Experian plc

J2BA.F — scored out of ten from its own filings

Figures as at 2026-03-31, reported in USD. The newest fact in the filings is dated 2026-04-01, 145 days ago. Nothing on this page is advice.

The five scores

Dimension	What it asks	Score
Quality	How much of the revenue is really kept — and what did it take to earn it?	6.01
Valuation	What does the price ask for what the company earns, owns and pays out?	0.5
Durability	How predictable is the revenue, and how much of it is already committed?	8.72
Resilience	Can the balance sheet absorb a bad year?	4.75
Growth	Is the business getting bigger, and is it getting more profitable?	4.34

A dimension reading not measured means the filing does not carry the figures it needs. It is left out of the total rather than scored as though it were bad.

What each measure said

A dimension's score is the weighted average of these. Each links to the page explaining how it is worked out and which XBRL tags it reads.

Quality — 6.01

Measure	What it is	Score
SBC / sales	Stock compensation over revenue, inverted	10.0
OE margin	(Free cash flow − stock comp) over revenue	7.67
Oper. margin	GAAP operating margin	5.36
Adj. EBITDA margin	Cash operating margin, before stock compensation	5.36
ROIC	Return on invested capital	2.86

Durability — 8.72

Measure	What it is	Score
Cash-flow margin stability, operating cash flow over revenue	Cash-flow margin stability, operating cash flow over revenue	8.87
Revenue growth in the worst year on record	Revenue growth in the worst year on record	8.58

Resilience — 4.75

Measure	What it is	Score
Interest cover, EBIT over interest	Interest cover, EBIT over interest	7.75
ND/EBITDA	Net cash, or net debt over EBITDA	5.5
Current ratio	Current ratio, excluding deferred revenue from the liabilities	1.0

Growth — 4.34

Measure	What it is	Score
Most recent margin move, in percentage points	Most recent margin move, in percentage points	9.97
Operating margin trend, in percentage points per year	Operating margin trend, in percentage points per year	4.85
Sales/sh Y/Y	Revenue growth per diluted share, trailing twelve months against the prior twelve	2.77
Sales CAGR 4Y	The same growth compounded over four fiscal years	2.13

A measure missing from a list here could not be computed from this company's filings. It is left out rather than scored as though it were bad.

Revenue by fiscal year

As the company reported it, one row per year, straight from the filings.

Fiscal year	Ends	Revenue
2020	2021-03-31	5,372,000,000
2021	2022-03-31	6,288,000,000
2022	2023-03-31	6,619,000,000
2023	2024-03-31	7,097,000,000
2024	2025-03-31	7,523,000,000
2025	2026-03-31	8,445,000,000

The ratios

The figures themselves rather than their scores — what somebody looking up J2BA.F on one particular measure came for.

Ratio	Value
cash operating margin	24.22
current ratio	0.85
current ratio reported	0.85
ebit cagr	9.62
ebit yoy	14.05
fcf margin	25.93
growth cv	0.47
interest cover	15.49
net debt ebitda	2.12
operating margin	24.22
owner earnings margin	25.93
revenue growth	12.26
revenue growth per share	12.26
roic	16.35
rule of 40	36.47
sbc pct revenue	0.0

The figures, and where each came from

This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.

Figure	Value	XBRL tag	As at
capex	49,000,000	`PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities`	2026-03-31
cash	328,000,000	`CashAndCashEquivalents`	2026-04-01
current assets	2,739,000,000	`CurrentAssets`	2026-04-01
current liabilities	3,206,000,000	`CurrentLiabilities`	2026-04-01
equity	5,545,000,000	`EquityAttributableToOwnersOfParent`	2026-04-01
interest expense	132,000,000	`FinanceCosts`	2026-03-31
ocf	2,239,000,000	`CashFlowsFromUsedInOperatingActivities`	2026-03-31
revenue	8,445,000,000	`Revenue`	2026-03-31
sbc	0	`AdjustmentsForSharebasedPayments`	2024-03-31

What to be careful about

revenue is annual, not TTM
operating income is annual, not TTM
no current stock compensation tagged (last tagged 2024-03-31); treated as zero, so owner earnings are overstated
no market cap; set `market_cap` in overrides.yaml
reports in USD and quotes in EUR, so the share price is converted at 1 EUR = 1.1670 USD as at 2026-08-24. Only the price is converted: every figure from the filing is as reported, and only the multiples built on market capitalisation carry the rate — but no share count is available, so there is still no market capitalisation
no usable diluted share count, so growth is measured on total revenue rather than per share; a company issuing shares to fund that growth reads better than it is

See it scored yourself

The dashboard puts J2BA.F beside other companies and lets you change what counts: the weight of each dimension, the value that earns a ten, and which of the 61 measures are included at all.