30 | 16 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses | 34,000 | 2020-12-31 | 4 | USD |
PaymentsOfFinancingCosts | 34,000 | 2026-06-30 | 47 | USD |
IncomeTaxPaidFederalAfterRefundReceived | -33,000 | 2025-12-31 | 2 | USD |
StockRepurchasedDuringPeriodValue | 28,000 | 2022-12-31 | 6 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod | 11,760 | 2025-12-31 | 5 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue | 11,000 | 2025-12-31 | 15 | USD |
StockIssuedDuringPeriodSharesStockOptionsExercised | 9,118 | 2025-12-31 | 7 | shares |
CommonStockValue | 8,000 | 2026-06-30 | 56 | USD |
StockIssuedDuringPeriodValueConversionOfConvertibleSecurities | 1,000 | 2026-06-30 | 5 | USD |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice | 21 | 2025-12-31 | 2 | USD/shares |
SharePrice | 21 | 2021-12-22 | 1 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice | 20 | 2023-12-31 | 5 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice | 19 | 2025-12-31 | 7 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice | 18 | 2025-12-31 | 14 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice | 18 | 2025-12-31 | 7 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice | 13 | 2025-12-31 | 5 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice | 6 | 2025-12-31 | 7 | USD/shares |
EarningsPerShareBasicUndistributed | -2 | 2022-09-30 | 39 | USD/shares |
EarningsPerShareDilutedUndistributed | -2 | 2022-09-30 | 39 | USD/shares |
NumberOfReportableSegments | 1 | 2024-09-30 | 7 | numberOfSegment |
NumberOfReportableSegments | 1 | 2026-06-30 | 7 | segment |
SharebasedCompensationArrangementBySharebasedPaymentAwardPurchasePriceOfCommonStockPercent | 1 | 2025-12-31 | 8 | pure |
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent | 0 | 2024-09-30 | 12 | pure |
EffectiveIncomeTaxRateContinuingOperations | 0 | 2026-06-30 | 85 | pure |
EarningsPerShareBasic | 0 | 2026-06-30 | 85 | USD/shares |
EarningsPerShareDiluted | 0 | 2026-06-30 | 85 | USD/shares |
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 0 | 2025-12-31 | 2 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate | 0 | 2025-12-31 | 8 | pure |
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes | 0 | 2025-12-31 | 2 | pure |
StockholdersEquityNoteStockSplitConversionRatio1 | 0 | 2019-09-09 | 6 | pure |
OperatingLeaseWeightedAverageDiscountRatePercent | 0 | 2026-06-30 | 54 | pure |
EffectiveIncomeTaxRateReconciliationGiltiPercent | 0 | 2025-12-31 | 2 | pure |
DefinedContributionPlanEmployerMatchingContributionPercent | 0 | 2023-12-31 | 7 | pure |
EffectiveIncomeTaxRateReconciliationForeignIncomeTaxRateDifferential | -0 | 2025-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationTaxCreditsResearch | 0 | 2025-12-31 | 2 | pure |
ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1 | 0 | 2026-06-30 | 24 | USD/shares |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther | 0 | 2025-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost | -0 | 2025-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationTaxContingencies | -0 | 2025-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationOtherAdjustments | 0 | 2025-12-31 | 2 | pure |
CommonStockParOrStatedValuePerShare | 0 | 2026-06-30 | 56 | USD/shares |
PreferredStockParOrStatedValuePerShare | 0 | 2020-09-30 | 10 | USD/shares |
AccountsReceivableFromSecuritization | 0 | 2020-12-31 | 12 | USD |
AccruedFeesAndOtherRevenueReceivable | 0 | 2020-03-31 | 3 | USD |
AdditionalPaidInCapitalPreferredStock | 0 | 2020-09-30 | 10 | USD |
AllowanceForLoanAndLeaseLossesWriteOffs | 0 | 2020-12-31 | 11 | USD |
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts | 0 | 2020-12-31 | 11 | USD |
DeferredIncomeTaxExpenseBenefit | 0 | 2022-12-31 | 23 | USD |
DeferredIncomeTaxLiabilitiesNet | 0 | 2023-12-31 | 36 | USD |
DeferredRentCredit | 0 | 2019-12-31 | 4 | USD |
DeferredTaxAssetsPropertyPlantAndEquipment | 0 | 2021-12-31 | 6 | USD |
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsOther | 0 | 2022-12-31 | 6 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther | 0 | 2021-12-31 | 4 | USD |
DeferredTaxAssetsValuationAllowance | 0 | 2025-12-31 | 14 | USD |
DeferredTaxLiabilitiesDeferredExpenseCapitalizedSoftware | 0 | 2023-12-31 | 10 | USD |
DividendsPreferredStockPaidinkind | 0 | 2020-12-31 | 13 | USD |
EffectiveIncomeTaxRateReconciliationTaxCutsAndJobsActOf2017Amount | 0 | 2019-12-31 | 3 | USD |
FinanceLeasePrincipalPayments | 0 | 2021-09-30 | 2 | USD |
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown | 0 | 2020-03-31 | 9 | USD |
ImpairmentOfLongLivedAssetsHeldForUse | 0 | 2025-12-31 | 13 | USD |
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | 0 | 2019-12-31 | 3 | USD |
IncomeTaxReconciliationPriorYearIncomeTaxes | 0 | 2022-12-31 | 6 | USD |
IncomeTaxReconciliationTaxSettlementsForeign | 0 | 2019-12-31 | 3 | USD |
IncrementalCommonSharesAttributableToCallOptionsAndWarrants | 0 | 2021-03-31 | 21 | shares |
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive | 0 | 2026-06-30 | 49 | USD |
LessorOperatingLeasePaymentsToBeReceivedThereafter | 0 | 2025-12-31 | 15 | USD |
LessorOperatingLeasePaymentsToBeReceivedTwoYears | 0 | 2026-06-30 | 20 | USD |
LoansAndLeasesReceivableAllowance | 0 | 2020-12-31 | 21 | USD |
LoansAndLeasesReceivableBeforeFeesGross | 0 | 2020-12-31 | 12 | USD |
LoansAndLeasesReceivableNetReportedAmount | 0 | 2020-12-31 | 12 | USD |
OtherSignificantNoncashTransactionValueOfConsiderationReceived1 | 0 | 2019-12-31 | 3 | USD |
PreferredStockLiquidationPreferenceValue | 0 | 2019-09-30 | 2 | USD |
PreferredStockSharesIssued | 0 | 2026-06-30 | 52 | shares |
PreferredStockSharesOutstanding | 0 | 2026-06-30 | 52 | shares |
PreferredStockValue | 0 | 2020-09-30 | 10 | USD |
ProceedsFromIssuanceInitialPublicOffering | 0 | 2020-12-31 | 9 | USD |
ProceedsFromIssuanceOfSecuredDebt | 0 | 2024-12-31 | 33 | USD |
ProvisionForLoanAndLeaseLosses | 0 | 2020-12-31 | 19 | USD |
ProvisionForLoanLeaseAndOtherLosses | 0 | 2020-03-31 | 9 | USD |
PurchaseObligationDueAfterFifthYear | 0 | 2024-12-31 | 10 | USD |
PurchaseObligationDueInFourthYear | 0 | 2024-12-31 | 7 | USD |
RepaymentsOfLongTermCapitalLeaseObligations | 0 | 2021-06-30 | 15 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross | 0 | 2025-12-31 | 8 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue | 0 | 2025-12-31 | 15 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue | 0 | 2025-12-31 | 14 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue | 0 | 2025-12-31 | 7 | USD |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice | 0 | 2025-12-31 | 7 | USD/shares |
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 | 0 | 2025-12-31 | 7 | USD |
StockIssuedDuringPeriodSharesTreasuryStockReissued | 0 | 2025-12-31 | 15 | shares |
TreasuryStockSharesRetired | 0 | 2025-12-31 | 15 | shares |
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums | 0 | 2020-12-31 | 12 | USD |
UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic | 0 | 2020-12-31 | 19 | USD |
UnrecognizedTaxBenefitsDecreasesResultingFromCurrentPeriodTaxPositions | 0 | 2021-12-31 | 7 | USD |
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions | 0 | 2025-12-31 | 15 | USD |
WarrantsAndRightsOutstanding | 0 | 2020-12-31 | 12 | USD |
DeferredTaxLiabilitiesOther | 0 | 2022-12-31 | 4 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour | 0 | 2026-06-30 | 19 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree | 0 | 2026-06-30 | 19 | USD |
Goodwill | 0 | 2022-12-31 | 10 | USD |
IncomeTaxReconciliationNondeductibleExpense | 0 | 2022-12-31 | 4 | USD |
NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumed1 | 0 | 2022-12-31 | 4 | USD |
PaymentsToAcquireBusinessesNetOfCashAcquired | 0 | 2022-12-31 | 4 | USD |
SharesOutstanding | 0 | 2021-12-31 | 3 | shares |
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3 | 0 | 2026-06-30 | 55 | USD |
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3 | 0 | 2026-06-30 | 55 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive | 0 | 2026-06-30 | 18 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive | 0 | 2026-06-30 | 18 | USD |
GoodwillImpairmentLoss | 0 | 2023-12-31 | 16 | USD |
ProceedsFromSaleOfLoansHeldForInvestment | 0 | 2025-12-31 | 32 | USD |
IncomeTaxReconciliationNondeductibleExpenseImpairmentLosses | 0 | 2023-12-31 | 4 | USD |
ProceedsFromIssuanceOfWarrants | 0 | 2024-03-31 | 4 | USD |
DerivativeAssets | 0 | 2026-06-30 | 23 | USD |
DeferredTaxLiabilitiesDerivatives | 0 | 2025-12-31 | 6 | USD |
StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans | 0 | 2025-12-31 | 3 | shares |
LessorOperatingLeasePaymentsToBeReceivedThreeYears | 0 | 2026-06-30 | 14 | USD |
LessorOperatingLeasePaymentsToBeReceivedFiveYears | 0 | 2025-12-31 | 7 | USD |
LessorOperatingLeasePaymentsToBeReceivedFourYears | 0 | 2025-12-31 | 7 | USD |
What to be careful about
What this model itself distrusts about OPRT's figures. Written by the derivation as it ran, not added afterwards.
- no operating income tagged; derived as revenue minus OperatingExpenses
- no current capital expenditure tagged (last tagged 2022-12-31); treated as zero, so free cash flow is overstated and equals operating cash flow
- forward EPS growth +367.4% is analyst consensus, not a filing: consensus 2027 EPS 1.98 against trailing 0.42, over 1 year(s), from 6 analysts (taken 2026-09-18)
- durability DROPPED from the total: only 2 of 4 inputs could be computed (contracted coverage, gross margin stability not tagged), so the score is not meaningful. Its weight is spread over the other dimensions
- resilience rests on 2 of 3 inputs; not tagged: liquidity