Stock Scorer

CreditRiskMonitor.com, Inc. (CRMZ)

Every figure this model derived for CRMZ, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.

The figures, and where each came from

This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.

FigureValueXBRL tagAs at
capex 134,741 PaymentsToAcquirePropertyPlantAndEquipment 2026-06-30
cash 9,337,275 CashAndCashEquivalentsAtCarryingValue 2026-06-30
current assets 22,398,538 AssetsCurrent 2026-06-30
current liabilities 15,274,702 LiabilitiesCurrent 2026-06-30
equity 10,396,702 StockholdersEquity 2026-06-30
ocf 766,980 NetCashProvidedByUsedInOperatingActivities 2026-06-30
revenue 20,345,714 Revenues 2026-06-30
sbc 109,630 ShareBasedCompensation 2026-06-30

The ratios

The figures themselves rather than their scores — what somebody looking up CRMZ on one particular measure came for.

RatioValue
cash operating margin2.18
current ratio5.56
current ratio reported1.47
deferred revenue growth-4.87
dilution pct0.52
ebit cagr-57.24
ebit yoy-89.06
ev ebit164.72
ev owner earnings25.4
ev sales0.65
fcf margin3.11
growth cv0.43
operating margin0.4
owner earnings margin2.57
revenue growth1.74
revenue growth per share1.21
roic6.01
rule of 402.13
sbc pct revenue0.54

Everything else this filing tags

217 more elements from CRMZ's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.

ElementNewestAs of PeriodsUnit
CommonStockSharesAuthorized32,500,0002026-06-30 128shares
AdditionalPaidInCapital30,363,3132026-06-30 128USD
Assets25,842,4022026-06-30 128USD
LiabilitiesAndStockholdersEquity25,842,4022026-06-30 128USD
RetainedEarningsAccumulatedDeficit-20,074,2862026-06-30 137USD
Liabilities15,445,7002026-06-30 128USD
HeldToMaturitySecuritiesFairValue12,689,0002026-03-31 12USD
DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss12,651,2042026-03-31 12USD
DeferredRevenueCurrent11,244,7092026-06-30 128USD
OperatingExpenses11,032,4832026-06-30 192USD
ContractWithCustomerLiabilityRevenueRecognized10,900,0002025-12-31 6USD
CommonStockSharesIssued10,767,5012026-06-30 128shares
CommonStockSharesOutstanding10,767,5012026-06-30 128shares
WeightedAverageNumberOfDilutedSharesOutstanding10,767,5012026-06-30 162shares
WeightedAverageNumberOfSharesOutstandingBasic10,767,5012026-06-30 162shares
WeightedAverageNumberOfShareOutstandingBasicAndDiluted10,722,4012020-06-30 30shares
ContractWithCustomerLiability10,300,0002023-12-31 3USD
HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis9,469,6062026-06-30 24USD
AssetsFairValueDisclosure9,443,8662012-09-30 2USD
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents9,337,2752026-06-30 124USD
HeldToMaturitySecuritiesCurrent8,498,6062026-06-30 36USD
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount8,498,6062026-06-30 28USD
CashAndCashEquivalentsFairValueDisclosure7,689,3322012-09-30 2USD
CashEquivalentsAtCarryingValue7,623,5612019-12-31 16USD
SalesRevenueServicesNet6,292,7752016-06-30 64USD
CostOfGoodsAndServicesSold5,764,5352018-12-31 10USD
SellingGeneralAndAdministrativeExpense5,672,4332026-06-30 192USD
OperatingCostsAndExpenses5,254,4482026-06-30 98USD
PreferredStockSharesAuthorized5,000,0002026-06-30 128shares
AccruedLiabilitiesCurrent3,806,1212026-06-30 128USD
AccountsReceivableNetCurrent3,642,5322026-06-30 131USD
ProceedsFromSaleOfHeldToMaturitySecurities3,208,0002026-06-30 34USD
NetCashProvidedByUsedInInvestingActivities3,127,2932026-06-30 108USD
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect3,089,0522026-06-30 66USD
Goodwill1,954,4602026-06-30 128USD
OperatingLeasesFutureMinimumPaymentsDue1,777,4952018-12-31 7USD
InvestmentsFairValueDisclosure1,754,5342012-09-30 2USD
CostOfServices1,483,9912018-03-31 84USD
TradingSecuritiesCost1,478,5172014-12-31 7USD
PropertyPlantAndEquipmentGross1,252,3422025-12-31 30USD
HeldToMaturitySecuritiesNoncurrent971,0002026-06-30 28USD
OtherAssetsCurrent920,1252026-06-30 128USD
OperatingIncomeLoss-879,4312026-06-30 192USD
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment836,4832025-12-31 30USD
CommonStockCapitalSharesReservedForFutureIssuance817,9002020-12-31 1shares
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions795,9102025-12-31 15shares
DeferredTaxLiabilitiesCurrent743,6912014-12-31 14USD
CashAndCashEquivalentsPeriodIncreaseDecrease-668,2492018-12-31 62USD
Cash652,2752019-12-31 16USD
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest-599,7232026-06-30 192USD
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized584,2202025-12-31 15USD
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized575,7502020-12-31 9shares
DividendsCommonStockCash536,1202019-12-31 19USD
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations-536,1202016-12-31 18USD
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant532,3502024-12-31 4shares
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive530,8032023-12-31 7USD
NetIncomeLoss-527,1122026-06-30 195USD
DeferredIncomeTaxLiabilities517,2832025-12-31 24USD
DeferredTaxLiabilitiesNoncurrent511,6562019-09-30 50USD
AvailableForSaleDebtSecuritiesAmortizedCostBasis458,7422020-12-31 2USD
PaymentsToAcquireAvailableForSaleSecuritiesDebt458,7422020-12-31 2USD
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue458,2372020-12-31 2USD
OperatingLeasesFutureMinimumPaymentsDueThereafter457,8762018-12-31 1USD
CurrentIncomeTaxExpenseBenefit435,8292025-12-31 4USD
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsGoodwill430,0162025-12-31 30USD
CurrentFederalTaxExpenseBenefit417,5072025-12-31 30USD
PropertyPlantAndEquipmentNet390,9632026-06-30 128USD
IncomeTaxesPaid380,6002025-12-31 32USD
IncomeTaxesPaidNet380,6002025-12-31 8USD
IncomeTaxPaidFederalAfterRefundReceived370,0002025-12-31 4USD
CurrentFederalStateAndLocalTaxExpenseBenefit362,3972024-12-31 2USD
DeferredIncomeTaxLiabilitiesNet355,6462026-03-31 56USD
DeferredTaxLiabilities355,6462025-12-31 29USD
LeaseAndRentalExpense352,9712018-12-31 14USD
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions344,8852025-12-31 15shares
LesseeOperatingLeaseLiabilityPaymentsDueYearFive323,4202023-12-31 8USD
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations-320,6862017-03-31 20USD
LesseeOperatingLeaseLiabilityPaymentsDueYearFour314,0002023-12-31 8USD
NonoperatingIncomeExpense279,7082026-06-30 168USD
OperatingLeasesFutureMinimumPaymentsDueInFiveYears278,9852018-12-31 2USD
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate278,8232025-12-31 30USD
OperatingLeasesFutureMinimumPaymentsDueInFourYears270,8592018-12-31 4USD
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements268,3012026-03-31 148shares
IncreaseDecreaseInDeferredRevenue264,6412026-06-30 128USD
OperatingLeasesFutureMinimumPaymentsDueInThreeYears262,9702018-12-31 7USD
IncreaseDecreaseInAccruedLiabilities-261,4962026-06-30 128USD
OperatingLeasesFutureMinimumPaymentsDueInTwoYears256,8622018-12-31 7USD
OperatingLeasesFutureMinimumPaymentsDueCurrent249,9432018-12-31 7USD
IncomeTaxExpenseBenefitContinuingOperations238,5292013-12-31 4USD
WeightedAverageNumberDilutedSharesOutstandingAdjustment214,3872025-06-30 2shares
IncreaseDecreaseInOtherCurrentAssets-211,5612026-06-30 128USD
AccountsPayableCurrent193,5092026-06-30 128USD
IncrementalCommonSharesAttributableToEquityUnitPurchaseAgreements188,6652026-03-31 144shares
DeferredTaxAssetsGross161,6372025-12-31 30USD
DebtSecuritiesUnrealizedGainLoss157,1972025-06-30 4USD
CapitalExpendituresIncurredButNotYetPaid155,7002024-06-30 8USD
QuantifyingMisstatementInCurrentYearFinancialStatementsAmount146,2402014-09-30 3USD
IncreaseDecreaseInAccountsReceivable-144,1492026-06-30 128USD
DeferredRevenueNoncurrent132,6292026-06-30 64USD
DeferredFederalStateAndLocalTaxExpenseBenefit130,8152024-12-31 2USD
DeferredIncomeTaxExpenseBenefit-125,7742025-12-31 106USD
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsCompensatedAbsences123,5072025-12-31 30USD
DeferredFederalIncomeTaxExpenseBenefit-122,5562025-12-31 30USD
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability114,4632025-12-31 4USD
CommonStockValue107,6752026-06-30 128USD
DepreciationAndAmortization105,6022026-06-30 192USD
ProceedsFromIncomeTaxRefunds103,8122018-12-31 2USD
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue98,9582024-12-31 88USD
StockIssuedDuringPeriodValueStockOptionsExercised96,9352025-12-31 22USD
AccruedInvestmentIncomeReceivable93,9642026-06-30 28USD
LesseeOperatingLeaseLiabilityPaymentsDue92,0482025-12-31 10USD
DeferredTaxLiabilitiesPropertyPlantAndEquipment87,2672025-12-31 30USD
OperatingLeaseLiability84,5252025-12-31 11USD
TradingSecuritiesUnrealizedHoldingLoss-76,9852013-12-31 4USD
IncomeTaxExpenseBenefit-72,6112026-06-30 192USD
OperatingLeaseRightOfUseAsset68,7322026-06-30 62USD
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount68,5002012-12-31 1shares
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear63,0402019-09-30 3USD
AllocatedShareBasedCompensationExpense62,6172026-06-30 178USD
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition62,6172026-06-30 26USD
AmortizationOfDebtDiscountPremium-61,7242026-06-30 36USD
DeferredTaxAssetsLiabilitiesNet58,7092025-12-31 7USD
DeferredIncomeTaxAssetsNet58,7092026-06-30 6USD
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations-58,1752017-03-31 20USD
PrepaidExpenseAndOtherAssetsNoncurrent46,6762016-09-30 32USD
OperatingLeaseLiabilityNoncurrent38,3692026-06-30 62USD
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain37,7962026-03-31 8USD
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths36,8192025-12-31 7USD
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo36,8192025-12-31 10USD
OtherNonoperatingIncome34,1812016-06-30 4USD
OperatingLeaseLiabilityCurrent30,3632026-06-30 62USD
AllowanceForDoubtfulAccountsReceivableCurrent30,0002026-06-30 70USD
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost26,2922025-12-31 30USD
IncreaseDecreaseInAccountsPayable23,5212026-06-30 128USD
OtherNonoperatingIncomeExpense21,0422018-03-31 20USD
LesseeOperatingLeaseLiabilityPaymentsDueYearThree18,4102025-12-31 10USD
OperatingLeaseExpense18,4102025-12-31 8USD
CurrentStateAndLocalTaxExpenseBenefit18,3222025-12-31 30USD
PaymentsToAcquireAvailableForSaleSecurities13,5292012-09-30 2USD
IncomeTaxReconciliationStateAndLocalIncomeTaxes13,3012025-12-31 30USD
AccruedIncomeTaxesCurrent12,0962011-09-30 2USD
IncomeTaxPaidStateAndLocalAfterRefundReceived10,6002025-12-31 4USD
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets9,8362017-09-30 34USD
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount7,5232025-12-31 10USD
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts6,6002025-12-31 24USD
IncomeTaxReconciliationNondeductibleExpenseDepreciationAndAmortization-6,1262015-12-31 8USD
DeferredTaxAssetsOperatingLossCarryforwards5,2382025-12-31 14USD
DeferredStateAndLocalIncomeTaxExpenseBenefit-3,2182025-12-31 30USD
OtherNoncashIncomeExpense-2,5882016-03-31 40USD
IncomeTaxReconciliationChangeInEnactedTaxRate2,2532025-12-31 18USD
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax5052020-12-31 2USD
StockRepurchasedDuringPeriodShares1102015-12-31 2shares
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance122025-12-31 15USD/shares
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice122025-12-31 15USD/shares
StockholdersEquityNoteStockSplitConversionRatio112015-10-21 5pure
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExercisePrice12017-12-31 1USD/shares
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice12017-12-31 4USD/shares
NumberOfOperatingSegments12012-12-31 1pure
NumberOfOperatingSegments12026-06-30 21Segment
NumberOfReportableSegments12026-06-30 12Segment
NumberOfReportableSegments12025-03-31 1pure
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate12025-12-31 21pure
EffectiveIncomeTaxRateContinuingOperations02025-12-31 4pure
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate02025-12-31 7pure
OperatingLeaseWeightedAverageDiscountRatePercent02025-12-31 6pure
EarningsPerShareBasic-02026-06-30 154USD/shares
EarningsPerShareDiluted-02026-06-30 154USD/shares
LesseeOperatingLeaseDiscountRate02019-09-30 3pure
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate02025-12-31 21pure
CommonStockParOrStatedValuePerShare02026-06-30 128USD/shares
EarningsPerShareBasicAndDiluted02020-09-30 38USD/shares
PreferredStockParOrStatedValuePerShare02026-06-30 128USD/shares
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes02025-12-31 4pure
EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate02025-12-31 2pure
AvailableForSaleSecuritiesDebtSecurities02021-12-31 3USD
AvailableForSaleSecuritiesDebtSecuritiesCurrent02021-12-31 10USD
DeferredTaxAssetsDeferredIncome02024-12-31 18USD
DeferredTaxAssetsNetNoncurrent02011-12-31 6USD
DeferredTaxAssetsOther02024-12-31 26USD
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsDeferredRent02024-12-31 20USD
DeferredTaxLiabilitiesOther02012-12-31 2USD
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities02016-12-31 28USD
ExcessTaxBenefitFromShareBasedCompensationOperatingActivities02016-12-31 30USD
GainLossOnSaleOfPropertyPlantEquipment02025-12-31 24USD
GoodwillImpairmentLoss02025-12-31 29USD
ImpairmentOfLongLivedAssetsHeldForUse02025-12-31 26USD
IncomeTaxReconciliationOtherAdjustments02016-12-31 10USD
IncomeTaxReconciliationTaxCreditsOther02014-12-31 4USD
IncomeTaxReconciliationTaxExemptIncome02012-12-31 2USD
IncreaseDecreaseInOtherNoncurrentAssets02025-12-31 74USD
IncreaseDecreaseInPrepaidRent02019-12-31 30USD
LoansPayableToBankCurrent02021-12-31 14USD
LongTermLoansFromBank02021-12-31 14USD
MarketableSecuritiesCurrent02016-12-31 46USD
MarketableSecuritiesRealizedGainLoss02017-12-31 4USD
MarketableSecuritiesUnrealizedGainLoss02017-09-30 52USD
NetCashProvidedByUsedInFinancingActivities02026-06-30 58USD
OperatingLeaseRightOfUseAssetAmortizationExpense02025-12-31 50USD
OtherAssetsNoncurrent02024-12-31 78USD
OtherLiabilitiesNoncurrent02019-12-31 70USD
PaymentsForProceedsFromInvestments02017-12-31 4USD
PaymentsOfDividendsCommonStock02012-09-30 2USD
PaymentsOfOrdinaryDividends02020-12-31 22USD
PaymentsToAcquireMarketableSecurities02017-09-30 24USD
PreferredStockSharesIssued02026-06-30 124shares
PreferredStockValue02026-06-30 128USD
ProceedsFromBankDebt02021-12-31 12USD
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt02022-09-30 13USD
ProceedsFromStockOptionsExercised02026-06-30 56USD
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate02025-12-31 21pure
TradingSecuritiesUnrealizedHoldingGain02013-12-31 4USD
GainsLossesOnExtinguishmentOfDebt02022-12-31 4USD
PreferredStockSharesOutstanding02025-12-31 12shares
PaymentsToAcquireHeldToMaturitySecurities02026-06-30 36USD
OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities02023-09-30 3USD
IncomeTaxPaidForeignAfterRefundReceived02025-12-31 4USD
UnrecognizedTaxBenefits02025-12-31 2USD

What to be careful about

What this model itself distrusts about CRMZ's figures. Written by the derivation as it ran, not added afterwards.