Stock Scorer

First Carolina Financial Services, Inc. (FCBM)

Every figure this model derived for FCBM, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.

The figures, and where each came from

This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.

FigureValueXBRL tagAs at
capex 234,000 PaymentsToAcquirePropertyPlantAndEquipment 2026-06-30
cash 118,821,000 CashAndCashEquivalentsAtCarryingValue 2026-06-30
equity 429,654,000 StockholdersEquity 2026-06-30
interest expense 42,848,000 InterestPaidNet 2026-06-30
ocf 19,403,000 NetCashProvidedByUsedInOperatingActivities 2026-06-30
revenue 12,363,000 RevenueFromContractWithCustomerExcludingAssessedTax 2026-06-30
sbc 1,978,000 ShareBasedCompensation 2026-06-30

The ratios

The figures themselves rather than their scores — what somebody looking up FCBM on one particular measure came for.

RatioValue
fcf margin155.05
owner earnings margin139.05
revenue growth-37.96
revenue growth per share-37.96
sbc pct revenue16.0

Everything else this filing tags

194 more elements from FCBM's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.

ElementNewestAs of PeriodsUnit
Assets3,405,929,0002026-06-30 3USD
LiabilitiesAndStockholdersEquity3,405,929,0002026-06-30 2USD
Liabilities2,976,275,0002026-06-30 2USD
Deposits2,830,715,0002026-06-30 2USD
DepositsDomestic2,830,715,0002026-06-30 2USD
FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss2,742,549,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss2,742,549,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss2,720,485,0002026-06-30 2USD
InterestBearingDepositLiabilities2,267,707,0002026-06-30 2USD
DemandDepositAccounts2,125,113,0002026-06-30 2USD
InterestBearingDomesticDepositMoneyMarket989,134,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear768,411,0002026-06-30 2USD
TimeDeposits678,265,0002026-06-30 2USD
InterestBearingDomesticDepositDemand572,971,0002026-06-30 2USD
NoninterestBearingDepositLiabilities563,008,0002026-06-30 2USD
NoninterestBearingDomesticDepositDemand563,008,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear433,394,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear424,865,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear394,313,0002026-06-30 2USD
TimeDepositMaturitiesRemainderOfFiscalYear382,092,0002026-06-30 1USD
OtherCommitment357,823,0002026-06-30 2USD
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis325,768,0002026-06-30 2USD
DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss325,768,0002026-06-30 2USD
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate325,341,0002026-06-30 2USD
DebtSecuritiesAvailableForSaleExcludingAccruedInterest325,341,0002026-06-30 2USD
AdditionalPaidInCapital308,195,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear298,842,0002026-06-30 2USD
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost298,365,0002026-06-30 2USD
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue298,152,0002026-06-30 2USD
TimeDepositMaturitiesYearOne243,118,0002026-06-30 1USD
FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear236,536,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestRevolving186,188,0002026-06-30 2USD
DebtSecuritiesAvailableForSaleUnrealizedLossPosition149,524,0002026-06-30 2USD
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months134,004,0002026-06-30 2USD
PaymentsToAcquireAvailableForSaleSecuritiesDebt129,228,0002026-06-30 2USD
TimeDepositsAtOrAboveFDICInsuranceLimit122,000,0002026-06-30 2USD
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations118,821,0002026-06-30 4USD
NetCashProvidedByUsedInInvestingActivities-115,876,0002026-06-30 2USD
InterestBearingDepositsInBanks106,730,0002026-06-30 2USD
RetainedEarningsAccumulatedDeficit106,254,0002026-06-30 2USD
CommonStockSharesAuthorized100,000,0002026-06-30 2shares
PaymentsForProceedsFromLoansAndLeases94,379,0002026-06-30 2USD
InterestAndDividendIncomeOperating92,587,0002026-06-30 4USD
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt86,190,0002026-06-30 2USD
AvailableforsaleSecuritiesSoldAtPar86,000,0002026-06-30 4USD
InterestAndFeeIncomeLoansAndLeases81,655,0002026-06-30 4USD
NetCashProvidedByUsedInFinancingActivities81,178,0002026-06-30 2USD
ProceedsFromIssuanceOfCommonStock71,176,0002026-06-30 2USD
StockIssuedDuringPeriodValueNewIssues69,626,0002026-06-30 3USD
BankOwnedLifeInsurance68,577,0002026-06-30 2USD
SubordinatedDebt63,489,0002026-06-30 2USD
TimeDepositMaturitiesYearTwo51,896,0002026-06-30 1USD
NoninterestExpense51,734,0002026-06-30 4USD
InterestIncomeExpenseAfterProvisionForLoanLoss51,240,0002026-06-30 4USD
InterestIncomeExpenseNet51,115,0002026-06-30 4USD
ShortTermBorrowings50,000,0002026-06-30 2USD
Goodwill46,266,0002026-06-30 3USD
PropertyPlantAndEquipmentNet42,077,0002026-06-30 2USD
InterestExpenseOperating41,472,0002026-06-30 4USD
InterestExpenseDomesticDeposits39,027,0002026-06-30 4USD
DebtSecuritiesHeldToMaturitySoldAmount35,900,0002026-06-30 1USD
IncreaseDecreaseInDeposits35,042,0002026-06-30 2USD
FinancingReceivableIndividuallyEvaluatedForImpairment33,635,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestModifiedPeriod33,571,0002026-06-30 4USD
PrepaidExpenseAndOtherAssets32,825,0002026-06-30 2USD
CommonStockSharesIssued31,068,8522026-06-30 2shares
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities29,813,0002026-06-30 2USD
AccruedLiabilitiesAndOtherLiabilities27,365,0002026-06-30 2USD
DepositsSavingsDeposits27,337,0002026-06-30 2USD
FiniteLivedIntangibleAssetsGross26,667,0002026-06-30 2USD
RepaymentsOfFederalHomeLoanBankBorrowings25,000,0002026-06-30 2USD
WeightedAverageNumberOfDilutedSharesOutstanding24,924,7622026-06-30 4shares
WeightedAverageNumberOfSharesOutstandingBasic24,776,1642026-06-30 4shares
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost24,762,0002026-06-30 2USD
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue24,582,0002026-06-30 2USD
LaborAndRelatedExpense24,061,0002026-06-30 4USD
DeferredIncomeTaxAssetsNet24,055,0002026-06-30 2USD
FiniteLivedIntangibleAssetsNet22,743,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestNonaccrual22,272,0002026-06-30 2USD
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest22,064,0002026-06-30 2USD
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterestCurrent22,064,0002026-06-30 6USD
CommonStockValue15,535,0002026-06-30 2USD
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger15,520,0002026-06-30 2USD
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect-15,295,0002026-06-30 2USD
NoninterestIncome14,316,0002026-06-30 4USD
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest13,822,0002026-06-30 4USD
CashAndDueFromBanks12,091,0002026-06-30 2USD
ComprehensiveIncomeNetOfTax11,165,0002026-06-30 4USD
NetIncomeLoss11,007,0002026-06-30 4USD
NetIncomeLossAvailableToCommonStockholdersBasic11,007,0002026-06-30 4USD
PreferredStockSharesAuthorized10,000,0002026-06-30 2shares
PaymentsToAcquireLifeInsurancePolicies9,031,0002026-06-30 2USD
OccupancyNet8,338,0002026-06-30 4USD
InterestIncomeSecuritiesTaxable7,478,0002026-06-30 4USD
LesseeOperatingLeaseLiabilityPaymentsDue7,423,0002026-06-30 1USD
FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount-7,400,0002026-06-30 2USD
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets-6,864,0002026-06-30 2USD
OperatingLeaseLiability6,814,0002026-06-30 2USD
OperatingLeaseRightOfUseAsset6,393,0002026-06-30 2USD
ProfessionalFees5,689,0002026-06-30 4USD
FederalHomeLoanBankStock4,739,0002026-06-30 2USD
FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance4,093,0002026-06-30 2USD
FiniteLivedIntangibleAssetsAccumulatedAmortization3,924,0002026-06-30 2USD
InformationTechnologyAndDataProcessing3,690,0002026-06-30 4USD
OtherInterestAndDividendIncome3,454,0002026-06-30 4USD
ContractWithCustomerLiability3,400,0002026-06-30 2USD
IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities-3,276,0002026-06-30 2USD
IncomeTaxExpenseBenefit2,815,0002026-06-30 4USD
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost2,641,0002026-06-30 2USD
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue2,607,0002026-06-30 2USD
OtherNoninterestExpense2,522,0002026-06-30 4USD
OffBalanceSheetCreditLossLiability2,494,0002026-06-30 2USD
InterestPayableCurrentAndNoncurrent2,212,0002026-06-30 2USD
InterestExpenseSubordinatedNotesAndDebentures2,033,0002026-06-30 4USD
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures1,978,0002026-06-30 4USD
FederalDepositInsuranceCorporationPremiumExpense1,700,0002026-06-30 4USD
LesseeOperatingLeaseLiabilityPaymentsDueYearThree1,511,0002026-06-30 1USD
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo1,476,0002026-06-30 1USD
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths1,442,0002026-06-30 1USD
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear1,402,0002026-06-30 1USD
AmortizationOfIntangibleAssets1,386,0002026-06-30 4USD
IncreaseDecreaseInInterestPayableNet-1,376,0002026-06-30 2USD
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax1,321,0002026-06-30 2USD
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss1,321,0002026-06-30 2USD
ProvisionForOtherCreditLosses-1,300,0002026-06-30 4USD
BankOwnedLifeInsuranceIncome1,190,0002026-06-30 4USD
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal1,175,0002026-06-30 4USD
ProvisionForLoanLossesExpensed1,175,0002026-06-30 4USD
DeferredIncomeTaxesAndTaxCredits1,035,0002026-06-30 2USD
Depreciation1,008,0002026-06-30 2USD
PaymentsForProceedsFromFederalHomeLoanBankStock-993,0002026-06-30 2USD
TimeDepositMaturitiesYearThree925,0002026-06-30 1USD
IncomeTaxesPaidNet903,0002026-06-30 2USD
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax894,0002026-06-30 2USD
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss868,0002026-06-30 2USD
LesseeOperatingLeaseLiabilityPaymentsDueYearFour857,0002026-06-30 1USD
NoninterestExpenseDirectorsFees770,0002026-06-30 4USD
OperatingLeaseCost693,0002026-06-30 4USD
OperatingLeasePayments691,0002026-06-30 2USD
HeldtomaturitySecuritiesSoldSecurityRealizedGainLossExcludingOtherThanTemporaryImpairments-684,0002026-06-30 1USD
NoninterestIncomeOtherOperatingIncome655,0002026-06-30 4USD
SuppliesExpense638,0002026-06-30 4USD
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount609,0002026-06-30 1USD
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss453,0002026-06-30 2USD
InterestExpenseOtherLongTermDebt412,0002026-06-30 4USD
AccumulatedOtherComprehensiveIncomeLossNetOfTax-330,0002026-06-30 2USD
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax318,0002026-06-30 4USD
AccretionAmortizationOfDiscountsAndPremiumsInvestments-292,0002026-06-30 2USD
FinancingReceivableIndividuallyEvaluatedWithAllowanceForCreditLoss178,0002026-06-30 1USD
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent158,0002026-06-30 4USD
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements149,0002026-06-30 4shares
TimeDepositMaturitiesYearFour141,0002026-06-30 1USD
ProvisionForLoanLeaseAndOtherLosses-125,0002026-06-30 4USD
DebtSecuritiesAvailableForSaleRealizedGain108,0002026-06-30 1USD
DebtSecuritiesAvailableForSaleRealizedGainLoss108,0002026-06-30 4USD
GainLossOnSaleOfInvestments108,0002026-06-30 2USD
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax108,0002026-06-30 4USD
ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent-84,0002026-06-30 4USD
OciBeforeReclassificationsNetOfTaxAttributableToParent74,0002026-06-30 4USD
AmortizationOfFinancingCosts53,0002026-06-30 2USD
OtherComprehensiveIncomeLossTaxPortionAttributableToParent152,0002026-06-30 4USD
PaymentsForRepurchaseOfCommonStock40,0002026-06-30 2USD
StockRepurchasedAndRetiredDuringPeriodValue40,0002026-06-30 1USD
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff8,0002026-06-30 4USD
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery4,0002026-06-30 4USD
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoffAfterRecovery4,0002026-06-30 4USD
NumberOfStatesInWhichEntityOperates462025-01-31 1state
NumberOfOperatingSegments22026-06-30 1segment
NumberOfReportableSegments22026-06-30 1segment
StockholdersEquityNoteStockSplitConversionRatio122026-06-17 1pure
CommonStockParOrStatedValuePerShare02026-06-30 2USD/shares
EarningsPerShareBasic02026-06-30 4USD/shares
EarningsPerShareDiluted02026-06-30 4USD/shares
OperatingLeaseWeightedAverageDiscountRatePercent02026-06-30 2pure
FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent02026-06-30 4pure
FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification02026-06-30 4pure
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost02026-06-30 2USD
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue02026-06-30 2USD
DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest02026-06-30 2USD
DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss02026-06-30 2USD
Dividends02026-06-30 4USD
FinancingReceivableExcludingAccruedInterestModifiedSubsequentDefault02025-06-30 1USD
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing02026-06-30 2USD
GoodwillAcquiredDuringPeriod02026-06-30 2USD
GoodwillImpairmentLoss02026-06-30 2USD
GoodwillPurchaseAccountingAdjustments02026-06-30 3USD
OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossBeforeTax02026-06-30 4USD
PaymentsOfStockIssuanceCosts02026-06-30 2USD
PaymentsToAcquireBusinessesNetOfCashAcquired02026-06-30 2USD
PreferredStockParOrStatedValuePerShare02026-06-30 2USD/shares
PreferredStockSharesIssued02026-06-30 2shares
PreferredStockSharesOutstanding02026-06-30 2shares
PreferredStockValue02026-06-30 2USD
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities02026-06-30 2USD

What to be careful about

What this model itself distrusts about FCBM's figures. Written by the derivation as it ran, not added afterwards.