Finance of America Companies Inc. (FOA)
Every figure this model derived for FOA, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.
The figures, and where each came from
This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.
| Figure | Value | XBRL tag | As at |
|---|---|---|---|
| capex | 0 | PaymentsToAcquirePropertyPlantAndEquipment |
2022-12-31 |
| cash | 95,830,000 | CashAndCashEquivalentsAtCarryingValue |
2026-06-30 |
| equity | 406,705,000 | StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest |
2026-06-30 |
| interest expense | 563,034,000 | InterestPaidNet |
2026-06-30 |
| ocf | -555,316,000 | NetCashProvidedByUsedInOperatingActivities |
2026-06-30 |
| revenue | 336,984,000 | Revenues |
2026-06-30 |
| sbc | 0 | ShareBasedCompensation |
2019-12-31 |
The ratios
The figures themselves rather than their scores — what somebody looking up FOA on one particular measure came for.
| Ratio | Value |
|---|---|
| cash operating margin | -8.76 |
| dilution pct | 15.07 |
| ev owner earnings | -0.81 |
| ev sales | 1.34 |
| fcf margin | -164.79 |
| growth cv | 1.63 |
| interest cover | -0.12 |
| operating margin | -20.35 |
| owner earnings margin | -164.79 |
| roic | -8.1 |
| sbc pct revenue | 0.0 |
Everything else this filing tags
390 more elements from FOA's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.
| Element | Newest | As of | Periods | Unit |
|---|---|---|---|---|
Assets | 37,316,763,000 | 2026-06-30 | 78 | USD |
LiabilitiesAndStockholdersEquity | 37,316,763,000 | 2026-06-30 | 63 | USD |
Liabilities | 36,910,058,000 | 2026-06-30 | 63 | USD |
AssetsFairValueDisclosure | 36,678,324,000 | 2026-06-30 | 6 | USD |
LiabilitiesFairValueDisclosure | 35,424,444,000 | 2026-06-30 | 6 | USD |
ServicingAssetAtFairValueAmount | 34,091,115,000 | 2021-09-30 | 2 | USD |
ProceedsFromSaleOfMortgageLoansHeldForSale | 10,710,950,000 | 2021-09-30 | 9 | USD |
SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure | 10,641,380,000 | 2026-06-30 | 50 | USD |
DebtInstrumentFairValue | 10,641,380,000 | 2026-06-30 | 6 | USD |
NonRecourseDebt | 6,152,713,000 | 2022-03-31 | 8 | USD |
RepaymentsOfOtherDebt | 2,774,179,000 | 2026-06-30 | 60 | USD |
ProceedsFromOtherDebt | 2,641,246,000 | 2026-06-30 | 60 | USD |
InterestAndFeeIncomeLoansAndLeases | 1,902,352,000 | 2025-12-31 | 22 | USD |
BusinessAcquisitionsProFormaRevenue | 1,736,999,000 | 2021-12-31 | 14 | USD |
PaymentsToAcquireLoansAndLeasesHeldForInvestment | 1,727,216,000 | 2026-06-30 | 60 | USD |
LineOfCreditFacilityMaximumBorrowingCapacity | 1,655,526,000 | 2026-06-30 | 25 | USD |
GoodwillAndIntangibleAssetImpairment | 1,380,630,000 | 2021-12-31 | 4 | USD |
ProceedsFromSaleOfLoansAndLeasesHeldForInvestment | 1,212,004,000 | 2026-06-30 | 60 | USD |
BusinessAcquisitionsProFormaNetIncomeLoss | -1,173,481,000 | 2021-12-31 | 14 | USD |
LineOfCredit | 1,054,766,000 | 2026-06-30 | 50 | USD |
OtherLongTermDebt | 1,054,766,000 | 2026-06-30 | 50 | USD |
AdditionalPaidInCapital | 981,042,000 | 2026-06-30 | 52 | USD |
InterestIncomeOperating | 957,678,000 | 2026-06-30 | 84 | USD |
InterestExpenseOperating | 836,493,000 | 2026-06-30 | 38 | USD |
MortgageLoansInProcessOfForeclosureAmount | 699,700,000 | 2026-06-30 | 46 | USD |
MembersCapital | 641,170,000 | 2021-03-31 | 27 | USD |
RetainedEarningsAccumulatedDeficit | -634,101,000 | 2026-06-30 | 61 | USD |
PreferredStockSharesAuthorized | 600,000,000 | 2026-06-30 | 19 | shares |
FiniteLivedIntangibleAssetsGross | 552,037,000 | 2022-12-31 | 12 | USD |
NetIncomeLossAttributableToNoncontrollingInterest | -524,846,000 | 2022-12-31 | 14 | USD |
NetIncomeLossAttributableToNonredeemableNoncontrollingInterest | -524,846,000 | 2022-12-31 | 28 | USD |
LoansReceivableFairValueDisclosure | 467,319,000 | 2023-09-30 | 22 | USD |
NotesPayableFairValueDisclosure | 449,600,000 | 2025-06-30 | 32 | USD |
DerivativeAssetNotionalAmount | 426,907,000 | 2022-12-31 | 16 | USD |
GainLossOnSaleOfMortgageLoans | 397,887,000 | 2021-09-30 | 9 | USD |
OtherAssetsMiscellaneous | 358,383,000 | 2021-12-31 | 2 | USD |
DebtInstrumentCarryingAmount | 357,547,000 | 2025-12-31 | 12 | USD |
LongTermDebt | 357,547,000 | 2025-12-31 | 12 | USD |
IntangibleAssetsGrossExcludingGoodwill | 356,262,000 | 2025-12-31 | 24 | USD |
DebtInstrumentFaceAmount | 350,000,000 | 2021-12-31 | 6 | USD |
NotesPayable | 347,029,000 | 2026-06-30 | 50 | USD |
ProceedsFromSaleAndCollectionOfLoansHeldforsale | 346,026,000 | 2023-09-30 | 32 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | 340,465,000 | 2026-06-30 | 124 | USD |
OtherAssets | 325,589,000 | 2026-06-30 | 50 | USD |
RestrictedCash | 322,403,000 | 2021-12-31 | 2 | USD |
AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities | -320,437,000 | 2026-06-30 | 40 | USD |
AssetsHeldInTrustNoncurrent | 293,322,399 | 2021-03-31 | 13 | USD |
ProceedsFromIssuanceInitialPublicOffering | 287,500,000 | 2019-12-31 | 5 | USD |
NetCashProvidedByUsedInFinancingActivities | 279,643,000 | 2026-06-30 | 66 | USD |
DerivativeLiabilityNotionalAmount | 257,356,000 | 2022-12-31 | 16 | USD |
RestrictedCashCurrent | 255,187,000 | 2026-06-30 | 60 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations | 224,801,000 | 2023-12-31 | 8 | USD |
OperatingExpenses | 211,455,000 | 2026-06-30 | 84 | USD |
InterestAndFeeIncomeLoansHeldForSaleMortgages | 211,018,000 | 2022-12-31 | 28 | USD |
InterestRevenueExpenseNet | 203,198,000 | 2025-12-31 | 52 | USD |
CommonStockSharesAuthorized | 200,000,000 | 2021-03-31 | 13 | shares |
AssetsFairValueAdjustment | -197,500,000 | 2023-09-30 | 1 | USD |
OperatingLossCarryforwards | 195,300,000 | 2025-12-31 | 12 | USD |
NetIncomeLossAvailableToCommonStockholdersBasic | -190,682,000 | 2022-12-31 | 27 | USD |
OtherAssetsFairValueDisclosure | 188,635,000 | 2026-06-30 | 8 | USD |
PaymentsForOriginationAndPurchasesOfLoansHeldForSale | 180,983,000 | 2023-09-30 | 32 | USD |
FiniteLivedIntangibleAssetsAccumulatedAmortization | 176,647,000 | 2025-12-31 | 24 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths | 170,754,000 | 2025-12-31 | 4 | USD |
TransferOfLoansHeldForSaleToPortfolioLoans1 | 168,700,000 | 2020-12-31 | 2 | USD |
IntangibleAssetsNetExcludingGoodwill | 161,020,000 | 2026-06-30 | 50 | USD |
FiniteLivedIntangibleAssetsNet | 158,053,000 | 2025-12-31 | 18 | USD |
MortgagesHeldForSaleFairValueDisclosure | 155,523,000 | 2026-06-30 | 36 | USD |
AccountsPayableAndOtherAccruedLiabilities | 149,196,000 | 2026-06-30 | 50 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive | 146,793,000 | 2024-12-31 | 2 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour | 146,793,000 | 2025-12-31 | 4 | USD |
AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent | 130,729,000 | 2025-12-31 | 36 | USD |
InterestIncomeExpenseNet | 121,185,000 | 2026-06-30 | 84 | USD |
RepaymentsOfNotesPayable | 117,408,000 | 2025-12-31 | 17 | USD |
ImpairmentOfIntangibleAssetsFinitelived | 116,065,000 | 2022-12-31 | 3 | USD |
DirectPremiumsWritten | 93,902,000 | 2022-12-31 | 4 | USD |
PremiumsWrittenNet | 92,451,000 | 2022-12-31 | 4 | USD |
IndefiniteLivedIntangibleAssetsExcludingGoodwill | 91,600,000 | 2022-12-31 | 8 | USD |
AccruedLiabilitiesCurrentAndNoncurrent | 91,195,000 | 2023-09-30 | 20 | USD |
LaborAndRelatedExpense | 84,871,000 | 2026-06-30 | 84 | USD |
StockRepurchasedDuringPeriodValue | 81,700,000 | 2026-02-27 | 4 | USD |
PaymentsForOriginationOfMortgageLoansHeldForSale | 75,362,000 | 2025-12-31 | 20 | USD |
PartnersCapitalAccountDistributions | 75,000,000 | 2021-03-31 | 15 | USD |
LoanProcessingFee | 71,093,000 | 2022-12-31 | 21 | USD |
UnrealizedGainLossOnDerivatives | -64,686,000 | 2022-03-31 | 8 | USD |
ConvertibleNotesPayable | 61,156,000 | 2026-06-30 | 5 | USD |
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet | 60,444,000 | 2024-12-31 | 4 | USD |
OtherReceivables | 60,066,000 | 2021-12-31 | 4 | USD |
DeferredTaxAssetsGross | 60,052,000 | 2025-12-31 | 14 | USD |
MinorityInterest | 60,048,000 | 2026-06-30 | 50 | USD |
ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill | 58,500,000 | 2022-12-31 | 9 | USD |
InterestExpenseNonoperating | 57,562,000 | 2025-12-31 | 32 | USD |
InterestExpenseDebt | 57,555,000 | 2025-12-31 | 6 | USD |
AccruedLiabilitiesAndOtherLiabilities | 56,328,000 | 2025-12-31 | 16 | USD |
AncillaryFeeIncomeGeneratedByServicingFinancialAssetsAmount | 55,680,000 | 2022-12-31 | 8 | USD |
ProceedsFromSaleOfLoansHeldForSale | 53,719,000 | 2025-12-31 | 16 | USD |
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue | 52,922,000 | 2021-12-31 | 3 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear | 52,408,000 | 2025-09-30 | 1 | USD |
DeferredTaxAssetsOperatingLossCarryforwards | 52,084,000 | 2025-12-31 | 14 | USD |
NetCashProvidedByUsedInInvestingActivities | 50,301,000 | 2026-06-30 | 65 | USD |
SaleOfStockConsiderationReceivedOnTransaction | 50,000,000 | 2025-12-15 | 1 | USD |
ProceedsFromIssuanceOfPreferredStockAndPreferenceStock | 49,314,000 | 2025-12-31 | 2 | USD |
StockIssuedDuringPeriodValueNewIssues | 49,314,000 | 2025-12-31 | 1 | USD |
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures | 49,278,000 | 2021-06-30 | 1 | USD |
GrantsReceivable | 46,958,000 | 2021-12-31 | 4 | USD |
PaymentsForRepurchaseOfEquity | 41,552,000 | 2026-06-30 | 6 | USD |
IncomeTaxExpenseBenefit | -41,111,000 | 2026-06-30 | 84 | USD |
ProceedsFromNotesPayable | 40,000,000 | 2025-12-31 | 40 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree | 40,000,000 | 2025-12-31 | 4 | USD |
StockholdersEquity | -38,748,246 | 2021-03-31 | 26 | USD |
DepreciationDepletionAndAmortization | 38,595,000 | 2025-12-31 | 20 | USD |
DiscontinuedOperationIncomeLossFromDiscontinuedOperationBeforeIncomeTax | 37,500,000 | 2023-03-31 | 1 | USD |
AmortizationOfIntangibleAssets | 37,200,000 | 2025-12-31 | 21 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths | 37,189,000 | 2025-12-31 | 12 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour | 37,189,000 | 2025-12-31 | 12 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree | 37,189,000 | 2025-12-31 | 12 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo | 37,189,000 | 2025-12-31 | 12 | USD |
DeferredTaxAssetsValuationAllowance | 35,502,000 | 2025-12-31 | 16 | USD |
DeferredIncomeTaxAssetsNet | 35,441,000 | 2026-06-30 | 2 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | -34,799,000 | 2026-06-30 | 84 | USD |
AdvertisingExpense | 34,200,000 | 2022-12-31 | 12 | USD |
BusinessDevelopment | 34,175,000 | 2022-12-31 | 21 | USD |
ValuationAllowanceDeferredTaxAssetChangeInAmount | -33,800,000 | 2026-06-30 | 14 | USD |
RetainedInterestFairValueDisclosure | 33,112,000 | 2026-06-30 | 24 | USD |
TemporaryEquityAccretionToRedemptionValue | 32,725,000 | 2021-03-31 | 8 | USD |
LoanPortfolioExpense | 32,700,000 | 2026-06-30 | 63 | USD |
LesseeOperatingLeaseLiabilityPaymentsDue | 32,468,000 | 2025-12-31 | 9 | USD |
DeferredTaxLiabilitiesInvestments | 30,688,000 | 2025-12-31 | 15 | USD |
DeferredIncomeTaxLiabilities | 30,688,000 | 2025-12-31 | 14 | USD |
MarketingAndAdvertisingExpense | 30,553,000 | 2026-06-30 | 42 | USD |
StockIssuedDuringPeriodValueOther | 30,000,000 | 2023-12-31 | 10 | USD |
FeesAndCommissionsMortgageBankingAndServicing | 29,156,000 | 2021-09-30 | 9 | USD |
InterestExpense | 28,541,000 | 2024-03-31 | 46 | USD |
GeneralAndAdministrativeExpense | 28,361,000 | 2026-06-30 | 105 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear | 27,892,000 | 2023-03-31 | 3 | USD |
AmortizationOfDeferredLoanOriginationFeesNet | 27,500,000 | 2025-12-31 | 20 | USD |
OperatingLeaseLiability | 25,669,000 | 2025-12-31 | 36 | USD |
InterestIncomeExpenseNonoperatingNet | -25,040,000 | 2026-06-30 | 8 | USD |
DeferredTaxAssetsNet | 24,550,000 | 2025-12-31 | 14 | USD |
OtherPrepaidExpenseCurrent | 23,981,000 | 2021-12-31 | 4 | USD |
LoansHeldForSaleFairValueDisclosure | 23,956,000 | 2023-09-30 | 47 | USD |
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | 23,750,000 | 2025-12-31 | 16 | USD |
GainLossOnSalesOfLoansNet | -23,056,000 | 2023-09-30 | 41 | USD |
WeightedAverageNumberOfDilutedSharesOutstanding | 22,499,174 | 2026-06-30 | 69 | shares |
IncomeLossIncludingPortionAttributableToNoncontrollingInterest | 20,500,000 | 2023-03-31 | 1 | USD |
ProfessionalFees | 19,843,000 | 2025-12-31 | 8 | USD |
DepreciationAndAmortization | 19,781,000 | 2026-06-30 | 72 | USD |
ComprehensiveIncomeNetOfTax | 19,559,000 | 2026-06-30 | 84 | USD |
NetIncomeLoss | 19,559,000 | 2026-06-30 | 111 | USD |
IncomeLossFromContinuingOperations | 19,559,000 | 2026-06-30 | 56 | USD |
WarrantsNotSettleableInCashFairValueDisclosure | 19,300,000 | 2019-04-30 | 3 | USD |
AmortizationOfFinancingCostsAndDiscounts | 19,026,000 | 2025-12-31 | 2 | USD |
EmployeeRelatedLiabilitiesCurrentAndNoncurrent | 18,716,000 | 2025-12-31 | 36 | USD |
DeferredTaxAssetsLiabilitiesNet | 18,581,000 | 2021-12-31 | 2 | USD |
CommunicationsAndInformationTechnology | 18,254,000 | 2025-12-31 | 29 | USD |
InterestIncomeOther | 17,618,000 | 2025-12-31 | 22 | USD |
NetIncomeLossFromContinuingOperationsAvailableToCommonShareholdersBasic | 17,309,000 | 2026-06-30 | 10 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect | 15,819,000 | 2026-06-30 | 60 | USD |
OperatingLeaseRightOfUseAsset | 15,758,000 | 2026-06-30 | 26 | USD |
AccountsReceivableNet | 15,287,000 | 2026-06-30 | 20 | USD |
ExpenseRelatedToDistributionOrServicingAndUnderwritingFees | 15,189,000 | 2026-06-30 | 42 | USD |
AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts | 15,100,000 | 2019-06-30 | 2 | USD |
LiabilityForClaimsAndClaimsAdjustmentExpense | 14,237,000 | 2022-12-31 | 3 | USD |
FairValueOptionChangesInFairValueGainLoss1 | -13,800,000 | 2025-12-31 | 32 | USD |
FeeIncome | 13,566,000 | 2026-06-30 | 50 | USD |
IncomeLossFromContinuingOperationsAttributableToNoncontrollingEntity | -13,247,000 | 2026-06-30 | 56 | USD |
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt | 13,056,000 | 2022-12-31 | 26 | USD |
IncomeTaxReconciliationMinorityInterestIncomeExpense | 12,139,000 | 2025-12-31 | 16 | USD |
IncreaseDecreaseInMortgageLoansHeldForSale | -12,138,000 | 2021-09-30 | 9 | USD |
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions | 11,800,000 | 2025-12-31 | 3 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive | 11,503,000 | 2025-12-31 | 7 | USD |
UnderwritingIncomeLoss | 11,361,000 | 2022-12-31 | 8 | USD |
IncreaseDecreaseInAccruedLiabilities | -11,020,000 | 2025-12-31 | 33 | USD |
PrepaidExpenseCurrentAndNoncurrent | 10,980,000 | 2026-06-30 | 20 | USD |
OtherShortTermInvestments | 10,552,000 | 2021-12-31 | 4 | USD |
DebtSecurities | 10,342,000 | 2022-12-31 | 8 | USD |
OtherExpenses | 10,171,000 | 2025-12-31 | 29 | USD |
EmployeeBenefitsAndShareBasedCompensationNoncash | 10,161,000 | 2025-12-31 | 20 | USD |
AccountsPayableCurrent | 9,920,729 | 2021-03-31 | 13 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive | 9,297,000 | 2024-12-31 | 9 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive | 9,297,000 | 2025-12-31 | 9 | USD |
OperatingIncomeLoss | -9,138,787 | 2021-03-31 | 21 | USD |
IncreaseDecreaseInAccountsPayable | 9,003,790 | 2021-03-31 | 12 | USD |
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | -8,811,000 | 2025-12-31 | 12 | USD |
WeightedAverageNumberOfSharesOutstandingBasic | 8,707,450 | 2026-06-30 | 69 | shares |
PropertyPlantAndEquipmentGross | 8,700,000 | 2025-12-31 | 16 | USD |
CommonUnitOutstanding | 8,088,934 | 2026-06-30 | 49 | shares |
PaymentForContingentConsiderationLiabilityInvestingActivities | 8,000,000 | 2022-09-30 | 12 | USD |
PolicyholdersSurplus | 8,000,000 | 2023-03-31 | 8 | USD |
ProceedsFromIssuanceOfPrivatePlacement | 7,750,000 | 2019-12-31 | 5 | USD |
CommonStockSharesIssued | 7,187,500 | 2021-03-31 | 13 | shares |
CommonStockSharesOutstanding | 7,187,500 | 2021-03-31 | 13 | shares |
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount | 6,799,000 | 2025-12-31 | 9 | USD |
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition | 6,786,000 | 2026-06-30 | 59 | USD |
FairValueOptionLoansHeldAsAssetsAggregateDifference | -6,767,000 | 2023-12-31 | 2 | USD |
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest | 6,312,000 | 2026-06-30 | 84 | USD |
ProfitLoss | 6,312,000 | 2026-06-30 | 93 | USD |
IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest | 6,312,000 | 2026-06-30 | 56 | USD |
DeferredTaxLiabilities | 6,138,000 | 2025-12-31 | 26 | USD |
OtherNonoperatingIncomeExpense | -5,967,000 | 2026-06-30 | 84 | USD |
StockIssuedDuringPeriodValueAcquisitions | 5,912,000 | 2026-06-30 | 18 | USD |
InvestmentIncomeInterestAndDividend | 5,800,000 | 2020-09-30 | 2 | USD |
IncreaseDecreaseInOtherOperatingAssets | -5,773,000 | 2025-12-31 | 20 | USD |
PropertyPlantAndEquipmentNet | 5,682,000 | 2026-06-30 | 36 | USD |
PaymentsRelatedToTaxWithholdingForShareBasedCompensation | 5,650,000 | 2022-09-30 | 6 | USD |
ProceedsFromCollectionOfRetainedInterestInSecuritizedReceivables | 5,600,000 | 2021-12-31 | 2 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths | 5,462,000 | 2025-12-31 | 9 | USD |
OperatingLeasePayments | 5,409,000 | 2025-12-31 | 27 | USD |
OperatingLeaseCost | 5,338,000 | 2025-12-31 | 29 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo | 5,094,000 | 2025-12-31 | 9 | USD |
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear | 4,945,000 | 2022-09-30 | 1 | USD |
DepositLiabilitiesCollateralIssuedFinancialInstruments | 4,300,000 | 2022-12-31 | 17 | USD |
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment | 4,300,000 | 2025-12-31 | 16 | USD |
EmbeddedDerivativeGainLossOnEmbeddedDerivativeNet | -4,136,000 | 2023-09-30 | 42 | USD |
AssetsHeldByInsuranceRegulators | 4,000,000 | 2023-03-31 | 8 | USD |
PaymentsToAcquireInvestments | 3,938,000 | 2020-09-30 | 2 | USD |
Investments | 3,789,000 | 2022-12-31 | 8 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearThree | 3,722,000 | 2025-12-31 | 9 | USD |
DeferredFederalStateAndLocalTaxExpenseBenefit | 3,519,000 | 2025-12-31 | 16 | USD |
DeferredIncomeTaxExpenseBenefit | -3,519,000 | 2025-12-31 | 2 | USD |
LinesOfCreditFairValueDisclosure | 3,400,000 | 2023-09-30 | 14 | USD |
SubleaseIncome | 3,395,000 | 2025-12-31 | 29 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFive | 3,360,000 | 2025-12-31 | 9 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFour | 3,327,000 | 2025-12-31 | 9 | USD |
OtherOperatingActivitiesCashFlowStatement | 3,153,000 | 2025-12-31 | 6 | USD |
BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1 | -2,931,000 | 2025-12-31 | 2 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1 | 2,896,000 | 2022-12-31 | 4 | USD |
OccupancyNet | 2,825,000 | 2025-12-31 | 50 | USD |
DeferredFederalIncomeTaxExpenseBenefit | 2,651,000 | 2025-12-31 | 16 | USD |
LeaseCost | 2,581,000 | 2025-12-31 | 29 | USD |
ProceedsFromPaymentsForOtherFinancingActivities | -2,510,000 | 2026-06-30 | 54 | USD |
DeferredIncomeTaxesAndTaxCredits | -2,411,000 | 2024-12-31 | 18 | USD |
DerivativeAssets | 2,354,000 | 2022-12-31 | 16 | USD |
DerivativeFairValueOfDerivativeAsset | 2,354,000 | 2022-12-31 | 16 | USD |
SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense | 2,316,000 | 2022-12-31 | 4 | USD |
LitigationSettlementExpense | 2,300,000 | 2026-06-30 | 84 | USD |
AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings | 2,250,000 | 2026-06-30 | 4 | USD |
PaymentsOfDividendsPreferredStockAndPreferenceStock | 2,250,000 | 2026-06-30 | 6 | USD |
PreferredStockDividendsIncomeStatementImpact | 2,250,000 | 2026-06-30 | 8 | USD |
DefinedContributionPlanEmployerDiscretionaryContributionAmount | 2,200,000 | 2025-12-31 | 16 | USD |
StockIssuedDuringPeriodSharesAcquisitions | 2,196,000 | 2025-03-31 | 1 | shares |
LossContingencyAccrualProvision | 2,186,000 | 2023-12-31 | 14 | USD |
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition | -2,090,000 | 2021-12-31 | 2 | USD |
LoansPledgedAsCollateral | 1,700,000 | 2022-03-31 | 3 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber | 1,490,000 | 2025-12-31 | 6 | shares |
CededPremiumsWritten | 1,451,000 | 2022-12-31 | 4 | USD |
PartnersCapitalAccountContributions | 1,426,000 | 2021-03-31 | 14 | USD |
DeferredTaxAssetsTaxCreditCarryforwardsResearch | 1,406,000 | 2025-12-31 | 13 | USD |
Depreciation | 1,400,000 | 2025-12-31 | 21 | USD |
DepositsAssets | 1,396,000 | 2023-03-31 | 10 | USD |
PaymentsOfDebtIssuanceCosts | 1,338,000 | 2022-09-30 | 18 | USD |
IncomeTaxReconciliationNondeductibleExpenseOther | -965,000 | 2025-12-31 | 2 | USD |
MortgageServicingRightsMSRImpairmentRecovery | 920,000 | 2024-12-31 | 18 | USD |
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability | 905,000 | 2025-12-31 | 27 | USD |
DeferredStateAndLocalIncomeTaxExpenseBenefit | 868,000 | 2025-12-31 | 16 | USD |
IncomeTaxReconciliationStateAndLocalIncomeTaxes | 868,000 | 2025-12-31 | 16 | USD |
ConversionOfStockAmountConverted1 | 856,555 | 2024-10-31 | 4 | USD |
StockRepurchasedAndRetiredDuringPeriodValue | 852,000 | 2026-06-30 | 5 | USD |
PaymentsForProceedsFromOtherInvestingActivities | 849,000 | 2026-06-30 | 54 | USD |
DeferredTaxLiabilitiesPropertyPlantAndEquipment | 843,000 | 2020-12-31 | 1 | USD |
PaymentsForLossesAndLossAdjustmentExpense | 841,000 | 2022-12-31 | 4 | USD |
StockAndWarrantsIssuedDuringPeriodValuePreferredStockAndWarrants | 775,000 | 2019-12-31 | 3 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross | 770,000 | 2025-12-31 | 3 | shares |
FinanceLeasePrincipalPayments | 680,000 | 2020-09-30 | 2 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1 | 676,000 | 2022-12-31 | 4 | USD |
AccruedLiabilitiesCurrent | 607,100 | 2021-03-31 | 12 | USD |
VariableLeaseCost | 598,000 | 2025-12-31 | 29 | USD |
IncomeTaxReconciliationOtherAdjustments | -596,000 | 2025-12-31 | 16 | USD |
FairValueOptionAggregateDifferencesLoansAndLongTermReceivables | -582,000 | 2023-09-30 | 22 | USD |
SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense | 580,000 | 2022-12-31 | 4 | USD |
DerivativeFairValueOfDerivativeLiability | 569,000 | 2022-12-31 | 16 | USD |
PaymentsToMinorityShareholders | 555,000 | 2021-09-30 | 6 | USD |
AssetImpairmentCharges | 500,000 | 2024-12-31 | 5 | USD |
InterestExpenseOther | 446,000 | 2025-12-31 | 22 | USD |
InvestmentIncomeInterest | 439,000 | 2025-12-31 | 22 | USD |
UnrecognizedTaxBenefits | 404,000 | 2025-12-31 | 35 | USD |
OperatingLeaseImpairmentLoss | 400,000 | 2024-12-31 | 13 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect | -367,324 | 2021-03-31 | 13 | USD |
GainLossOnSaleOfLoansAndLeases | 302,000 | 2024-12-31 | 18 | USD |
ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets | 300,000 | 2024-12-31 | 48 | USD |
DisposalGroupNotDiscontinuedOperationGainLossOnDisposal | 300,000 | 2023-12-31 | 16 | USD |
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders | 294,000 | 2025-12-31 | 52 | USD |
AccumulatedOtherComprehensiveIncomeLossNetOfTax | -285,000 | 2026-06-30 | 50 | USD |
CashFDICInsuredAmount | 250,000 | 2021-03-31 | 2 | USD |
LoansPayableCurrent | 250,000 | 2021-03-31 | 4 | USD |
ProceedsFromRepaymentsOfNotesPayable | -250,000 | 2019-12-31 | 5 | USD |
DeferredTaxAssetsOther | 207,000 | 2025-12-31 | 13 | USD |
InsuranceRecoveries | 200,000 | 2021-12-31 | 1 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1 | 165,000 | 2022-12-31 | 4 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsSelfInsurance | 142,000 | 2020-12-31 | 1 | USD |
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeCompensation | 121,000 | 2020-12-31 | 1 | USD |
CurrentFederalStateAndLocalTaxExpenseBenefit | 85,000 | 2023-12-31 | 10 | USD |
PrepaidExpenseCurrent | 70,849 | 2021-03-31 | 13 | USD |
IncreaseDecreaseInPrepaidExpense | 60,016 | 2021-03-31 | 12 | USD |
PreferredStockSharesIssued | 50,000 | 2026-06-30 | 19 | shares |
PreferredStockSharesOutstanding | 50,000 | 2026-06-30 | 19 | shares |
SaleOfStockNumberOfSharesIssuedInTransaction | 50,000 | 2025-12-15 | 1 | shares |
NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance | 42,000 | 2022-12-31 | 21 | USD |
ShortTermLeaseCost | 40,000 | 2025-12-31 | 29 | USD |
FairValueAdjustmentOfWarrants | 33,000 | 2023-12-31 | 29 | USD |
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions | 33,000 | 2025-12-31 | 6 | USD |
ProceedsFromMinorityShareholders | 24,000 | 2021-09-30 | 3 | USD |
EffectOfExchangeRateOnCashAndCashEquivalents | 11,000 | 2022-03-31 | 12 | USD |
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent | -9,000 | 2025-12-31 | 76 | USD |
RelatedPartyTransactionSellingGeneralAndAdministrativeExpensesFromTransactionsWithRelatedParty | 2,206 | 2019-09-30 | 1 | USD |
ProceedsFromRelatedPartyDebt | 2,000 | 2021-03-31 | 4 | USD |
RepaymentsOfRelatedPartyDebt | 2,000 | 2021-05-07 | 2 | USD |
SaleOfStockPricePerShare | 1,000 | 2025-12-15 | 1 | USD/shares |
CommonStockValue | 719 | 2021-03-31 | 13 | USD |
ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments | 99 | 2022-12-31 | 7 | USD |
PreferredStockConvertibleConversionPrice | 35 | 2025-12-15 | 1 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice | 25 | 2025-12-31 | 6 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice | 25 | 2025-12-31 | 3 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue | 13 | 2025-12-31 | 4 | USD/shares |
TemporaryEquityRedemptionPricePerShare | 10 | 2021-03-31 | 13 | USD/shares |
LossContingencyPendingClaimsNumber | 3 | 2025-06-30 | 15 | lawsuit |
NumberOfReportableSegments | 2 | 2026-06-30 | 11 | segment |
LossContingencyClaimsSettledNumber | 2 | 2024-12-31 | 7 | lawsuit |
EarningsPerShareBasic | 2 | 2026-06-30 | 69 | USD/shares |
IncomeLossFromContinuingOperationsPerBasicShare | 2 | 2026-06-30 | 54 | USD/shares |
ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1 | 1 | 2021-03-31 | 4 | USD/shares |
DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed | 1 | 2020-11-20 | 4 | pure |
EarningsPerShareDiluted | 0 | 2026-06-30 | 69 | USD/shares |
IncomeLossFromContinuingOperationsPerDilutedShare | 0 | 2026-06-30 | 54 | USD/shares |
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 0 | 2025-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationMinorityInterestIncomeExpense | 0 | 2025-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance | -0 | 2025-12-31 | 2 | pure |
OperatingLeaseWeightedAverageDiscountRatePercent | 0 | 2025-12-31 | 18 | pure |
ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate | 0 | 2023-12-31 | 26 | pure |
EffectiveIncomeTaxRateContinuingOperations | 0 | 2025-12-31 | 31 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther | -0 | 2025-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes | 0 | 2025-12-31 | 2 | pure |
EffectiveIncomeTaxRateReconciliationOtherAdjustments | -0 | 2025-12-31 | 2 | pure |
CommonStockParOrStatedValuePerShare | 0 | 2021-03-31 | 17 | USD/shares |
PreferredStockParOrStatedValuePerShare | 0 | 2026-06-30 | 20 | USD/shares |
TemporaryEquityParOrStatedValuePerShare | 0 | 2021-03-31 | 13 | USD/shares |
AccountsReceivableRelatedParties | 0 | 2021-12-31 | 6 | USD |
AllowanceForDoubtfulAccountsReceivable | 0 | 2026-06-30 | 24 | USD |
Cash | 0 | 2021-12-31 | 14 | USD |
CashEquivalentsAtCarryingValue | 0 | 2021-03-31 | 4 | USD |
DebtInstrumentFeeAmount | 0 | 2021-12-31 | 5 | USD |
DerivativeInstrumentsAndHedgesLiabilities | 0 | 2023-09-30 | 20 | USD |
Goodwill | 0 | 2022-12-31 | 32 | USD |
GoodwillAcquiredDuringPeriod | 0 | 2022-12-31 | 20 | USD |
GoodwillImpairmentLossNetOfTax | 0 | 2022-03-31 | 14 | USD |
IncomeTaxesPaidNet | 0 | 2023-12-31 | 34 | USD |
IncreaseDecreaseInDueFromAffiliatesCurrent | 0 | 2020-09-30 | 5 | USD |
NetIncomeLossAttributableToRedeemableNoncontrollingInterest | 0 | 2022-12-31 | 33 | USD |
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax | 0 | 2026-06-30 | 85 | USD |
PaymentsOfDistributionsToAffiliates | 0 | 2022-12-31 | 18 | USD |
PaymentsToAcquireBusinessesNetOfCashAcquired | 0 | 2024-12-31 | 47 | USD |
PaymentsToAcquireMortgageServicingRightsMSR | 0 | 2022-12-31 | 23 | USD |
PaymentsToAcquireRetainedInterestInSecuritizedReceivables | 0 | 2022-12-31 | 16 | USD |
PreferredStockValue | 0 | 2026-06-30 | 15 | USD |
ProceedsFromContributionsFromAffiliates | 0 | 2021-09-30 | 10 | USD |
ProceedsFromSaleOfMortgageServicingRightsMSR | 0 | 2025-12-31 | 49 | USD |
ReceivablesFromBrokersDealersAndClearingOrganizations | 0 | 2023-12-31 | 10 | USD |
RedeemableNoncontrollingInterestEquityCarryingAmount | 0 | 2021-12-31 | 9 | USD |
ServicingAsset | 0 | 2024-12-31 | 28 | USD |
TemporaryEquityCarryingAmountAttributableToParent | 0 | 2021-12-31 | 21 | USD |
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAccrued | 0 | 2021-03-31 | 8 | USD |
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense | 0 | 2022-06-30 | 14 | USD |
CurrentFederalTaxExpenseBenefit | 0 | 2025-12-31 | 16 | USD |
CurrentStateAndLocalTaxExpenseBenefit | 0 | 2023-12-31 | 10 | USD |
DebtInstrumentRepurchasedFaceAmount | 0 | 2023-12-31 | 10 | USD |
DeferredTaxLiabilitiesOther | 0 | 2023-12-31 | 8 | USD |
EquitySecuritiesFvNiGainLoss | 0 | 2021-03-31 | 3 | USD |
GainLossOnInvestments | 0 | 2024-12-31 | 18 | USD |
GoodwillImpairmentLoss | 0 | 2022-12-31 | 12 | USD |
ImpairmentOfIntangibleAssetsExcludingGoodwill | 0 | 2024-12-31 | 19 | USD |
IncomeTaxReconciliationNondeductibleExpenseImpairmentLosses | 0 | 2022-12-31 | 5 | USD |
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions | 0 | 2025-12-31 | 18 | USD |
UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations | 0 | 2022-12-31 | 5 | USD |
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations | 0 | 2026-06-30 | 48 | USD |
PaymentsToAcquireNotesReceivable | 0 | 2023-12-31 | 10 | USD |
AssetsOfDisposalGroupIncludingDiscontinuedOperation | 0 | 2025-12-31 | 32 | USD |
IncomeLossFromDiscontinuedOperationsNetOfTax | 0 | 2026-06-30 | 56 | USD |
IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToNoncontrollingInterest | 0 | 2026-06-30 | 56 | USD |
IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity | 0 | 2026-06-30 | 56 | USD |
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare | 0 | 2026-06-30 | 54 | USD/shares |
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare | 0 | 2026-06-30 | 52 | USD/shares |
LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation | 0 | 2025-12-31 | 32 | USD |
NetIncomeLossFromDiscontinuedOperationsAvailableToCommonShareholdersBasic | 0 | 2026-06-30 | 54 | USD |
NetIncomeLossFromDiscontinuedOperationsAvailableToCommonShareholdersDiluted | 0 | 2026-06-30 | 52 | USD |
ProceedsFromDivestitureOfBusinesses | 0 | 2025-12-31 | 24 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsDisposalGroupIncludingDiscontinuedOperations | 0 | 2023-12-31 | 4 | USD |
OtherAssetImpairmentCharges | 0 | 2025-12-31 | 30 | USD |
GainsLossesOnExtinguishmentOfDebt | 0 | 2025-12-31 | 6 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo | 0 | 2025-12-31 | 4 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue | 0 | 2025-12-31 | 6 | USD |
ConvertiblePreferredDividendsNetOfTax | 0 | 2026-06-30 | 8 | USD |
What to be careful about
What this model itself distrusts about FOA's figures. Written by the derivation as it ran, not added afterwards.
- operating income last tagged 2021-03-31, 1917 days before the revenue period (2026-06-30); dropped rather than divided by current revenue
- no operating income tagged; derived as revenue minus OperatingExpenses
- no current stock compensation tagged (last tagged 2019-12-31); treated as zero, so owner earnings are overstated
- no current capital expenditure tagged (last tagged 2022-12-31); treated as zero, so free cash flow is overstated and equals operating cash flow
- there is no operating profit to value; valuation rests on EV/revenue (1.3x) instead
- analyst estimate not used: trailing EPS is not positive, so a growth rate would be meaningless
- durability DROPPED from the total: only 2 of 4 inputs could be computed (contracted coverage, gross margin stability not tagged), so the score is not meaningful. Its weight is spread over the other dimensions
- resilience rests on 2 of 3 inputs; not tagged: liquidity
- growth DROPPED from the total: only 2 of 4 inputs could be computed (revenue growth, margin recent not tagged), so the score is not meaningful. Its weight is spread over the other dimensions
- 2 of 5 dimensions could not be measured (durability, growth -- 30% of the model), so this row is not comparable with the others; its total rests on what was left