America’s Car-Mart, Inc. (CRMT)
Every figure this model derived for CRMT, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-04-30.
The figures, and where each came from
This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.
| Figure | Value | XBRL tag | As at |
|---|---|---|---|
| capex | 1,810,000 | PaymentsToAcquirePropertyPlantAndEquipment |
2026-04-30 |
| cash | 46,962,000 | CashAndCashEquivalentsAtCarryingValue |
2026-04-30 |
| equity | 445,556,000 | StockholdersEquity |
2026-04-30 |
| interest expense | 78,570,000 | InterestPaidNet |
2026-04-30 |
| ocf | 64,959,000 | NetCashProvidedByUsedInOperatingActivities |
2026-04-30 |
| revenue | 1,027,813,000 | RevenueFromContractWithCustomerExcludingAssessedTax |
2026-04-30 |
| sbc | 3,722,000 | ShareBasedCompensation |
2026-04-30 |
The ratios
The figures themselves rather than their scores — what somebody looking up CRMT on one particular measure came for.
| Ratio | Value |
|---|---|
| cash operating margin | -33.99 |
| dilution pct | 7.92 |
| ev owner earnings | -0.6 |
| ev sales | -0.03 |
| fcf margin | 6.14 |
| growth cv | 2.4 |
| interest cover | -4.6 |
| operating margin | -35.15 |
| owner earnings margin | 5.78 |
| revenue growth | -10.33 |
| revenue growth per share | -16.91 |
| roic | -71.61 |
| rule of 40 | -45.48 |
| sbc pct revenue | 0.36 |
Everything else this filing tags
341 more elements from CRMT's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.
| Element | Newest | As of | Periods | Unit |
|---|---|---|---|---|
FinancingReceivableBeforeAllowanceForCreditLossAndFee | 1,821,480,000 | 2026-04-30 | 24 | USD |
NotesReceivableGross | 1,752,149,000 | 2023-04-30 | 88 | USD |
Assets | 1,416,840,000 | 2026-04-30 | 120 | USD |
LiabilitiesAndStockholdersEquity | 1,416,840,000 | 2026-04-30 | 120 | USD |
CostsAndExpenses | 1,389,483,000 | 2026-04-30 | 195 | USD |
Revenues | 1,281,502,000 | 2026-04-30 | 163 | USD |
NotesReceivableNet | 1,079,167,000 | 2026-04-30 | 214 | USD |
Liabilities | 970,784,000 | 2026-04-30 | 120 | USD |
LoansReceivableFairValueDisclosure | 878,778,000 | 2024-01-31 | 6 | USD |
FinancingReceivableOriginatedInCurrentFiscalYear | 729,937,000 | 2026-04-30 | 30 | USD |
LongTermDebtAndCapitalLeaseObligationsIncludingCurrentMaturities | 722,366,000 | 2026-04-30 | 67 | USD |
CostOfGoodsAndServicesSold | 663,981,000 | 2026-04-30 | 91 | USD |
RepaymentsOfDebtAndCapitalLeaseObligations | 663,045,000 | 2026-04-30 | 50 | USD |
FinancingReceivableRecordedInvestmentCurrent | 655,445,000 | 2021-01-31 | 97 | USD |
NotesPayable | 610,750,000 | 2025-07-31 | 30 | USD |
ProceedsFromUnsecuredNotesPayable | 549,224,000 | 2026-04-30 | 7 | USD |
FinancingReceivableAllowanceForCreditLossesWriteOffs | 534,561,000 | 2026-04-30 | 53 | USD |
RetainedEarningsAccumulatedDeficit | 533,110,000 | 2026-04-30 | 121 | USD |
RepaymentsOfLinesOfCredit | 521,691,000 | 2026-04-30 | 135 | USD |
RepaymentsOfUnsecuredDebt | 492,287,000 | 2026-01-31 | 4 | USD |
OtherNotesPayable | 458,685,000 | 2026-04-30 | 6 | USD |
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest | 445,656,000 | 2026-04-30 | 238 | USD |
SalesRevenueNet | 442,750,000 | 2018-01-31 | 96 | USD |
FinancingReceivableModificationsPostModificationRecordedInvestment2 | 427,022,000 | 2026-04-30 | 16 | USD |
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear | 421,283,000 | 2026-04-30 | 38 | USD |
ProvisionForLoanLossesExpensed | 419,230,000 | 2026-04-30 | 177 | USD |
DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables | 408,421,000 | 2026-04-30 | 112 | USD |
SalesRevenueGoodsNet | 386,867,000 | 2018-01-31 | 88 | USD |
CostOfRevenue | 343,898,000 | 2019-04-30 | 104 | USD |
FinancingReceivableAllowanceForCreditLosses | 329,901,000 | 2026-04-30 | 227 | USD |
RepaymentsOfNotesPayable | 327,276,000 | 2023-04-30 | 41 | USD |
ProceedsFromLinesOfCredit | 314,593,000 | 2026-04-30 | 135 | USD |
TreasuryStockCommonValue | 298,517,000 | 2026-04-30 | 14 | USD |
TreasuryStockValue | 298,198,000 | 2024-10-31 | 106 | USD |
ProceedsFromSecuredNotesPayable | 288,000,000 | 2026-04-30 | 7 | USD |
FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear | 286,192,000 | 2022-07-31 | 8 | USD |
GrossProfit | 264,517,000 | 2020-04-30 | 72 | USD |
SeniorNotes | 263,681,000 | 2026-04-30 | 6 | USD |
InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles | 253,689,000 | 2026-04-30 | 195 | USD |
FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff | 249,473,000 | 2026-04-30 | 20 | USD |
ProvisionForLoanAndLeaseLosses | 231,718,000 | 2023-10-31 | 94 | USD |
ProceedsFromNotesPayable | 216,000,000 | 2025-07-31 | 28 | USD |
AdditionalPaidInCapitalCommonStock | 210,806,000 | 2026-04-30 | 120 | USD |
SellingGeneralAndAdministrativeExpense | 208,084,000 | 2026-04-30 | 195 | USD |
DeferredTaxAssetsOperatingLossCarryforwardsDomestic | 189,200,000 | 2026-01-31 | 1 | USD |
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear | 185,621,000 | 2026-04-30 | 38 | USD |
IncreaseDecreaseInInventories | -180,287,000 | 2026-04-30 | 135 | USD |
LineOfCredit | 167,231,000 | 2023-04-30 | 42 | USD |
LineOfCreditFacilityMaximumBorrowingCapacity | 145,000,000 | 2014-04-30 | 22 | USD |
NetIncomeLossAvailableToCommonStockholdersBasic | -139,151,000 | 2026-04-30 | 186 | USD |
NetIncomeLossAvailableToCommonStockholdersDiluted | -139,151,000 | 2026-04-30 | 90 | USD |
ProfitLoss | -139,111,000 | 2026-04-30 | 248 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations | 131,646,000 | 2026-04-30 | 96 | USD |
DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal | 129,000,000 | 2026-01-31 | 14 | USD |
FairValueOfAssetsAcquired | 120,636,000 | 2026-04-30 | 126 | USD |
EmployeeBenefitsAndShareBasedCompensation | 119,881,000 | 2025-04-30 | 3 | USD |
FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff | 119,519,000 | 2026-04-30 | 20 | USD |
CompensationExpenseExcludingCostOfGoodAndServiceSold | 115,173,000 | 2025-04-30 | 3 | USD |
FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff | 114,246,000 | 2026-04-30 | 20 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | -107,981,000 | 2026-04-30 | 20 | USD |
LinesOfCreditFairValueDisclosure | 99,563,000 | 2013-04-30 | 2 | USD |
LineOfCreditFacilityAmountOutstanding | 97,032,000 | 2014-04-30 | 24 | USD |
RestrictedCash | 84,684,000 | 2026-04-30 | 36 | USD |
InterestExpenseOperating | 74,494,000 | 2026-04-30 | 20 | USD |
ProceedsFromCollectionOfFinanceReceivables | 74,355,000 | 2019-07-31 | 74 | USD |
DeferredTaxAssetsGross | 74,322,000 | 2026-04-30 | 29 | USD |
AllowanceForLoanAndLeaseLossesProvisionForLossNet | 70,499,000 | 2013-01-31 | 6 | USD |
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment | 64,215,000 | 2026-04-30 | 112 | USD |
LesseeOperatingLeaseLiabilityPaymentsDue | 62,052,000 | 2026-04-30 | 28 | USD |
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear | 61,860,000 | 2026-04-30 | 38 | USD |
CashAndCashEquivalentsPeriodIncreaseDecrease | 57,808,000 | 2020-04-30 | 81 | USD |
DeferredTaxAssetsOperatingLossCarryforwards | 57,028,000 | 2026-04-30 | 5 | USD |
NetCashProvidedByUsedInFinancingActivities | -56,329,000 | 2026-04-30 | 126 | USD |
DeferredIncomeTaxLiabilities | 55,542,000 | 2026-04-30 | 51 | USD |
InventoryNet | 54,074,000 | 2026-04-30 | 120 | USD |
DeferredTaxAssetsValuationAllowance | 52,987,000 | 2026-04-30 | 5 | USD |
NetIncomeLoss | 51,343,000 | 2020-04-30 | 62 | USD |
CommonStockSharesAuthorized | 50,000,000 | 2026-04-30 | 120 | shares |
OperatingLeaseLiability | 49,833,000 | 2026-04-30 | 54 | USD |
OperatingLeasesFutureMinimumPaymentsDue | 48,073,000 | 2019-04-30 | 7 | USD |
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | 47,227,000 | 2026-04-30 | 3 | USD |
ValuationAllowanceDeferredTaxAssetChangeInAmount | 47,000,000 | 2026-01-31 | 1 | USD |
DeferredTaxLiabilitiesOther | 46,056,000 | 2024-04-30 | 24 | USD |
LineOfCreditFacilityRemainingBorrowingCapacity | 46,000,000 | 2014-04-30 | 8 | USD |
FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease | 44,700,000 | 2023-10-31 | 3 | USD |
OperatingLeaseRightOfUseAsset | 43,429,000 | 2026-04-30 | 52 | USD |
PropertyPlantAndEquipmentNet | 42,855,000 | 2026-04-30 | 122 | USD |
OtherSellingGeneralAndAdministrativeExpense | 42,822,000 | 2025-04-30 | 3 | USD |
ContractWithCustomerLiabilityRevenueRecognized | 42,100,000 | 2026-04-30 | 36 | USD |
FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff | 40,960,000 | 2026-04-30 | 20 | USD |
InterestExpense | 36,354,000 | 2024-10-31 | 175 | USD |
AccruedLiabilitiesCurrentAndNoncurrent | 35,901,000 | 2026-04-30 | 122 | USD |
DeferredIncomeTaxLiabilitiesNet | 34,207,000 | 2026-04-30 | 53 | USD |
DeferredTaxLiabilities | 34,207,000 | 2026-04-30 | 61 | USD |
AccountsPayableCurrentAndNoncurrent | 32,063,000 | 2026-04-30 | 120 | USD |
PrepaidExpenseAndOtherAssets | 31,349,000 | 2026-04-30 | 120 | USD |
IncomeTaxExpenseBenefit | 31,130,000 | 2026-04-30 | 196 | USD |
DeferredIncomeTaxExpenseBenefit | 27,061,000 | 2026-04-30 | 135 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive | 26,365,000 | 2026-04-30 | 19 | USD |
Goodwill | 22,800,000 | 2026-04-30 | 122 | USD |
GoodwillGross | 22,767,000 | 2026-04-30 | 24 | USD |
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | -22,676,000 | 2026-04-30 | 42 | USD |
DeferredRevenue | 21,800,000 | 2019-07-31 | 33 | USD |
DeferredFederalIncomeTaxExpenseBenefit | 21,636,000 | 2026-04-30 | 3 | USD |
DeferredTaxAssetsNet | 21,335,000 | 2026-04-30 | 3 | USD |
OccupancyNet | 21,161,000 | 2025-04-30 | 3 | USD |
PaymentsOfDebtIssuanceCosts | 20,252,000 | 2026-04-30 | 86 | USD |
DerivativeAssetNotionalAmount | 20,000,000 | 2011-04-30 | 1 | USD |
LeaseholdImprovementsGross | 19,673,000 | 2014-04-30 | 16 | USD |
OperatingLeasesFutureMinimumPaymentsDueThereafter | 17,616,000 | 2019-04-30 | 7 | USD |
CommonStockSharesIssued | 15,657,592 | 2026-04-30 | 120 | shares |
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 | 15,500,000 | 2014-04-30 | 1 | USD |
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear | 12,950,000 | 2026-04-30 | 38 | USD |
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount | 12,219,000 | 2026-04-30 | 28 | USD |
AdjustmentsToAdditionalPaidInCapitalWarrantIssued | 11,642,000 | 2026-04-30 | 3 | USD |
BuildingsAndImprovementsGross | 11,116,000 | 2014-04-30 | 16 | USD |
AssetImpairmentCharges | 11,016,000 | 2026-04-30 | 7 | USD |
TangibleAssetImpairmentCharges | 11,000,000 | 2026-04-30 | 16 | USD |
OperatingLeaseExpense | 10,400,000 | 2026-04-30 | 56 | USD |
FurnitureAndFixturesGross | 10,293,000 | 2014-04-30 | 16 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths | 9,427,000 | 2026-04-30 | 24 | USD |
AmortizationOfFinancingCostsAndDiscounts | 9,424,000 | 2026-04-30 | 131 | USD |
FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff | 9,243,000 | 2026-04-30 | 20 | USD |
IncomeTaxesPaidNet | 9,174,000 | 2026-04-30 | 126 | USD |
AccruedSalariesCurrentAndNoncurrent | 9,020,000 | 2026-04-30 | 112 | USD |
AccountsPayableFairValueDisclosure | 8,832,000 | 2013-04-30 | 2 | USD |
SalesAndExciseTaxPayableCurrentAndNoncurrent | 8,591,000 | 2026-04-30 | 112 | USD |
DeferredTaxAssetsDeferredIncome | 8,360,000 | 2026-04-30 | 7 | USD |
CommonStockSharesOutstanding | 8,305,520 | 2026-04-30 | 120 | shares |
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo | 8,304,000 | 2026-04-30 | 28 | USD |
WeightedAverageNumberOfDilutedSharesOutstanding | 8,289,319 | 2026-04-30 | 195 | shares |
WeightedAverageNumberOfSharesOutstandingBasic | 8,289,319 | 2026-04-30 | 195 | shares |
DepreciationAndAmortization | 8,207,000 | 2026-04-30 | 146 | USD |
DepreciationDepletionAndAmortization | 8,207,000 | 2026-04-30 | 151 | USD |
IncomeTaxExpenseBenefitContinuingOperationsAdjustmentOfDeferredTaxAssetLiability | -8,100,000 | 2018-01-31 | 4 | USD |
IncomeTaxReconciliationChangeInEnactedTaxRate | -8,083,000 | 2018-04-30 | 3 | USD |
InterestReceivable | 8,029,000 | 2026-04-30 | 122 | USD |
ImpairmentOfLongLivedAssetsHeldForUse | 7,600,000 | 2026-04-30 | 6 | USD |
TreasuryStockCommonShares | 7,352,072 | 2026-04-30 | 26 | shares |
TreasuryStockShares | 7,328,064 | 2022-12-31 | 94 | shares |
LesseeOperatingLeaseLiabilityPaymentsDueYearThree | 7,143,000 | 2026-04-30 | 28 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect | 7,109,000 | 2026-04-30 | 54 | USD |
IncomeTaxPaidFederalAfterRefundReceived | 6,913,000 | 2026-04-30 | 3 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueNextRollingTwelveMonths | 6,831,000 | 2020-04-30 | 1 | USD |
OperatingLeasesFutureMinimumPaymentsDueCurrent | 6,681,000 | 2019-04-30 | 7 | USD |
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost | 6,626,000 | 2026-04-30 | 29 | USD |
Land | 6,330,000 | 2014-04-30 | 16 | USD |
OperatingLeasesFutureMinimumPaymentsDueInTwoYears | 6,323,000 | 2019-04-30 | 7 | USD |
OperatingLeasesFutureMinimumPaymentsDueInThreeYears | 6,059,000 | 2019-04-30 | 7 | USD |
OperatingLeasesFutureMinimumPaymentsDueInFourYears | 5,991,000 | 2019-04-30 | 7 | USD |
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets | -5,953,000 | 2026-04-30 | 135 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic | 5,933,000 | 2024-10-31 | 175 | USD |
LateFeeIncomeGeneratedByServicingFinancialAssetsAmount | 5,900,000 | 2026-04-30 | 133 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFour | 5,855,000 | 2026-04-30 | 28 | USD |
IncomeTaxReconciliationStateAndLocalIncomeTaxes | 5,508,000 | 2026-04-30 | 42 | USD |
DeferredStateAndLocalIncomeTaxExpenseBenefit | 5,425,000 | 2026-04-30 | 3 | USD |
OperatingLeasesFutureMinimumPaymentsDueInFiveYears | 5,403,000 | 2019-04-30 | 7 | USD |
LeaseAndRentalExpense | 5,100,000 | 2020-01-31 | 27 | USD |
IncreaseDecreaseInAccruedIncomeTaxesPayable | -4,975,000 | 2026-04-30 | 135 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFive | 4,958,000 | 2026-04-30 | 19 | USD |
OtherAccruedLiabilitiesCurrentAndNoncurrent | 4,953,000 | 2026-04-30 | 112 | USD |
AllocatedShareBasedCompensationExpense | 4,708,000 | 2025-04-30 | 65 | USD |
AdvertisingExpense | 4,700,000 | 2026-04-30 | 42 | USD |
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 | 4,600,000 | 2025-07-31 | 5 | USD |
LettersOfCreditOutstandingAmount | 4,500,000 | 2026-04-30 | 56 | USD |
GainsLossesOnExtinguishmentOfDebt | -4,476,000 | 2026-04-30 | 16 | USD |
FinancingReceivableAllowanceForCreditLossesRecovery | 4,300,000 | 2026-04-30 | 42 | USD |
IncomeTaxesReceivable | 4,179,000 | 2026-01-31 | 30 | USD |
AllocatedShareBasedCompensationExpenseNetOfTax | 4,100,000 | 2023-04-30 | 76 | USD |
CurrentIncomeTaxExpenseBenefit | 4,069,000 | 2026-04-30 | 42 | USD |
ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions | 4,034,000 | 2021-04-30 | 83 | USD |
CurrentFederalTaxExpenseBenefit | 3,985,000 | 2026-04-30 | 3 | USD |
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue | 3,722,000 | 2026-04-30 | 118 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsWarrantyReserves | 3,661,000 | 2023-04-30 | 22 | USD |
IncomeTaxReceivable | 3,524,000 | 2026-04-30 | 54 | USD |
OperatingLeaseImpairmentLoss | 3,400,000 | 2026-04-30 | 4 | USD |
GoodwillPeriodIncreaseDecrease | 3,100,000 | 2023-04-30 | 3 | USD |
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities | -2,828,000 | 2026-04-30 | 135 | USD |
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations | 2,790,000 | 2017-07-31 | 9 | USD |
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear | 2,546,000 | 2026-01-31 | 12 | USD |
StockIssuedDuringPeriodValueAcquisitions | 2,500,000 | 2025-04-30 | 6 | USD |
ConstructionInProgressGross | 2,344,000 | 2014-04-30 | 16 | USD |
IncomeTaxPaidStateAndLocalAfterRefundReceived | 2,261,000 | 2026-04-30 | 3 | USD |
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations | -2,110,000 | 2017-07-31 | 9 | USD |
PaymentsOfFinancingCosts | 2,100,000 | 2022-04-30 | 8 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities | 2,042,000 | 2026-04-30 | 29 | USD |
DeferredFinanceCostsGross | 2,000,000 | 2022-04-30 | 50 | USD |
DeferredFinanceCostsNet | 1,907,000 | 2022-01-31 | 32 | USD |
DeferredTaxLiabilitiesPropertyPlantAndEquipment | 1,820,000 | 2026-04-30 | 24 | USD |
PaymentsOfDebtExtinguishmentCosts | 1,750,000 | 2026-04-30 | 5 | USD |
NetCashProvidedByUsedInInvestingActivities | -1,521,000 | 2026-04-30 | 126 | USD |
AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease | 1,500,000 | 2012-04-30 | 1 | USD |
TaxesPayableCurrentAndNoncurrent | 1,429,000 | 2019-07-31 | 11 | USD |
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear | 1,408,000 | 2026-04-30 | 38 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue | 1,400,000 | 2015-04-30 | 15 | USD/shares |
StockIssuedDuringPeriodValueShareBasedCompensation | 1,391,000 | 2014-04-30 | 9 | USD |
DerivativeGainOnDerivative | 1,300,000 | 2011-04-30 | 1 | USD |
ProceedsFromRepaymentsOfBankOverdrafts | -1,289,000 | 2026-04-30 | 135 | USD |
AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation | 1,183,000 | 2017-04-30 | 21 | USD |
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities | 1,183,000 | 2017-04-30 | 51 | USD |
InterestPaid | 1,172,000 | 2017-07-31 | 47 | USD |
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing | 1,155,000 | 2014-04-30 | 2 | USD |
NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1 | 1,151,000 | 2018-04-30 | 10 | USD |
FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff | 1,120,000 | 2026-04-30 | 20 | USD |
PreferredStockSharesAuthorized | 1,000,000 | 2026-04-30 | 120 | shares |
AccruedInsuranceCurrentAndNoncurrent | 918,000 | 2023-01-31 | 19 | USD |
ExcessTaxBenefitFromShareBasedCompensationOperatingActivities | -912,000 | 2022-01-31 | 62 | USD |
InterestPayableCurrentAndNoncurrent | 805,000 | 2026-04-30 | 49 | USD |
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsGoodwill | 772,000 | 2026-04-30 | 19 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber | 735,886 | 2024-04-30 | 48 | shares |
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations | -613,000 | 2017-07-31 | 9 | USD |
IncreaseDecreaseInAccruedInterestReceivableNet | 597,000 | 2026-04-30 | 135 | USD |
FinancingReceivableUnamortizedLoanFeeCost | 578,000 | 2026-04-30 | 24 | USD |
CapitalLeaseObligations | 550,000 | 2020-01-31 | 15 | USD |
DebtRelatedCommitmentFeesAndDebtIssuanceCosts | 505,000 | 2020-04-30 | 12 | USD |
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures | 500,000 | 2020-04-30 | 3 | USD |
DefinedContributionPlanEmployerDiscretionaryContributionAmount | 465,000 | 2018-04-30 | 18 | USD |
FinanceLeaseRightOfUseAssetAccumulatedAmortization | 463,000 | 2021-01-31 | 7 | USD |
StockRepurchasedDuringPeriodValue | 434,000 | 2025-04-30 | 81 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber | 431,448 | 2026-04-30 | 50 | shares |
MandatorilyRedeemablePreferredStockFairValueDisclosure | 400,000 | 2016-04-30 | 40 | USD |
TemporaryEquityCarryingAmountAttributableToParent | 400,000 | 2026-04-30 | 76 | USD |
IncreaseDecreaseInDeferredRevenue | 323,000 | 2014-04-30 | 27 | USD |
DebtIssuanceCosts | 319,000 | 2016-01-31 | 15 | USD |
CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation | 298,000 | 2020-01-31 | 14 | USD |
PaymentsForRepurchaseOfCommonStock | 297,000 | 2026-04-30 | 135 | USD |
TreasuryStockValueAcquiredCostMethod | 297,000 | 2026-04-30 | 115 | USD |
AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation | 297,000 | 2026-04-30 | 3 | USD |
ProceedsFromSaleOfPropertyPlantAndEquipment | 289,000 | 2026-04-30 | 97 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber | 279,185 | 2026-01-31 | 14 | shares |
CashAndCashEquivalentsFairValueDisclosure | 272,000 | 2013-04-30 | 2 | USD |
IncomeTaxReconciliationTaxCredits | 246,000 | 2026-04-30 | 2 | USD |
ProceedsFromIssuanceOfCommonStock | 218,000 | 2026-04-30 | 136 | USD |
StockIssuedDuringPeriodValueNewIssues | 218,000 | 2026-04-30 | 131 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized | 200,000 | 2013-04-30 | 1 | shares |
DeferredTaxAssetsInventory | 172,000 | 2026-04-30 | 29 | USD |
CommonStockValue | 157,000 | 2026-04-30 | 120 | USD |
IncomeTaxReconciliationOtherReconcilingItems | 157,000 | 2025-04-30 | 39 | USD |
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount | 154,107 | 2026-04-30 | 48 | shares |
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1 | 126,000 | 2014-04-30 | 6 | USD |
LongTermDebt | 109,000 | 2020-01-31 | 7 | USD |
MinorityInterest | 100,000 | 2026-04-30 | 120 | USD |
DeferredTaxAssetsOther | 94,000 | 2026-04-30 | 5 | USD |
GainLossOnDispositionOfProperty | -91,000 | 2012-04-30 | 3 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant | 90,233 | 2024-07-31 | 17 | shares |
IncomeTaxReconciliationNondeductibleExpenseOther | -85,000 | 2026-04-30 | 3 | USD |
AmortizationOfDeferredLoanOriginationFeesNet | -84,000 | 2026-04-30 | 25 | USD |
CurrentStateAndLocalTaxExpenseBenefit | 84,000 | 2026-04-30 | 3 | USD |
DeferredTaxAssetsPropertyPlantAndEquipment | 76,000 | 2019-04-30 | 4 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross | 75,823 | 2026-01-31 | 79 | shares |
UnrealizedGainLossOnDerivatives | 72,000 | 2011-04-30 | 6 | USD |
ValuationAllowancesAndReservesReservesOfBusinessesAcquired | 70,000 | 2010-04-30 | 1 | USD |
PreferredStockDividendsAndOtherAdjustments | 40,000 | 2026-04-30 | 133 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod | 40,000 | 2024-04-30 | 16 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod | 40,000 | 2013-04-30 | 3 | shares |
DividendsPreferredStockCash | 40,000 | 2026-04-30 | 24 | USD |
PaymentsOfDividendsPreferredStockAndPreferenceStock | 40,000 | 2026-04-30 | 3 | USD |
GoodwillOtherIncreaseDecrease | 36,000 | 2026-04-30 | 7 | USD |
DistributionsOnMandatorilyRedeemableSecurities | -30,000 | 2016-01-31 | 62 | USD |
PaymentsOfDividends | 30,000 | 2026-01-31 | 132 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod | 15,000 | 2018-04-30 | 10 | shares |
GoodwillImpairmentLoss | 14,000 | 2025-07-31 | 95 | USD |
StockRepurchasedDuringPeriodShares | 10,200 | 2025-04-30 | 81 | shares |
TreasuryStockSharesAcquired | 10,200 | 2025-04-30 | 58 | shares |
Dividends | 10,000 | 2024-10-31 | 107 | USD |
SharesPaidForTaxWithholdingForShareBasedCompensation | 9,534 | 2026-04-30 | 3 | shares |
DeferredTaxAssetInterestCarryforward | 7,000 | 2024-04-30 | 5 | USD |
GainLossOnDispositionOfAssets | 5,000 | 2026-04-30 | 158 | USD |
GainLossOnSaleOfPropertyPlantEquipment | -2,000 | 2021-07-31 | 79 | USD |
NumberOfStores | 140 | 2018-07-31 | 25 | pure |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice | 109 | 2024-04-30 | 13 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice | 82 | 2026-04-30 | 35 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice | 80 | 2026-01-31 | 13 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice | 76 | 2024-04-30 | 47 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice | 72 | 2024-04-30 | 36 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice | 52 | 2024-04-30 | 35 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue | 52 | 2016-04-30 | 11 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue | 52 | 2026-01-31 | 4 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice | 47 | 2018-04-30 | 10 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue | 24 | 2015-04-30 | 3 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice | 20 | 2014-04-30 | 1 | USD/shares |
EarningsPerShareBasic | -17 | 2026-04-30 | 252 | USD/shares |
EarningsPerShareDiluted | -17 | 2026-04-30 | 252 | USD/shares |
NumberOfReportableSegments | 1 | 2024-10-31 | 50 | pure |
NumberOfReportableSegments | 1 | 2026-04-30 | 6 | segment |
NumberOfOperatingSegments | 1 | 2026-04-30 | 5 | segment |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate | 1 | 2026-04-30 | 126 | pure |
DefinedContributionPlanEmployerMatchingContributionPercentOfMatch | 0 | 2026-04-30 | 13 | pure |
EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance | -0 | 2026-04-30 | 3 | pure |
FairValueInputsDiscountRate | 0 | 2013-10-31 | 6 | pure |
ConcentrationRiskPercentage1 | 0 | 2013-10-31 | 6 | pure |
FinancingReceivableModificationToTotalFinancingReceivablesPercent | 0 | 2026-04-30 | 16 | pure |
EffectiveIncomeTaxRateContinuingOperations | -0 | 2026-04-30 | 56 | pure |
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 0 | 2026-04-30 | 18 | pure |
CommonStockDiscountOnShares | 0 | 2013-04-30 | 1 | USD |
DerivativeFixedInterestRate | 0 | 2011-04-30 | 1 | pure |
DefinedContributionPlanEmployerMatchingContributionPercent | 0 | 2026-04-30 | 14 | pure |
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes | -0 | 2026-04-30 | 3 | pure |
DerivativeVariableInterestRate | 0 | 2011-04-30 | 1 | pure |
OperatingLeaseWeightedAverageDiscountRatePercent | 0 | 2026-04-30 | 25 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate | 0 | 2026-04-30 | 126 | pure |
FinancingReceivablePercentPastDue1 | 0 | 2020-01-31 | 2 | pure |
DebtInstrumentInterestRateStatedPercentage | 0 | 2013-04-30 | 2 | pure |
DebtInstrumentBasisSpreadOnVariableRate | 0 | 2013-01-31 | 2 | pure |
DebtInstrumentBasisSpreadOnVariableRate1 | 0 | 2013-04-30 | 1 | pure |
LineOfCreditFacilityInterestRateAtPeriodEnd | 0 | 2014-04-30 | 12 | pure |
CommonStockParOrStatedValuePerShare | 0 | 2026-04-30 | 129 | USD/shares |
PreferredStockParOrStatedValuePerShare | 0 | 2026-04-30 | 120 | USD/shares |
EffectiveIncomeTaxRateReconciliationTaxCredits | -0 | 2026-04-30 | 2 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther | 0 | 2026-04-30 | 3 | pure |
AccruedIncomeTaxes | 0 | 2026-04-30 | 47 | USD |
BankOverdrafts | 0 | 2026-04-30 | 89 | USD |
DebtIssuanceCostsLineOfCreditArrangementsNet | 0 | 2018-07-31 | 11 | USD |
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount | 0 | 2026-04-30 | 27 | USD |
FinanceLeaseLiability | 0 | 2021-04-30 | 10 | USD |
GainLossOnDispositionOfAssets1 | 0 | 2026-04-30 | 45 | USD |
IncomeTaxExaminationPenaltiesAndInterestAccrued | 0 | 2026-01-31 | 95 | USD |
PaymentsToAcquireInvestments | 0 | 2025-07-31 | 36 | USD |
PreferredStockSharesIssued | 0 | 2026-04-30 | 108 | shares |
PreferredStockSharesOutstanding | 0 | 2026-04-30 | 107 | shares |
PreferredStockValue | 0 | 2026-04-30 | 60 | USD |
ProceedsFromStockOptionsExercised | 0 | 2026-04-30 | 116 | USD |
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability | 0 | 2026-04-30 | 32 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod | 0 | 2016-04-30 | 2 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod | 0 | 2016-04-30 | 4 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate | 0 | 2026-04-30 | 33 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue | 0 | 2026-04-30 | 117 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue | 0 | 2026-04-30 | 103 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue | 0 | 2026-04-30 | 47 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod | 0 | 2014-01-31 | 4 | shares |
StockIssuedDuringPeriodSharesStockOptionsExercised | 0 | 2026-01-31 | 77 | shares |
StockIssuedDuringPeriodValueStockOptionsExercised | 0 | 2024-10-31 | 94 | USD |
TaxAdjustmentsSettlementsAndUnusualProvisions | 0 | 2025-04-30 | 55 | USD |
WeightedAverageNumberDilutedSharesOutstandingAdjustment | 0 | 2026-04-30 | 177 | shares |
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense | 0 | 2025-04-30 | 21 | USD |
BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1 | 0 | 2026-04-30 | 6 | USD |
CommitmentsAndContingencies | 0 | 2025-04-30 | 2 | USD |
PaymentsToAcquireBusinessesGross | 0 | 2026-04-30 | 7 | USD |
EffectiveIncomeTaxRateReconciliationOtherAdjustments | 0 | 2026-04-30 | 3 | pure |
IncomeTaxReconciliationOtherAdjustments | 0 | 2026-04-30 | 3 | USD |
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued | 0 | 2026-04-30 | 2 | USD |
What to be careful about
What this model itself distrusts about CRMT's figures. Written by the derivation as it ran, not added afterwards.
- no operating income tagged; derived as revenue minus CostsAndExpenses
- gross profit not tagged since 2020-04-30; rebuilt from RevenueFromContractWithCustomerExcludingAssessedTax - CostOfGoodsAndServicesSold
- there is no operating profit to value; valuation rests on EV/revenue (-0.0x) instead
- analyst estimate not used: trailing EPS is not positive, so a growth rate would be meaningless
- durability rests on 3 of 4 inputs; not tagged: contracted coverage
- resilience rests on 2 of 3 inputs; not tagged: liquidity