CITIZENS FINANCIAL SERVICES, INC. (CZFS)

Every figure this model derived for CZFS, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.

The figures, and where each came from

This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.

FigureValueXBRL tagAs at
capex 628,000 PaymentsToAcquireProductiveAssets 2026-06-30
cash 39,429,000 CashAndCashEquivalentsAtCarryingValue 2026-06-30
equity 352,833,000 StockholdersEquity 2026-06-30
interest expense 57,412,000 InterestPaidNet 2026-06-30
ocf 37,534,000 NetCashProvidedByUsedInOperatingActivities 2026-06-30
revenue 9,854,000 RevenueFromContractWithCustomerExcludingAssessedTax 2026-06-30
sbc 625,000 ShareBasedCompensation 2025-12-31

The ratios

The figures themselves rather than their scores — what somebody looking up CZFS on one particular measure came for.

RatioValue
dilution pct-0.04
fcf margin374.53
growth cv0.58
owner earnings margin368.19
revenue growth2.5
revenue growth per share2.54
sbc pct revenue6.34

What to be careful about

What this model itself distrusts about CZFS's figures. Written by the derivation as it ran, not added afterwards.